Erik Vasquez is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at First Republic Bank and Capital One Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a managed account program and a digital advisory program that recommends ETF-based portfolios using proprietary algorithms and client risk profiles.

Robert Watkins is a financial advisor with Commonwealth Financial Network based in Utica, NY, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked at Provident Mutual and Advanced Group Financial Services, where he is also the owner and president of Advanced Group Financial Services, LLC. Outside of advisory work, he owns Advanced Group Tax Services, a tax preparation and accounting firm. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services. The firm offers discretionary model portfolios and multiple program structures, supporting advisors with operations, trading, technology, compliance, and practice management.

Jason Laurenzo is a financial advisor with GWN Securities Inc. in Albany, NY, holding a Series 63 designation and over 20 years of industry experience. He has been with GWN Securities since 2005 and concurrently serves in law enforcement with the Town of Schodack Police Department. Outside of his advisory role, he is involved in tax preparation and college planning through Northeast Wealth Management, LLC, where he is CEO. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of managed-account programs including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Herbert Perkins III is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 22 years of industry experience. His career includes five years at Goldman Sachs & Co. LLC and sixteen years at The AYCO Company, L.P./Mercer Allied prior to joining Commonwealth Financial Network. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of nearly 2,900 advisors and manages approximately $213 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

James Schaible Jr. is a financial advisor at Key Investment Services LLC with five years of industry experience and holds a Series 66 designation. His prior roles include positions at TD Private Client Wealth LLC, RBC Capital Markets, and LPL Financial, LLC. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, offering model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Dominick Panetta is a CFP® professional with 38 years of industry experience, currently serving at Independent Financial Partners. He has worked with IFP Securities, LLC, Independent Financial Partners, and LPL Financial. Panetta is also the owner of Generations Planning Group, LLC, through which he provides insurance and securities guidance. He serves on the boards of the Guilderland Chamber of Commerce and the Society of Financial Service Professionals, N.E. NY Chapter. Independent Financial Partners is a nationwide firm supporting a network of approximately 261 advisors and manages over $12.5 billion in assets. The firm offers a decentralized advisory model with a focus on retirement-plan advisory and pension consulting services, including ERISA 3(21) and 3(38) capabilities, and partners with National Advisors Trust for directed trustee services.

Stephen Krakower is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors before joining Janney in 2020. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse clientele including individuals, families, trusts, corporate sponsors, and municipal clients. The firm offers a range of brokerage, financial planning, and advisory services through both in-house and third-party portfolio management.

Elizabeth Bauer is a financial advisor with Eagle Strategies (NY Life) based in Albany, NY, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked with Eagle Strategies since 2016 and is also associated with The Di Bella Financial Group, LLC. Bauer serves as a board member at Siena College’s Center for Private Wealth Management, assisting in curriculum development for students pursuing careers in financial services. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers tailored advice and solutions across multiple program types, with a significant portion of assets managed on a non-discretionary basis.

Pamm Kuhl is a financial advisor with Commonwealth Financial Network and holds a Series 66 designation. She has 22 years of industry experience and has worked at James E. Weiss, Inc. since 1983. In addition to her advisory work, she is involved in tax preparation through Advanced Group Tax Services, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office support including operations, trading, technology, and compliance.

Dennis Arnold is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Arnold is also involved in managing rental property holdings through his ownership of Liger Real Estate LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that uses ETF-based portfolios managed with proprietary algorithms.

Matthew Udasin is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 66 licenses with 13 years of industry experience. His previous roles include positions at KeyBank and Key Investment Services LLC. Outside of his advisory work, he serves as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform using proprietary algorithms and also functions as a broker-dealer and insurance agency.

Mark Curley is a financial advisor with Citizens Securities, Inc. in Johnstown, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Equity Services Inc, National Life Group, and Edward Jones. Outside of his advisory work, he is a published author of a book related to the supernatural. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, supporting both discretionary and non-discretionary investment strategies.

Jason Licata is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior roles include positions at Merrill, Allstate, SUNY College, and Capital One Advisors. He serves on the board of directors for Queensbury Youth Baseball/Softball, assisting with the local youth sports program. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory platforms and is wholly owned by Citizens Bank, N.A.

Alexander Forster is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He previously worked at Osaic Wealth Inc. and Cadaret, Grant & Co., Inc., and has been involved in insurance sales through CFA Insurance Agency, LLC since 2013. Outside of his advisory work, Forster serves as Board President of the North Country Association for the Visually Impaired, a nonprofit organization. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Thomas Arcidiacono is a financial advisor at Steward Partners Investment Advisory, LLC with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Raymond James Financial Services and The AYCO Company, L.P./Mercer Allied. Outside of his advisory role, he is a football director and board member for East Greenbush Pop Warner. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations through a range of advisory and portfolio management solutions.

Stanley Paddock is a financial advisor with GWN Securities Inc., holding a Series 63 designation and over 33 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, he sells health, fixed, and long-term care insurance and serves as a trustee for a family trust. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of investment programs, including legacy market-timing and momentum-based strategies.

Mark Enright is a financial advisor at Janney Montgomery Scott with five years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Morgan Stanley. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations. The firm offers a range of services such as brokerage, financial planning, and advisory programs, utilizing both in-house and third-party portfolio management.

Dino Johnson is a financial advisor at Janney Montgomery Scott with 12 years of industry experience and a Series 66 designation. He has worked at several firms, including Steward Partners Investment Solutions and Raymond James Financial Services. Dino has been with Janney Montgomery Scott since 2024. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple wrap programs and unified managed accounts.

Michael Long is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His background includes roles at Fidelity Investments and Citizens Bank, as well as a supervisory position at Camp Sewataro where he directed camper activities. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory programs include a digital platform utilizing proprietary algorithms and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Brandie Mulligan is a CFP® certified financial advisor with 19 years of industry experience. She has worked at &PARTNERS since 2026 and previously held positions at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. &PARTNERS serves a diverse client base including individual and institutional investors, retirement plans, charitable organizations, foundations, and sovereign wealth funds. The firm offers a range of investment advisory and brokerage services, utilizing both proprietary and third-party strategies through platforms like Envestnet, and engages in multiple revenue sources including commissionable transactions and municipal advising.