Mary Koenig is a CFP® with 27 years of experience in financial planning. She has been with Harvard Square Financial Planning since 2012 and previously worked at Tfc Financial Management Inc for 13 years. Her practice focuses on serving clients in the nonprofit community and their families. Harvard Square Financial Planning provides financial planning and investment consultation primarily to nonprofit sector clients. The firm offers non-discretionary, consultative advice emphasizing diversification, tax efficiency, and long-term allocation strategies, without providing discretionary portfolio management or custody of client assets.

Andrea Crowell is a financial advisor at Kearney-Burch Financial Services, Inc. in Bolton, MA, holding a Series 65 designation with nine years of industry experience. She has been with the firm since 2018 and previously worked with its predecessor entity from 2005 to 2018. Kearney-Burch Financial Services, Inc. provides discretionary portfolio management, financial planning, and hourly consultations to individuals, high-net-worth clients, and corporate clients, including 401(k) and pension advisory services. The firm uses model portfolios based on risk tolerance and focuses on asset-allocation strategies primarily through mutual funds, emphasizing American Funds and American Legacy offerings.

Adam Sureau is a financial advisor at Okemo Capital Management, LLC with 16 years of industry experience. He holds the Series 66 designation and has been with Okemo Capital Management since 2012. Outside of advising, he is the sole owner and property manager of Brick Capital, LLC, a multifamily real estate business, and is a limited partner in a family planning vehicle that owns a stake in Radant Technologies, Inc. Okemo Capital Management provides investment supervisory services to individual and high-net-worth clients, developing customized Investment Policy Statements and managing diversified portfolios that include mutual funds, equities, fixed income, ETFs, real estate vehicles, hedge funds, private placements, and insurance products. The firm employs a range of strategies from long-term holdings to short-term trading and offers both performance-based and standard fee structures while managing accounts on a discretionary basis.

Lisa Franks is a financial advisor with L M Franks Capital in Chestnut Hill, MA, holding a Series 65 designation and 11 years of industry experience. She previously worked at Taylor Wealth Management Partners for four years before founding her current firm in 2018. Outside of advising, she manages an art holding company and a family real estate LLC for estate planning purposes. L M Franks Capital provides customized discretionary and non-discretionary investment management and advisory services to individuals, high-net-worth clients, estates, trusts, and charitable organizations. The firm employs a top-down investment approach that integrates global growth analysis with fundamental, technical, behavioral, and charting methods to pursue long-term growth with income, managing approximately $34 million in client assets.

Yuri Iozzo is a financial advisor with Oltarion Capital LLC and holds a Series 65 designation. He has professional experience primarily outside of finance, including roles at OPKO Health, Sanofi, and the University of Massachusetts Medical School. Oltarion Capital provides non-discretionary investment advisory services and limited-scope financial planning to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses model portfolios focused on mutual funds and ETFs, customizing recommendations to client objectives while excluding cryptocurrencies and leveraged or inverse ETFs.

Elizabeth McVittie is a CFP® with 21 years of industry experience, currently serving at OSAIC since 2023. She has operated McVittie Financial Advisors since 2008 and previously worked at FSC Securities Corporation for 18 years. Outside of her advisory roles, she serves as Treasurer and Finance Committee Member for the United Parish of Auburndale, overseeing the church’s endowment fund and financial records. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that provides advisory and brokerage services through a large network of financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, utilizing a range of investment strategies and technology-driven portfolio management tools.

Kenneth Hoyt is a CFP® with 11 years of industry experience and is the sole advisor at Hoyt Wealth Management in Westford, MA. He has worked at Origin Financial and Perennial Advisors Group, LLC, among other firms. Hoyt Wealth Management serves individual clients, including high-net-worth individuals, as well as corporations and business entities, providing discretionary portfolio management and a range of financial planning services. The firm focuses primarily on passive investment management using index mutual funds and ETFs, supplemented by various analytical methods, and maintains a small client base with approximately $27.7 million in discretionary assets under management.

