Nathaniel Morgan is a financial advisor at Cetera with two years of industry experience and holds a Series 66 designation. He has previously worked at Grant Street Group, where he also develops software for a county tax collector. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform.

Robert Johnson Jr. is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 10 years of industry experience, having worked with MassMutual Life Insurance Company since 2016 and MML Investors Services, LLC since 2017. Outside of his advisory role, he is also an insurance broker involved in the sale of fixed annuities. Mass Mutual Investors Services is an SEC-registered broker-dealer and investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools and structured, annual planning engagements.

Jaden Witte Schrock is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2024. Prior to joining Merrill, Schrock held various roles including positions at Bates College in politics and community partnerships, as well as experience working with the United States Senate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Brandon Riendeau is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2016. Outside of his advisory role, he manages two small business ventures, including an online retail project featuring handcrafted items and a vending machine business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies developed by internal and third-party teams. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gary Packnick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Cetera since 2019 and previously with Summit Financial Group and Summit Brokerage Services. He serves on the board of directors for Singing Hills Christian Conference Center, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Scott Rizzo is a financial advisor with Edward Jones in White River Junction, VT. He holds a Series 66 designation and has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Peter Reilly is a financial advisor at Morgan Stanley in Hanover, NH, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Amazon and the Tuck School of Business at Dartmouth, as well as six years of service in the United States Navy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

William Thomas is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. He has held various roles within Wells Fargo entities since 2009. Outside of his advisory work, he co-owns Upper Valley Wealth Management LLC and serves on the investment committee of the Montshire Museum of Science. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Connor Regan is a Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial advisory field since 2016 and joined Merrill Lynch in 2020. Connor specializes in retirement planning and works with a diverse range of clients including individuals, families, and business owners. He has a particular focus on physician financial planning due to his connections to the healthcare industry. Additionally, Connor is committed to designing portfolios that meet environmental, social, and governance (ESG) criteria. Connor holds the Chartered Retirement Planning Counselor (CRPC) and Chartered SRI Counselor (CSRIC) designations from the College for Financial Planning. He earned a Bachelor of Arts degree in Economics from Bates College. Prior to joining Merrill Lynch, he worked at the broker-dealer HTK, where he specialized in financial planning and investment management. Connor also holds professional licenses in Life, Disability, Long-Term Care, and Annuities. Outside of his professional life, Connor was captain of the NCAA Division 1 cross-country ski team at Bates College. He continues to pursue athletic activities such as running marathons and skiing. Connor enjoys spending time with his family, his fiancée Becca, and their dog Tuck. His personal interests include biking, boating, ice hockey, pickleball, surfing, traveling, and woodworking.

James Godfrey is a financial advisor with Cetera and holds a Series 66 designation. He has nine years of industry experience and has previously worked with Avantax Investment Services and 1st Global Advisors, among others. Godfrey is also a board member of the Vermont Chapter Alzheimer’s Association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning services, and access to third-party money managers.

Evan Roberts is the Resident Director of the Hanover, NH office for Merrill Lynch Wealth Management, a position he has held since 2024. He joined Merrill Lynch in 2015, following over four years at another leading financial institution. In his current role, Evan supports his peers in growing and maintaining their practices. He specializes in assisting clients with goals-based investment management and comprehensive financial strategies that address complex wealth management needs, including cashflow planning, compensation guidance, managing concentrated stock, preparing for liquidity events, and planning for retirement income and wealth preservation. Evan's experience extends to helping families determine when they have achieved 'work optional' status and advising on sustainable spending strategies to prevent running out of funds in retirement. He also focuses on designing strategies for preserving wealth and transferring it to future generations, especially in the Upper Valley area. Evan holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He grew up on a dairy farm in Cornwall, Vermont, and graduated from Kimball Union Academy in Meriden, NH. Evan earned a bachelor's degree in Finance with double minors in Marketing and Environmental Science from Bryant University. Outside of work, he enjoys hiking, golf, tennis, lacrosse, ice hockey, and skiing. Evan serves as a guest lecturer for OSHER at Dartmouth and volunteers with the Ausbon Sargent Land Preservation Trust in New London, NH, where he lives with his wife, Sarah, and their two daughters.

Jessica Duncklee is a financial advisor with LPL Financial in Norwich, Vermont, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. She has been with LPL Financial since 2012 and has worked at Mascoma Savings Bank since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Charles Morgan is a financial advisor with Cetera, holding the PFS™ designation along with Series 63 and Series 66 licenses. He has 27 years of industry experience, including long tenures at Securities America Advisors, Inc. and Securities America, Inc. Morgan is also the president and sole shareholder of a CPA firm specializing in tax planning, financial statement preparation, and business consulting. Outside of his advisory and accounting work, he serves as vice president of a local fundraising board that provides scholarships to high school graduates. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Paul Redfern Sr. is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also serves at Morgan Stanley Private Bank, National Association. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Peter Stern is a financial advisor with Morgan Stanley in Hanover, NH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee for an investment-related trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Haley Deremer is a financial advisor at LPL Financial with six years of industry experience. She holds a Series 66 designation and has previously worked with various insurance carriers and Waddell & Reed. Outside of finance, she has experience in business operations, including roles at Dino's Eastside Grille and Above & Beyond Cleaning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by extensive technology and a broad platform of financial products.

Kimberly House is a financial advisor with Merrill in Hanover, NH, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she serves as a board member for the Nature Walk Condo Association in Lebanon, New Hampshire. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Clara Cole is a financial advisor at LPL Financial with two years of industry experience. She holds the Series 66 designation and has previously worked at Mascoma Bank and Loomis Sayles & Co. Outside of her advisory role, she is involved in marketing and social media for Susan Cole Realty Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad non-advisory financial services network.

John Souther is a financial advisor with Morgan Stanley, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-based Corporate Financial Planning agreements.

William Ksander is a financial advisor with Morgan Stanley in Hanover, NH, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Fidelity Investments and has experience with the New Hampshire Fire Academy. Outside of his advisory role, he is involved with the New Hampshire Fire Academy in a labor and service capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.