Kimberley Feeney Zollo is a Certified Financial Planner® with 17 years of industry experience. She has been with Essex Capital Management since 2012. Outside of her advisory role, she serves as an adjunct professor at North Shore Community College, teaching math, financial management, and macroeconomics courses. Essex Capital Management is an independent, fee-only firm serving individuals, families, trusts, estates, charitable organizations, and businesses. The firm offers discretionary portfolio management and financial planning, focusing on diversified, asset-allocation driven portfolios using mutual funds, ETFs, individual securities, and non-correlating assets.

Sean Mcdonough is a CFP® professional with 30 years of industry experience, currently serving as the sole advisor at Onboard Financial Management, LLC since 2020. Prior to founding Onboard, he spent 13 years at Winslow, Evans & Crocker, Inc. Outside of advising, he occasionally prepares taxes for a limited number of clients. Onboard Financial Management is an independent registered investment adviser serving individuals, trusts, estates, and small businesses with discretionary investment management and financial planning. The firm employs a customized, long-term approach to constructing diversified portfolios using ETFs, mutual funds, and individual securities, with an emphasis on low turnover and periodic rebalancing.

Enrique Perez is a financial advisor at Mission Park Capital, LLC in Cambridge, MA, holding a Series 65 designation with seven years of industry experience. He has served at Mission Park Capital since 2018 and previously worked at the Massachusetts Housing Finance Agency from 2015 to 2018. Mission Park Capital provides fee-based investment advisory and discretionary portfolio management to individuals and a variety of institutional clients, employing a tactical allocation approach with fundamental analysis. The firm also offers standalone financial planning, college-cost planning, and comprehensive services that include estate plan coordination and tax planning.

Ryan Wilson is a CFP® professional with 13 years of industry experience and has been the sole advisor at Wilson Capital, LLC since 2012. He holds Series 63 and Series 66 licenses and operates his independent advisory firm from Swampscott, MA. Wilson Capital provides fee-based investment advisory and financial planning services to individuals, trusts, and small-business profit-sharing plans. The firm applies a tactical allocation strategy based on fundamental analysis, offering discretionary portfolio management tailored to client objectives, including accommodating client-imposed investment restrictions.

Thomas Fisher is a CFP® professional with 20 years of industry experience and has been the principal advisor at Fisher Financial Strategies since 2005. He operates an independent firm based in Cambridge, MA. Outside of his advisory work, he manages a residential rental property in Cambridge. Fisher Financial Strategies provides fee-only financial planning and investment advisory services to individuals, families, and ERISA pension/profit-sharing plans. The firm emphasizes fundamental, long-term financial planning using low-cost mutual funds and index-based ETFs, delivering advice primarily through discrete written plans with optional implementation assistance.

John Boyle is a financial advisor at Lennox Financial in Swampscott, MA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fox Advisor Group and FOX & Company Investments Inc. since 1990. Lennox Financial provides discretionary investment management to individuals, multi‑generation families, IRAs, trusts, and business owners using a blend of macroeconomic analysis, technical analysis, and fundamental research, supported by proprietary tools. The firm manages a small client roster with a focus on portfolio management and employs specialized hedge accounts with risk-controlled strategies.

Timothy Mortellite is the sole advisor at Timothy Charles Financial, LLC, with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Brokers International Financial Services LLC from 2009 to 2017. In addition to his advisory role, he is an independent insurance agent involved in the sale of fixed insurance products. Timothy Charles Financial, LLC provides discretionary investment management and financial planning services to individuals, high net worth individuals, trusts, and estates. The firm employs a long-term, fundamental investment approach using low-cost, diversified ETFs and mutual funds, managing approximately $98.5 million in client assets across about 177 client relationships.

Edward Tribble is a financial advisor at Monument Asset Management, LLC with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Manulife Asset Management and John Hancock. Since 2019, he has been with Monument Asset Management, a firm that provides financial planning, portfolio management, retirement plan consulting, and third-party investment adviser recommendations to individuals, high-net-worth clients, corporations, charities, and pension/profit-sharing plans. The firm customizes portfolios using asset allocation combined with fundamental and technical analysis and offers both discretionary and non-discretionary management, including ERISA fiduciary services and hourly billing options.

Adam Nowell is a financial advisor at R3I LLC in Cambridge, MA, holding a Series 65 credential with one year of industry experience. Prior to founding R3I LLC, he worked at Dentsu and Spark Foundry/Publicis, and has been self-employed since 2023. He maintains ongoing professional activities outside of his advisory role. R3I LLC is a state-registered independent advisory firm that provides comprehensive financial planning to individuals, high-net-worth clients, and charitable organizations. The firm focuses on written financial plans and investment analysis without discretionary management, employing a variety of analytical methods alongside Modern Portfolio Theory.

Richard Doron is a financial advisor at SmartStreet Investments with five years of industry experience. He holds Series 63 and Series 65 designations and previously worked at BNY Mellon Investment Management and Integrity Park Inc. before founding SmartStreet Investments. SmartStreet Investments provides discretionary investment management to individual investors, retirement plans, trusts, charitable organizations, foundations, and corporate clients. The firm combines a top-down macroeconomic framework with modern portfolio theory, employing both qualitative and quantitative research to construct customized portfolios that include equity, fixed income, digital-asset ETFs, and blended strategies.