Rand Spero is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Street Smart Financial, LLC in Lexington, MA. He has been with Street Smart Financial since 2008. Street Smart Financial provides fee-only financial planning and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $52 million for about 62 clients using a risk/reward approach focused on diversification, low-cost mutual funds and ETFs, and tactical asset allocation informed by macroeconomic analysis.

Steven Qian is the sole advisor at Tribeca Investment Inc. in Chestnut Hill, MA, holding Series 63, 65, and 66 licenses with 10 years of industry experience. He previously worked at Ninth Eternity Asset Management LLC, Ninth Eternity Securities LLC, Ninth Eternity Venture Capital, and Beijing Botai Kangrui Investment Management. Outside of his advisory role, Qian is a shareholder and director of Pulsethera Corporation, a Massachusetts-based small business focused on eliminating drug-resistant pathogens through light inactivation, where he contributes to capital raising and business development. Tribeca Investment Inc. provides discretionary investment management and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $19 million, offering account-level portfolio management tailored to clients’ risk tolerance with a focus on equities, fixed income, mutual funds, and ETFs, using proprietary technical analysis and strategic asset allocation.

John Harrison is a CFP® with 21 years of industry experience and has served as President of Aspire Financial Advisors, Inc. since 2012. He is also a licensed insurance broker specializing in life, health, and fixed or indexed annuities. Aspire Financial Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tactical asset allocation using both fundamental and technical analysis and offers a largely non-discretionary management model with multiple compensation options.

Bruce Kaufman is a financial advisor with BDKMarketGroup Investment Management LLC in Wellesley, MA. He holds a Series 65 credential and has 14 years of industry experience. In addition to his advisory role, Kaufman serves in strategic planning and leadership positions for several web-based marketing organizations, including Teenfreeway Inc., RewardsGold.com, and LettCharityRing.org. BDKMarketGroup provides fee-based discretionary investment management primarily for high-net-worth individual investors, offering customized portfolios across various securities. The firm employs a market-timing approach that integrates technical, cyclical, and fundamental analysis, and is noted for its use of performance-based fees and regular client communications such as newsletters and real-time market model outputs.

Jennifer Reid is a financial advisor at Base with Series 63 and Series 65 licenses and one year of industry experience. She has previous work history at NYLIFE Securities LLC and New York Life Insurance Company, and has operated as a self-employed financial coach. Reid incorporates educational programming involving behavioral techniques such as NLP and EFT into her services. Base Planning, LLC provides investment management and financial planning to individual clients, including high-net-worth individuals. The firm’s investment approach uses asset allocation and modern portfolio theory with a combination of passive and active funds, regularly monitoring accounts and utilizing Outside Managers and an institutional custodian platform.

David Choi is a financial advisor at Ingeniq Capital in Bedford, MA, holding a Series 65 designation with three years of industry experience. Prior to founding Ingeniq Capital in 2023, he worked at Corza Medical and GCP Applied Technologies. Ingeniq Capital provides financial planning, discretionary investment management, and advisory services to individuals, families, trusts, estates, business owners, and charitable organizations. The firm emphasizes a fiduciary approach using a Modern Portfolio Theory framework with passive, low-cost index funds and ETFs, while also offering tax-preparation assistance, financial consulting, and educational programs.

Torrence Harder is the principal of Harder Management Company, Inc. in Lexington, MA, holding a Series 65 designation with 13 years of industry experience. He has been president and sole director of Entrepreneurial Ventures, Inc. since 1986 and serves on the boards of several operating companies across various industries. Harder Management Company provides discretionary investment management to high net worth individuals, pension plans, and IRAs, focusing on fixed-income securities, public equities, and private company investments. The firm emphasizes quality entrepreneurial management and employs a research-driven approach to identify opportunities in senior fixed-income securities, growing public companies, and selective private equity ventures.

