Abagael Wills is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, she worked at UnitedHealth Group and spent several years in education at Bemidji State University and Delano High School. Ameriprise provides retirement-income planning services for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Anthony Lerud is a financial advisor with Edward Jones in Woodbury, MN. He holds the Series 66 designation and has 11 years of industry experience, including 12 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Joseph Rathmanner is a financial advisor with Cetera in Saint Paul, MN, holding a Series 66 designation and bringing 11 years of industry experience. Prior to joining Cetera in 2025, he spent five years with Ameriprise. Outside of his advisory work, he tutors math through an educational service called Mathnasium. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and program structures.

Paul Mc Creight is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations and has been with Edward Jones since 2006. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets under management through a network of over 23,700 financial advisors and 15,000 branch offices nationwide.

Ryan Johnson is a financial advisor at Ameriprise with five years of industry experience and holds the Series 66 designation. His prior roles include positions at Your Legacy Partners and Prudential Financial. Outside of finance, he has experience working in local government and at Minnesota State University, Mankato. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Abigail Fettinger is a financial advisor with Mass Mutual Investors Services in White Bear Lake, MN. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Northwestern Mutual Investment Management and M Health Fairview. Outside of finance, she has worked in education and at a golf course. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring client engagements as annual, collaborative relationships using firm-approved analytical tools.

Peter Miles is a financial advisor at OSAIC with 18 years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services INC and U.S. Bancorp Investments, Inc. He is also president of St. Croix Wealth Management LLC, a paying agent for employees and insurance sales. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Paul Archambeau is a financial professional with 27 years of industry experience. He is currently affiliated with Cetera and North Star Resource Group, and holds Series 63 and 65 credentials. Archambeau has previous experience at Securian Financial Services, Inc. and Minnesota Life. He serves as a board member of the SG3 Foundation. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Nicholas Jones is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. His work history includes roles at Cetera Wealth Services, Securian Financial Group, Rohloff Associates LLC, and the University of St Thomas. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

William Pelto is a financial advisor with Fidelity Investments based in Oakdale, MN. He holds a Series 66 designation and began his career at Fidelity in 2025. His prior work experience includes roles at Hy-Vee, Gustavus Adolphus College, and Running Aces Casino, Hotel & Racetrack. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including those constructed from mutual funds, ETFs, and ETPs.

Bryce Brettingen is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. Prior to joining Ameriprise, he held various roles including positions at the City of Duluth and University of Minnesota Duluth. Ameriprise Financial Services is a diversified advisory firm that serves individual and institutional clients and offers a specialized retirement income service focused on dependable income sources and tax-aware withdrawal strategies. The firm uses a centralized team to produce retirement income plans that incorporate investment research, third-party data, and algorithmic tools.

Nicholas Pariseau is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and 18 years of industry experience. He has been with MML Investors Services Inc and Mass Mutual Life Insurance Company since 2007. Outside of his advisory role, he is a co-owner of NPF Consulting, LLC, which provides coaching and goal-setting consulting for business owners. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative, annual planning relationships.

Stefen Thielke is a financial advisor with RBC Capital Markets, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with RBC Capital Markets since 2008 and has worked at City National Bank since 2019. Outside of his advisory role, he serves as a board director for Mission E4, a nonprofit organization serving Haitian communities, and is elected to the church council at Shepherd of the Valley Church in Afton, MN. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides advisory, financial planning, custody, and brokerage services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers various wrap fee programs and tailors investment strategies through a combination of in-house and third-party managers with options for customization such as tax management and responsible investing.

Jacqueline Mekhail is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following a one-year tenure at Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning delivered through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes supported by proprietary tools and market models.

Chad Zawacki serves as a Senior Resident Director and Wealth Management Advisor at Merrill. Raised in Duluth, Minnesota, he began his career at Merrill while attending Bethel University of St. Thomas, where he earned a Bachelor's degree in Finance. Chad has maintained his professional tenure in the Saint Paul office throughout his career. Chad's experience includes assisting pre-retirees with lifestyle planning, working with business owners on liquidity strategies and company benefit plans, and helping surviving spouses with budgeting. He has worked through multiple economic cycles and significant life events, focusing on helping clients pursue their personal, family, and business goals. Chad is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA™) designations. Beyond his professional work, Chad is a past board member of Special Olympics Minnesota and has participated in fundraising events such as The Northland 300. He resides in Linwood Township, Minnesota, with his wife Heidi and enjoys outdoor activities including hunting, boating on Lake Superior, snowmobiling, and driving all-terrain vehicles. Chad is also a life member of Safari Club International and a member of the Madeline Island Yacht Club.

Anthony Cognetta is a Financial Advisor at Merrill Lynch Wealth Management with over 13 years of experience in the financial industry. He focuses on helping individuals and families achieve their financial goals through tailored strategies that address retirement planning, education savings, wealth growth, and tax minimization. Anthony emphasizes building lasting relationships based on trust, transparency, and clear communication to create personalized financial roadmaps. He holds a Bachelor's Degree in Economics from the University of St. Thomas and holds the Personal Investment Advisor (PIA) designation. Fluent in both English and Spanish, Anthony serves on the Board of Directors at United Family Medicine, demonstrating his commitment to community involvement. Originally from Saint Paul, Minnesota, Anthony and his family enjoy outdoor activities including boating, fishing, camping, skiing, and travel throughout the seasons.

Daniel Rickett is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Voya Financial Advisors and Capital Street Financial Services, where he is also president. Rickett serves as a committee member of the Neighborhood Development Center in St. Paul, MN. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

Matthew Svendsen is a financial advisor at Osaic Wealth, Inc. with 15 years of industry experience. He holds the CFP® designation and multiple securities licenses. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services Inc. from 2022 to 2024. Outside of his advisory role, Svendsen is president and CFO of Be Brave Live Free Inc., where he manages business and financial reporting activities. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisors. The firm utilizes a variety of investment strategies and platforms, offering integrated brokerage and advisory services along with access to third-party money managers and managed-account solutions.

William Hansen is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds a Series 66 designation and has previous work experience at Jamf spanning 16 years. Hansen joined Thrivent in 2025 and has been associated with the firm and its affiliates since then. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based, holistic analyses encompassing a broad range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Kyle Heller is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera. His work history includes roles at North Star Resource Group, Minnesota Life Insurance Company, and Securian Financial Services, among others. Heller is also a partner in J&K Acquisitions and involved in several business ventures outside of his advisory work. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.