Donald Kohnstamm is a financial advisor at Cetera with 58 years of industry experience. He holds a Series 63 designation and has worked at Cetera Wealth Services since 2013, with prior experience dating back to 1973 at Desmon & Kohnstamm Inc. He serves as president and owner of Desmon & Kohnstamm, Inc., an insurance-related business, and is a board member and governance committee member of the Foundation for Jewish Philanthropies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Devon Tobler is a financial advisor with LPL Enterprise holding a Series 66 designation and no prior industry experience. Before joining LPL Enterprise in 2026, Tobler worked at M&T Bank and held positions at Target Corporation and Dash's Market. LPL Enterprise, LLC serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and brokerage and insurance products via its integrated platform.

Michael Gnacinski is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and 27 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has longstanding tenures with Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. since 1999. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, structuring planning engagements as collaborative annual relationships using analytical tools to guide investment strategies.

Timothy Winterhalter is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 28 years of industry experience. He has worked at Wells Fargo Advisors and its related entities since 2009. Outside of his advisory role, he serves as a member of the Orchard Park Recreation Commission. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options and leveraging proprietary research and tools to create tailored recommendations.

John Ahrens is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 38 years of industry experience. He has been associated with MML Investors Services, Inc. since 1987 and Massachusetts Mutual Life Insurance Company since 1986. Outside of his advisory role, Ahrens is president and part owner of Buflife Agency Inc., a life and health insurance agency. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate brokerage or insurance arrangements.

Kenneth Sendlak is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 26 years of industry experience. He has worked at MassMutual Life Insurance Company since 2016 and was previously with Metlife Securities, Inc. from 2007 to 2017. Outside of his advisory role, he is a representative and producer for Specific Solutions, focusing on fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning supported by firm-approved software tools and offers specialized services including divorce planning and estate settlement.

Joshua Rohrer is a financial advisor with Raymond James Financial in Buffalo, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he spent over a decade at NCH Corporation / Certified Labs and has also worked with Eagle Financial Group. He is involved with Accreux Wealth Management as an associate and client relationship manager. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored advice and a broad range of implementation options.

Michael Rea is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 license and 18 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage/insurance channels to deliver tailored financial solutions.

Erin Harrington is a Series 66 licensed financial advisor with Equitable Advisors, where she has worked since 2022. She has three years of industry experience and previously held roles at M&T Bank and The Morlock Foundation. Outside of her advisory work, she serves as an official statistician and statistic spotter for basketball and volleyball at Daemen College Athletics. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Shane Federko is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work includes roles at PRUCO Securities, Summit Wealth Management, and MoonBrook Country Club, as well as teaching positions at SUNY Fredonia and Jamestown Community College. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory, and brokerage services supported by model portfolios, third-party asset managers, and an integrated platform that combines adviser programs with additional financial products such as insurance.

Jonathan Fichter is a CFP® with 11 years of industry experience and is currently affiliated with OSAIC. He has worked at Fichter Wealth Management and Securities America, Inc. Prior to joining OSAIC, he spent significant time at Fichter Wealth Management. OSAIC serves a broad range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through a large network of advisers, employing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Avery Cywinski is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining the firm, Avery worked at BankonBuffalo and has experience in both financial services and hospitality. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a collaborative, client-focused approach.

Kyle Kazinski is a financial advisor with Wells Fargo Advisors in Buffalo, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Advisors since 2013. Outside of his work at the firm, he has an ownership interest in PKK Wealth Management LLC, where he dedicates part of his time. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth thresholds, with recommendations supported by Wells Fargo research and planning tools.

Scott Miranto is a CFP® and ChFC® with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in E Amherst, NY. He has been with Ameriprise and its affiliate since 2013. Outside of his advisory role, he works as a shot clock operator in college basketball gameday operations. Ameriprise Financial Services is a large institutional firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Kevin Malaney is a CFP®-designated financial advisor with 15 years of industry experience, currently associated with Morgan Stanley in Williamsville, NY. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning, and manages approximately $2.74 trillion in client assets.

Robert Nusinov is a financial advisor with OSAIC, holding a Series 63 credential and 26 years of industry experience. He previously worked at Securities America Advisors Inc for 17 years and has operated his own business, L&M Financial Services, since 2000. In addition to his advisory work, he is involved in insurance sales through L&M Group. OSAIC serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to build and manage portfolios across multiple investment types.

Robert McNicholas is a financial advisor at Cetera with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera and its affiliates since 2022, following 13 years at Saxony Securities, Inc. He also owns McNicholas Capital Corp., a financial services business he has operated since 2002. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party managers, overseeing more than $256 billion in assets under management.

Michael Cormier is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Advisors LLC and City National Bank. Outside of his advisory role, he serves as a cycling referee for USA Cycling in Colorado Springs. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Elizabeth Evanisko is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 65 registrations and has worked at firms including Cetera Investment Services and Foresters Financial. Evanisko is also the principal of Nova Wealth LLC, the team name under which she conducts business at OSAIC. OSAIC Wealth, Inc. serves a diverse clientele ranging from individual investors to pension plans and charitable organizations, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, risk assessment, and third-party managers to construct tailored portfolios across a variety of asset classes.

Diane Bookhagen is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 23 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since the early 2000s and serves as a self-employed contractor at Erie County Medical Center. Diane is also a member of the Board of Directors for Presbyterian Senior Care of Western New York. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.