Alan Hoffman is the sole advisor at Hoffman, Alan N. Investment Management, holding a Series 65 license with 24 years of industry experience. He has worked at Pearson since 2011 and served as a tenured professor and textbook author at Bentley University for 32 years. His outside activities include authoring textbooks for Pearson. Hoffman, Alan N. Investment Management is an independent, single-advisor firm founded in 1995 that provides discretionary asset management to individuals and high-net-worth clients. The firm focuses on large-cap growth equity investing using fundamental analysis and long-term purchase strategies tailored to client objectives and risk tolerance.

Rhonda Murray is the principal of Murray Financial Advisors LLC in North Chelmsford, MA, with 23 years of industry experience. She holds the Series 66 designation and has led her firm since 2002. Murray Financial Advisors serves individuals, families, trusts, estates, and small businesses with financial planning, investment management, tax preparation, and consulting services. The firm uses a customized strategic asset allocation approach combining actively managed and passive funds, ETFs, and select individual equities, managing approximately $50.4 million in discretionary assets for about 52 client households.

Brian Bond is a CFP® with seven years of industry experience, currently serving as the sole advisor at Leverage Financial Advisory in Wilmington, Massachusetts. Prior to founding his firm in 2018, he worked at Boston University and Sage Hospitality. He serves on the Board of Trustees for the Lowell House Condominium Trust in Somerville, Massachusetts, a non-compensated volunteer role. Leverage Financial Advisory provides investment supervisory and financial planning services to individuals, couples, business entities, and employer-sponsored retirement plans, with a focus on hospitality professionals and small business owners. The firm employs a structured client process and a mix of strategic and tactical asset-allocation strategies, including active elements such as momentum investing and options, and is notable for its ERISA-aware retirement plan consulting and participant education services.

Ray Prasad is a CFA® charterholder and financial advisor with five years of industry experience. He is the sole advisor at P2, LLC and has previously worked at TCW, Inc. Outside of his advisory role, Prasad serves as a director on the board of Bliss Health Inc., a private health software company, receiving annual option grants in connection with his position. He is also the Chief Investment Officer of ParadigmARQ Advisors Private Limited, an India-based SEBI-regulated investment advisory firm. P2, LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, focusing on equity investments but incorporating mutual funds, ETFs, commodities, and international securities. The firm employs a mix of fundamental, quantitative, technical, and cyclical analysis and uses various trading techniques, including options and short sales, while managing a small number of accounts with approximately $2.2 million in assets.

Glen Macneil is the sole advisor at MacNeil Capital Management in Littleton, MA. He holds the CFA® designation and Series 63 license, with 21 years of industry experience. He has worked at Fidelity Brokerage Services, Inc. since 1996. MacNeil Capital Management provides discretionary investment supervisory and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm employs a long-term investment strategy informed by fundamental analysis and offers flexibility in trading less-standard securities and aggregating trades for clients.

Like so many of the great XYPN financial advisors you’ll find on this platform, I founded Andante Financial to provide best-in-class, independent financial planning and investment management services. But what makes my firm unique? Here’s three things to start: -After-tax performance is never an afterthought We use robust tax-loss harvesting tools and processes to enhance your after-tax returns. -Investment management: we take it personally We construct personalized investment portfolios for each client; none of our investment management is outsourced or “copy and paste”. -Our values go beyond an account statement 10% of Andante Financial fees are donated to charity and we donate to charities that clients care about so we can redefine "shared values" When I work with a client, I take the responsibility of helping them protect and grow the fruits of their labor seriously; I earned my CFP®, CFA, and CPA marks to expand my knowledge and make the most of any opportunity I get to help a client succeed. But my favorite part of this work is curating a network of clients that I truly enjoy working with and rooting for. Please reach out for an intro call – I’ll enjoy the opportunity to chat and help you get the right person in your corner, whether its me or not.