Victoria Montemorano is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and has worked at UBS since 2020. Her prior roles include positions at Beau Ventures LLC and Eaton Vance. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor client plans.

David Sano is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for nine years before joining UBS in 2025. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Stephen Brown is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2014. Outside of his advisory role, he is a co-founder of Iron Smoke Whiskey, LLC, serves as a trustee of Nazareth College, chairs the investment committee at Nazareth University, and participates on the advisory board for the Rochester Knighthawks professional lacrosse team. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Stephen Ashe is a financial advisor with Equitable Advisors, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor Axa Advisors. Outside of his advisory work, Ashe is involved as a member or partner in several non-investment business entities. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs and offers a range of investment solutions including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Yi Weng is a financial advisor with LPL Financial in Rochester, NY, holding a Series 66 designation and 10 years of industry experience. Prior to joining LPL Financial in 2016, Yi Weng was associated with ESL Investment Services, LLC and Cudlipp Advisor Services, LLC. Outside of advisory services, Yi Weng is a commissioned Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services that include financial planning, model portfolio programs, and institutional platforms, utilizing a variety of investment strategies implemented by its network of investment adviser representatives.

Travis White is a financial advisor at LPL Financial in Rochester, NY, with 11 years of industry experience and a Series 63 designation. He has worked with firms including The Summit Federal, Tompkins Trust Company, and Five Star Bank. He is also involved with The Summit Retirement and Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of advisors offering financial planning, model portfolio programs, and institutional platforms.

Paula Terzioglu is a financial advisor at Morgan Stanley in Rochester, NY, with 19 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. Since 2020, she has also been involved in business development for Antpmt LLC, a real estate-related venture. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved planning process.

Yolibeth Garcia Mcgowan is a financial advisor at RBC Capital Markets in Rochester, NY, with 18 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Harry Kaplan is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2023, initially serving as an Investment Consultant before his current role. Prior to joining Fidelity, Harry worked as a Financial Advisor at Prudential from 2022 to 2023. His earlier experience includes roles focused on high net worth clients at Vanguard and shareholder services and trade processing at Manning & Napier from 2017 to 2022. Harry partners with clients to build financial plans centered around their priorities, engaging in a collaborative process to empower clients to take confident steps toward their financial future. Outside of his professional work, Harry's interests include cooking and baking, golf, music, and parenthood.

John Kramer is a Series 66-licensed financial advisor with 26 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 14 years at Ameriprise Financial Services. Kramer is based in Pittsford, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kenneth Ingersoll is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds a Series 66 credential and has previously worked at Securities America Advisors, Inc. and Cambridge Investment Research. Ingersoll is also a partner at Allied CPAs P.C. and serves as vice president of Allied Financial Services, Inc. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach emphasizing asset allocation, portfolio optimization, and the use of unified managed accounts and third-party managers.

Donald Pisaro is a Certified Financial Planner® with 39 years of industry experience. He has been affiliated with Royal Alliance Associates, Inc. since 1989 and has operated his own sole proprietorship providing CPA, tax preparation, and accounting services since 1986. In addition to financial advising, he is involved in tax preparation of individual, corporate, and fiduciary income tax returns. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, utilizing various account types and third-party manager programs.

Mark Blakeney is a financial advisor with LPL Financial based in Rochester, NY, holding the ChFC® and Series 63 designations. He has 17 years of industry experience, including prior roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Prudential Insurance Company of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Victoria Lethbridge is a financial advisor with Merrill in Pittsford, NY, holding a Series 66 designation and 23 years of industry experience. She has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Diduro is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and 38 years of industry experience. He has worked at Metropolitan Life Insurance Company since 1987 and has been with Mass Mutual Investors Services since 2017. Additionally, he operates as an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Joseph Crispino is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to support its investment approach.

Emma Mercurio is a financial advisor at Charles Schwab with a Series 66 credential and experience beginning in 2024. Her prior roles include positions at M&T Bank and several retail companies. She has also spent several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and due diligence resources.

William Pagano is a CFP® professional with 23 years of industry experience. He is currently with LPL Financial, having joined in 2025 after 20 years at Commonwealth Financial Network and nearly two decades at Crossbridge Financial. He operates Pagano DiNicola Wealth Management & Strategic Tax Solutions as part of his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Claire Bellis is a Financial Advisor at Merrill Lynch Wealth Management, specializing in providing financial guidance to women, particularly during pivotal life transitions such as divorce, retirement, and career changes. She holds the designations of Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). With a focus on personalized financial planning, Claire helps clients develop strategies that align with their values and priorities. She aims to guide individuals, families, and business owners through complex financial decisions, supporting them in building confidence and clarity throughout the process. Claire earned her Bachelor's Degree from Eastern Illinois University. She is an active member of the Rochester Women Network and participates in community initiatives like the Junior Achievement Stock Market Challenge. Outside of her professional work, she enjoys activities such as dancing, gardening, hiking, horseback riding, music, singing, spending time with her family, traveling, watching movies, and practicing yoga.

Julie Yunker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with MassMutual Investors Services since 2017 and also serves as an agent with MassMutual Life Insurance Company. Outside of her advisory role, Yunker is a board member of the Genesee County YMCA, overseeing the organization’s operations. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers ongoing, collaborative financial planning engagements using firm-approved tools and delivers written recommendations, with implementation arranged separately through brokerage or insurance channels.