Nicolas Dumas is a CFP® professional with eight years of industry experience, currently serving at Silver Oak Securities, Inc. He previously worked at Purshe Kaplan Sterling Investments and Retirement Planning Group, LLC among other firms. Outside of his advisory role, he conducts insurance sales making up approximately 10% of his professional time. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, and business entities, managing approximately $2.4 billion in discretionary assets. The firm offers a range of advisory programs tailored to client objectives, utilizing both portfolio customization and model-based investment strategies.

Paul Morehouse II is a financial advisor with HBW Advisory Services LLC, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at Silver Oak Securities, Inc., Cetera Wealth Services, LLC, and has been associated with HBW Advisory Services since 2016. Morehouse also owns Morehouse Advisory & Tax Services, an independent financial practice offering securities, fixed insurance, and tax services. HBW Advisory Services manages approximately $1.75 billion in client assets, providing asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm uses a blended investment approach emphasizing risk tolerance, multi-manager diversification, and partnerships with third-party money managers, along with institutional and intermediary services including sub-advisory arrangements and retirement-plan subscription offerings.

Jessica Preville is a Series 66-licensed financial advisor with TSA Management Inc. in Clifton Park, NY, with seven years of industry experience. She has worked at Halliday Financial since 2019 and previously at Northwestern Mutual. Outside of finance, she is employed as a waitress at the Desmond Hotel and Conference Center. TSA Portfolio Management Inc. provides investment supervisory and portfolio management services to a diverse client base, managing approximately $1.479 billion for over 2,500 clients. The firm utilizes model allocations and combines in-house management with third-party managers, focusing on asset allocation, tax-aware security selection, and quarterly rebalancing.

Benjamin Chamberlain is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior work includes roles at LPL Financial, M Holdings Securities, Greenberg & Rapp, National Life Group, and Equity Services, Inc. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors. The firm serves individuals, trusts and estates, retirement plans, charitable organizations, and businesses, employing a goals-based, client-centered planning process combined with an evidence-based investment approach.

Stephen Cash is a CFP® and Series 66 licensed advisor with 11 years of industry experience. He currently works at Mariner Independent and has held prior roles at Advisors Capital Management, LPL Financial, and Private Advisor Group. Mariner Independent serves a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. With a network of 119 advisers, the firm offers financial planning, portfolio management, retirement plan consulting, tax support, insurance solutions, and access to alternative investments through a variety of investment tools and affiliated businesses.

Crystal Langdon is a CFP® with 13 years of industry experience, currently serving as an advisor at AlphaStar Capital Management since 2017. Prior to this, she worked at Nepsis Advisor Services, Inc. for five years and has been president of Crystal Clear Finances, a financial planning and insurance services business, since 2008. She also engages in public speaking and coaching for various companies. AlphaStar Capital Management is a registered investment adviser managing approximately $1.84 billion for individuals, trusts, small businesses, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing strategic asset allocation and quantitative analysis through both model portfolios and custom strategies.

Harold Heintz III is a financial advisor with The Patriot Financial Group, LLC, holding a CFP® designation and Series 63 and 65 licenses. He has eight years of industry experience, with previous roles at firms including J.P. Morgan Securities LLC and New York Life Insurance Co. He also operates FLEX Financial Planning as an investment-related side business. The Patriot Financial Group serves individuals, small businesses, and retirement plans with investment management, financial planning, and consulting services. The firm uses a tailored approach incorporating multiple analysis techniques and offers diversified portfolio options, including equities, fixed income, commodities, and ETFs, with ongoing portfolio supervision and rebalancing.

Joel Fishman is a financial advisor at HBW Advisory Services LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with several firms including Silver Oak Securities, Mountain View Advisory Services, Cetera Wealth Services, and HBW Securities. In addition to his advisory role, he is involved with Encore Estates, providing information related to wills and trusts. HBW Advisory Services manages approximately $1.75 billion in client assets, offering discretionary and non-discretionary asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using third-party money managers and model portfolios, serving a diverse client base through a high client-to-advisor ratio and a mix of retail, charitable, and institutional relationships.

Todd Robertson is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with Euro Pacific Capital since 2008. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform of approximately 131 advisors. The firm manages about $2.95 billion for over 7,000 clients, using an open-architecture model that combines internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management and financial planning services.