Bryan Barth is the principal advisor at Barth Capital LLC in Boston, MA, holding a Series 66 designation with 14 years of industry experience. He has led Barth Capital since 2014. Outside of his advisory role, he is also involved in photography services as the principal photographer for Barth Real Estate Photo. Barth Capital provides discretionary investment management to high-net-worth individuals, trusts, and various institutional clients. The firm employs a multi-strategy, market-timing absolute-return approach utilizing equities, fixed income, closed-end funds, ETFs, and derivatives, with an emphasis on both long and short positions and active trading.

Matthew Breuer is a financial advisor at Bowditch Advisory Services, LP in Boston, MA, holding a Series 65 credential with three years of industry experience. He has worked at Bowditch Advisory Services since 2021 and is also a software developer for Close Reach Investment Systems, a financial software company he has been involved with since 2013. Bowditch Advisory Services provides discretionary investment management and financial planning to a small set of high-net-worth clients, including individuals, families, trusts, and small businesses. The firm employs a client-centric separately managed account approach that integrates quantitative equity models with systematic futures trading and offers options overlays and actively managed futures strategies.

Kenneth Nagy is a financial advisor at Northeast Equity Research Inc. with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has led his independent firm since 2010. Outside of advising, Mr. Nagy consults for Zacks Investment Research on a crowdfunding research platform and teaches college courses at Salem State University and Endicott College. Northeast Equity Research provides fee-based, non-discretionary asset management to individuals, small-business owners, charities, and high-net-worth clients. The firm combines fundamental, technical, and cyclical analysis with Modern Portfolio Theory principles, emphasizing tailored Investment Policy Statements and coordinated management of held-away 401(k) assets.

Michael Caputo is a financial advisor at Vitale & Caputo Wealth Management LLC in Middleton, MA, with 18 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Mass Mutual Investors Services and Baystate Wealth Management. In addition to his advisory role, Caputo is the owner of Caputo & Company, PC, a CPA firm, and a managing member of S.M. Equipment LLC, a leasing company. Vitale & Caputo Wealth Management provides one-time financial planning and solicitation services primarily to individuals and high-net-worth clients, referring them to third-party advisers for ongoing portfolio management. The firm does not maintain client accounts or manage assets directly.

Nathanael Brayton is the sole advisor at Nathanael R. Brayton, CFA, an independent firm based in Boston, MA. He holds the CFA designation and has 30 years of industry experience, having operated his own practice since 1991. Outside of financial advising, he serves as a non-management director for a specialty chemicals company. The firm provides discretionary portfolio management and non-discretionary investment advice to individuals, high-net-worth clients, families, IRAs, and personal or family trusts. Its investment approach is bottom-up and valuation-focused, primarily utilizing individual publicly traded securities with occasional use of mutual funds, ETFs, and derivatives for hedging.

Brent Garcia is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Broadwater Capital Management LLC since 2002. Broadwater Capital Management provides discretionary investment advisory services to individuals, trusts, charitable entities, small institutions, and personal corporations. The firm creates customized portfolios using both fundamental and technical analysis, managing investments with a long-term orientation while retaining flexibility for shorter-term trades based on client needs and market conditions.

Robert Hurley is the sole advisor at Investor Resources Inc in Boston, MA, where he has provided financial advisory services since 1996. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Investor Resources Inc offers financial planning, investment consultations, and portfolio management primarily through selecting and monitoring third-party managers and model portfolios. The firm serves individuals, families, and small businesses, operating on a fee-only basis with a manager-of-managers approach and limited discretionary authority focused on account rebalancing.

Juan Garcia is a financial advisor at Holistic Capital with nine years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Morgan Stanley and Eaton Vance Management. Holistic Capital LLC offers non-discretionary investment advisory services to individuals, high net worth clients, trusts, estates, businesses, and retirement plans. The firm uses a risk-managed approach combining quantitative and fundamental analysis to tailor asset allocation based on clients’ objectives and tax profiles.

Eric Martin is a financial advisor at Oxford Martin, LLC with five years of industry experience. He holds Series 63 and Series 66 designations. Prior to founding Oxford Martin in 2021, he worked at Fidelity Investments and has experience in accounting and tax services, as well as roles in education and other business ventures. Oxford Martin is an independent firm that provides discretionary investment management and financial planning services to individuals and high-net-worth clients. The firm uses customized portfolio strategies focusing on individual equity selection, complemented by mutual funds, ETFs, bonds, and cash, and employs fundamental, technical, and cyclical analysis with a primarily long-term investment approach.

Stephen Carluccio is a financial advisor at Mad River Investors in Boston, MA, holding a Series 65 designation with 18 years of industry experience. He has been with Mad River Investors since 2012 and also engages in a limited amount of outside legal work for former clients with employer approval. Mad River Investors provides discretionary investment management to individuals, high-net-worth clients, institutions, and other advisors, employing an opportunistic, concentrated equity-oriented approach with a long-term, contrarian focus. The firm manages private investment partnerships and offers alternative performance-based fee arrangements uncommon among firms of similar size.