Victoria James is a financial advisor at Key Investment Services LLC with two years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Equitable Advisors, LLC. Outside of her advisory work, she engages in selling second-hand clothes through Depop on a limited basis. Key Investment Services LLC provides a variety of advisory programs and investment products to individuals, trusts, estates, small businesses, and corporate clients. The firm emphasizes client-directed investment choices supported by ongoing monitoring and due diligence, operating within the KeyCorp group with affiliations that include KeyBank and KeyBanc Capital Markets.

Stephen Jenkins is a financial advisor with Key Investment Services LLC, holding a Series 66 credential and 21 years of industry experience. His prior roles include positions at Sterling Manor Financial and Cadaret, Grant & Co., Inc. Jenkins serves as chair of the Board of Assessment Review and president of the Rhinebeck Central School District Board of Education. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and managed accounts. The firm emphasizes client-directed investment decisions alongside ongoing monitoring and due diligence of third-party advisory products.

Joseph Murphy is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 12 years of industry experience. His career includes roles at KeyBank from 2015 to 2022, alongside overlapping responsibilities at Key Investment Services LLC since 2015. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various programs, including wrap-fee advisory, model portfolios, separately managed accounts, and brokerage products. The firm emphasizes client-directed investment strategy selection supported by non-binding recommendations and ongoing oversight, operating within the KeyCorp group and maintaining affiliations with KeyBank and KeyBanc Capital Markets.

Fred Gallo is a financial advisor with Charles Schwab who holds Series 63, 65, and 66 designations and has 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Charles Schwab & Co., Inc. serves a very large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Curtis Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies aimed at supporting their long-term goals. Curtis holds a Bachelor's Degree from SUNY at Albany and has earned the Personal Investment Advisor (PIA) designation. His approach emphasizes collaboration, tailoring financial plans to the individual needs of each client. Outside of his professional responsibilities, Curtis enjoys adventure sports, biking, and spending time with his family.

Lars Olson is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services. Olson also serves as a Chief Warrant Officer 2 in the New York Army National Guard. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with diversified investment options supported by LPL Research and third-party subadvisors.

Leslie Seymour is a financial advisor with Ameriprise in Clifton Park, NY, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Prior to joining Ameriprise in 2022, Leslie worked at Cetera and Foresters Financial. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, algorithm-assisted recommendations through a centralized consulting team.

Katarzyna Merrill is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2021, following four years at Morgan Stanley. Prior to her financial services career, she had roles outside the industry including positions at New Country Lexus of Latham and Latham '76 Diner. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Coleman is a Wealth Management Advisor engaged in providing tailored financial guidance. He focuses on building strong client relationships to deliver customized wealth management advice and personalized service. By working closely with clients, he develops investment strategies that align with their individual objectives, ensuring a clear understanding of the associated risks and rewards. He holds multiple professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). Michael earned a Bachelor of Science degree in Economics from Siena College.

Jonathan Turnock is a financial advisor with Merrill based in Albany, NY, holding a Series 66 designation and eight years of industry experience. He has been with Merrill and its affiliate Bank of America since 2015. Outside of his advisory role, he serves as a board member of the Niskayuna Soccer Club, where he helps organize teams and plan soccer-related activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Wheeler is a Wealth Management Advisor with Merrill Lynch Wealth Management. He follows a disciplined process that begins with taking the time to understand clients, their families, financial situations, and what matters most to them. This approach reflects his belief that advising is not just about markets and returns, but about aligning financial planning with clients' life priorities. Michael’s areas of expertise include managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael earned a Bachelor's Degree from the University of Rochester. He emphasizes collaboration with clients to create personalized plans tailored to their goals and aspirations.