Joseph Mc Donald is a financial advisor at TSA Management Inc with one year of industry experience. He holds a Series 66 designation and previously worked at Halliday Financial, LLC. Outside of his advisory role, he teaches three doctorate-level online classes annually at Northeastern University. TSA Portfolio Management provides investment supervisory services to individuals, retirement, and institutional accounts, managing a broad mix of securities through discretionary and non-discretionary portfolio management with an emphasis on strategic asset allocation and tax-aware portfolio construction.

Thomas Dingley is a financial advisor with AlphaStar Capital Management and holds the ChFC® designation and Series 63 license. He has 12 years of industry experience and has worked at firms including TJD Financial Planning LLC and Mosaic Wealth Strategies Group Ltd. In addition to advisory services, he is licensed as an independent insurance agent and spends a portion of his professional time providing insurance products. AlphaStar Capital Management manages approximately $1.84 billion for individuals, trusts, small businesses, and other clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, employing both model portfolios and customized strategies that utilize quantitative and tactical approaches.

Lloyd Church is a financial advisor at PKS Advisory Services, LLC with 29 years of industry experience. He has been with PKS Advisory Services and its predecessor, Purshe Kaplan Sterling Investments, since 1996. PKS Advisory Services provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios based on risk tolerance, time horizon, and objectives through a combination of fundamental and technical analysis.

George Langdon V is a financial advisor at AlphaStar Capital Management with five years of industry experience. He holds a Series 65 designation and has worked at Crystal Clear Finances, where he also sells life insurance. AlphaStar Capital Management serves individual, corporate, and retirement plan clients by providing discretionary investment management, financial planning, and subadvisory services, utilizing both strategic and tactical portfolio approaches across various asset types. The firm operates at enterprise scale with approximately 135 advisors and $2.5 billion in assets under management.

Timothy Brothers is a financial advisor with United Capital Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at The Ayco Company, L.P., including its affiliations with Goldman Sachs and Mercer Allied, from 2003 to 2021. Outside of advisory work, he is a member of TJB, LLC, an investment-related real estate holding company. United Capital Financial Advisors serves a broad client base nationwide, including individuals, corporations, retirement plans, and charitable organizations. The firm provides discretionary portfolio management, access to third-party managers, alternative investments, and customized portfolio strategies, supported by proprietary technology and a comprehensive investment policy framework.

Robert Chapman is a financial advisor with Goldman Sachs Wealth Services, holding a Series 63 designation and bringing 23 years of industry experience. He previously worked for The Ayco Company, L.P./Mercer Allied Company, L.P. for 20 years before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Michael Murray is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Goldman Sachs since 2003, including his current role since 2021, and previously worked at The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients. The firm utilizes centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Christie Chen is a financial advisor at Goldman Sachs Wealth Services with a Series 66 credential and approximately one year of industry experience. Prior to joining Goldman Sachs, Christie held positions at Brandwein's Bagels, Parker Dewey, and USA Football. Goldman Sachs Wealth Services serves a diverse client base including individual investors, executives, plan sponsors, and institutional clients, providing financial planning and portfolio management alongside specialized wealth programs and access to alternative investments. The firm integrates comprehensive strategic and tactical investment models with a range of fee arrangements and operational tools, supported by the broader Goldman Sachs ecosystem.

Anthony Toffenetti is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Ayco and the New York State Department of Taxation and Finance. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutions. The firm offers comprehensive financial planning and portfolio management, utilizing strategic allocation models and a range of fee arrangements while leveraging resources across the broader Goldman Sachs ecosystem.

Stephan Scribner is a CFP® professional with 25 years of industry experience. He is currently affiliated with OSAIC Institutions, INC. and has previously worked with Infinex Investments, Inc. and Ballston Spa National Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions within a hybrid adviser/broker-dealer structure.

Steven Kennedy is a CERTIFIED FINANCIAL PLANNER™ professional with 18 years of industry experience. He has been with Private Advisor Group, LLC since 2016 and previously worked at LPL Financial, TIAA-CREF, Goldman Sachs Wealth Services, and Equitable Advisors. Outside of his advisory role, he is involved with Albany Financial Group, which offers insurance products. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that combines client goal assessment with portfolio management and third-party strategist selection, utilizing multiple investment methods and technology platforms.