Jack Buncy is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. His prior work history includes roles at Landesign and SUNY Brockport. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm uses a range of advisory models implemented through third-party managers and provides services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Sean Siracusa is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63, 65, and 66 licenses and eight years of industry experience. His career includes roles at Northwest Bank, Mass Mutual, Pruco Securities, The Prudential Insurance Company of America, and AXA Advisors. He is currently associated with Northwest Bank in a financial institution role performed alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Taerica Blanding is a financial advisor with Merrill in Williamsville, NY, holding Series 63 and Series 66 credentials and has 23 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Monin is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and advanced modeling tools.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Nathaniel Zawadzki is a financial advisor at LPL Financial with a Series 66 designation and approximately two years of industry experience, including his current role since 2025. His prior experience spans several firms, including Hafner Financial Group and EFPR Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisers and utilizes various model portfolios, third-party subadvisors, and technology tools in its service delivery.

Lisa Ciezki is a financial advisor with Wells Fargo Clearing in Williamsville, NY, holding a Series 63 designation and 30 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a notary public in New York, occasionally notarizing documents for family and friends. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader range of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Michael Gimlin Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. He previously worked at Ameriprise and has a background that includes real estate and academic roles. He is also involved in tax preparation and accounting activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by operational tools and extensive non-advisory financial services.

Michelle Hatten is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 28 years of industry experience. She has worked at Raymond James Financial Services Advisors Inc. since 2009 and has been associated with Scheff Thompson Cress Investment Group since 2007. Outside of her advisory role, she serves as support staff for Scheff Liddell Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and maintains specialized programs supporting municipal finance and SIMPLE IRA employer advisory services.

Christina Norman is a financial advisor at Raymond James Financial with 14 years of industry experience. She holds a Series 63 designation and has worked at Raymond James Financial Services Advisors since 2012. In addition to her advisory role, she is involved in warehouse property management as the owner of 2605 DCN LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting, supported by various analytical tools and advisory programs.

Jeffrey Baker is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Bank of America, and Raymond James during his career. Prior to his financial services career, he has experience in private residential real estate, the Buffalo Sabres organization, and in the restaurant industry. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research resources.

Gregory Croll is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he serves on the board of the Mathewson McCarthy Babe Ruth non-profit, where he is involved in teaching and coaching youth baseball. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance products.

Michael Granica is a CFP® professional with 16 years of experience in the financial services industry. He currently serves as a financial advisor at LPL Financial and has previously worked at NEXT Financial Group, Nationwide Securities LLC, Nationwide Financial, MML Investors Services, and MassMutual. Outside of his advisory role, he is involved in tax preparation and accounting as well as property and casualty insurance through The Getzoni Agency, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management solutions, employing a variety of portfolio strategies supported by both proprietary research and third-party subadvisors.

Jacob Ernst is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Co since 2017. In addition to his advisory role, he is active as a sales agent in health insurance and also serves as an agent for fixed annuities and life insurance with several insurance firms. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements using firm-approved analytical tools and delivers written recommendations focused on investment categories and strategies.

Francis Ginnane is a financial advisor with Mass Mutual Investors Services holding a ChFC® designation and Series 63 license, with 44 years of industry experience. He has been associated with Planned Futures Financial Group LLC since 1997 and with MassMutual and its affiliated entities since 1991. Ginnane serves as chairman of the CEL Alumni Association, a volunteer organization unrelated to his financial advisory work. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including educational seminars, and its planning engagements focus on collaborative, annual relationships using firm-approved analytics to develop written recommendations.

Melissa Mcisaac is a financial advisor with LPL Financial in Williamsville, NY, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at OSAIC for 25 years and Georgetown Capital Group for 23 years. In addition to her advisory role, she is a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Daniel Heims is a financial advisor with Cetera, holding a Series 66 credential and having two years of industry experience. He has worked at several firms, including Avantax Advisory Services and BearingStone Wealth, and currently serves as Chief Operations Manager at Lincoln Sparrow Advisors, LLC. Outside of his advisory work, Heims volunteers with the Ride for Roswell charity cycling event and serves as a Special Education PTA representative for Country Parkway. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform with access to affiliated and third-party managers.

Mary Greenwald is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she previously served as the president of the Women's Association at Brookfield Country Club in Williamsville, New York. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Jason Cohen is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Osaic and has previously worked at American Portfolios Financial Services, Bessemer Trust, and UBS Financial Services. He has also been affiliated with the University of Pittsburgh for over a decade. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various tools and third-party solutions to construct and manage portfolios across diverse asset classes.

Thomas Vivian is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2012, he has worked with individuals, families, business owners, senior executives, and professional athletes to offer tailored financial strategies aimed at simplifying wealth management and addressing life events such as marriage, divorce, career changes, and business transactions. His approach begins with understanding his clients' needs, goals, and passions to provide ongoing advice and portfolio management aligned with their unique situations. Thomas holds a B.S. in Finance from Canisius College and is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He emphasizes continuous learning and rigorous industry training to bring knowledge and insight to his clients. Prior to Merrill Lynch Wealth Management, he was a Market Development Specialist at Ingram Micro. Born and raised in South Buffalo, Thomas resides in Amherst, New York with his wife Katie and their two daughters, Grace and Lily. He is active in the community and serves on the Board of Trustees for Mount Mercy Academy, reflecting his commitment to local institutions. His personal interests include boating, golfing, ice hockey, volleyball, and spending time with his family.