Zachary Haggas is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads the H Group. Since joining Merrill Lynch in 2012, he has developed strategies for high-net-worth individuals, their families, and businesses to help them pursue their short- and long-term financial goals. Prior to his current role, Zach gained experience in marketing, sales, and financial education in various wealth management firms before building his own team. He also serves as a member of Merrill's Council of Technology Champions, a divisional speaker, national trainer, and head of the training program for the New York Capital Central Complex. Zach's work involves thorough analysis of clients' assets, including company savings plans, IRAs, Roth accounts, pensions, employee benefits, and brokerage accounts, as well as cash management, spending, and goal structuring. He offers services such as tax minimization strategies and assists clients with estate planning in collaboration with legal advisors. His expertise spans areas such as pre-retirement financial analysis, transition and severance planning, retirement income planning, estate planning strategies, and insurance and long-term care strategies. He holds the Personal Investment Advisor (PIA) designation. Raised in Whitesboro, New York, Zach graduated from Siena College with a bachelor's degree in finance. He is a member of the Fort Orange Club and participates in community organizations including the Charity Motor Club formerly Mohawk Valley Lunch Club, the Saratoga Automobile Museum, and The Prevention Council of Saratoga County. Zach resides in Albany, New York, and in his free time, enjoys reading, writing, spending time with family, and maintaining a focus on healthy living.

Philip Loftus is a financial advisor at Edward Jones with 29 years of industry experience. He holds Series 63, 65, and 66 designations. Prior to joining Edward Jones in 2021, he worked at Franklin Templeton Distributors Inc. and Franklin Templeton Financial Services Corp. from 2004 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with a nationwide network of more than 23,700 financial advisors.

Kathleen O'donnell Luther is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 16 years of industry experience. She has been with Cambridge Investment Research Advisors since 2015. Outside of her advisory role, she operates an independent insurance agency serving various insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, with a range of portfolio management options and access to both proprietary and third-party strategies.

Stephen Hartmann is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Ashton Thomas Securities LLC for 20 years. Hartmann serves on the board of the American Marketing Association, a nonprofit organization based in Albany, NY. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutions, offering financial planning, consulting, model portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Todd Trombly is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2017. In addition to his advisory role, he serves as a notary public and has been involved with Broadview Federal Credit Union for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Sean Mannis is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping executives, business owners, and their families simplify their financial lives through clear and structured processes, providing confidence and clarity in every financial decision. His expertise encompasses retirement planning, estate coordination, investment management, equity compensation, and philanthropic strategies. Born and raised in the Capital Region, Sean attended La Salle Institute and Siena College before beginning his career in financial services. He holds the Personal Investment Advisor (PIA) designation. Sean is committed to delivering comprehensive financial solutions that address the full spectrum of his clients' needs. Sean is grounded by his family, including his wife and three children. Outside of work, he enjoys baseball, football, golfing, hiking, ice hockey, tennis, woodworking, and spending time with his family.

Valerie Rhodes is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of The Clore-Kelly Group since 2011. She transitioned into the role of Financial Advisor in August 2019 after serving as a Client Associate, where she contributed to client service and support. Valerie manages various aspects of client service and focuses on areas including family wealth management strategies, liquidity management, retirement planning, and socially responsible investing. Valerie holds a bachelor's degree in management with a marketing concentration and an accounting minor from St. John Fisher College, as well as a Juris Doctorate from Albany Law School. She holds the Personal Investment Advisor (PIA) designation. In addition to her professional activities, Valerie has served on the boards of Girls on The Run Capital Region and Albany Leadership Charter School for Girls and has participated in the New York State Mentoring Program. Outside of her professional and community roles, Valerie enjoys running, including marathon running, traveling, and spending time with her family. She also has an interest in music.

Michael Blasl is a financial advisor at Edward Jones in Chatham, NY, holding a Series 66 designation. He has one year of industry experience, having joined Edward Jones in 2025 after eleven years with Marrello Restaurants and Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Vincent Renda is a CFP® professional with 20 years of industry experience, currently serving at Edward Jones since 2005. He holds the Series 63 designation and is based in Slingerlands, NY. Outside of his advisory work, he manages a real estate rental business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of investment strategies and affiliated services, supported by a large nationwide network of financial advisors and branch offices.