Jerry Bruno is a financial advisor with GWN Securities Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He previously worked at Leigh Baldwin & CO., LLC for 21 years. Outside of his advisory role, he is licensed to sell a variety of insurance products including life, disability, and annuities. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning. The firm employs a mix of sub-advisers and model-based allocations, incorporating tactical strategies such as market-timing and momentum-based approaches in some legacy programs.

Leyla Morgillo is a Certified Financial Planner® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network. She previously worked at Lincoln Financial Advisors for 10 years and joined Madison Financial Planning Group and Commonwealth Financial Network in 2023. Outside of her advisory role, she serves as secretary for the Kirkville Fire District. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, compliance, and investment management services. The firm offers a range of advisory programs and discretionary model portfolios designed to meet diverse client needs.

Ernesto Smith Fernandez is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors, LLC and KeyBank. He also has a background that includes military service with the Fuerzas Armadas Revolucionarias and teaching at Preuniversitario Saul Delgado. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model and integrates services from KeyCorp affiliates, offering a variety of wrap programs and investment solutions largely managed on a non-discretionary basis.

Michael Davirro is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at ETFIdea, LLC, Cadaret, Grant & Co., Inc., and he is co-owner of Bowers & Company CPAs PLLC, a CPA firm in Syracuse, NY. Outside of advisory services, he is involved in tax preparation and consulting through his CPA firm. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm provides a wide range of managed-account programs and access to third-party asset managers, backed by extensive support services including trading, reporting, and custody.

Ronald Kelly is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 66 licenses and having 31 years of industry experience. He has been with TIAA since 2012. Outside of his advisory role, he volunteers as an officer with the Holy Name Society, supporting parish activities, and serves on the board of the Monsignor Ronald Bill Scholarship Fund, which awards annual academic scholarships to students. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing retirement plan relationships. The firm offers a range of advisory services including model portfolio management and customized portfolio solutions, and operates within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Erin Puff is a financial advisor at GWN Securities Inc. with one year of industry experience. She holds Series 63 and Series 65 credentials and has been involved with Djpuff Advisors Group, Inc. since 2014, where she also serves as Operations Manager. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and introduction to third-party managers. The firm employs a combination of sub-advisers and model-based allocations, including market-timing and momentum-based strategies in some legacy programs.

Robert Polak Jr. is a financial advisor with TIAA-CREF in Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with TIAA-CREF and TIAA since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of investment management options including model portfolios and customized portfolios, operating within a vertically integrated structure and acting as adviser to a donor-advised fund.

Thomas Baker is a CFP® professional with 17 years of industry experience, currently affiliated with Commonwealth Financial Network in Syracuse, NY. He has worked at Salt City Financial Advisors since 2019 and previously spent a decade with Wells Fargo Advisors Financial Network LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors through a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operations, trading, technology, compliance, and practice-management support, while offering a variety of discretionary and customized portfolio solutions.

Donald Puff is a financial advisor with GWN Securities Inc. in Camillus, NY, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has served as the Operations Manager for DJPuff Advisors Group, Inc. since 2006 and has been with GWN Securities since 2004. In addition to advisory services, he operates as a general agent in the insurance business, focusing on life, health, long-term care insurance, and fixed annuities. GWN Securities provides investment advisory services to individual and corporate clients through multiple managed account programs and financial planning options. The firm combines discretionary portfolio management with model-based allocations and uses a mix of affiliated and unaffiliated sub-advisers, employing both traditional asset allocation and tactical, momentum-based strategies.

Katelyn Kriesel is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. Her prior roles include positions at Cadaret, Grant & Co., Inc., Morgan Stanley, and ETFidea, LLC. She also serves as an elected Town Councilor for the Town of Manlius. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and hundreds of thousands of clients. The firm offers a broad range of managed-account programs, access to third-party asset managers, and custody services, supporting client portfolios through both internal and external investment management solutions.

James Tucker IV is a Series 66-licensed financial advisor with nine years of industry experience. He is currently affiliated with Commonwealth Financial Network and Madison Financial Planning Group, having held prior roles at Lincoln Financial Advisors, Bank of America, and Merrill. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and manages about $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, with a broad range of investment options and back-office support.

Daniel Hopkins is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 66 licenses and has 39 years of industry experience. His prior roles include positions at Ameriprise and Royal Alliance Associates, INC. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients by providing customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary accounts.

Anthony Markusz is a financial advisor at TIAA-CREF with 10 years of industry experience. He holds the CFP® and Series 66 credentials and has previously worked at Heritage Wealth Advisors, Ameriprise, and Equitable Advisors. In addition to his advisory role, he is a licensed real estate salesperson involved in listing and selling homes in Syracuse, NY. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory model separates defined planning services from ongoing discretionary management and includes offerings of both model and customized portfolios.

Matthew Pfeiffer is a financial advisor at Independent Financial Partners with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Key Investment Services LLC for 11 years. Pfeiffer is also the owner of Harbor Wealth Advisors CNY, Inc., a financial services company, and is involved in insurance and annuity support roles. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving a wide range of clients, with a notable focus on retirement-plan advisory and pension consulting services.

Adam Gould is a CFP® and Series 66 credentialed financial advisor with 12 years of industry experience. He currently works at Key Investment Services LLC and has previously held positions at KeyBank, Key Capital Bank, Wells Fargo Clearing, Merrill, Bank of America, Citizens Securities Inc., LPL Financial, and J.P. Morgan Securities. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model to deliver portfolio management and model-based advisory products, integrating offerings from KeyCorp affiliates and emphasizing non-discretionary asset management.

William Kriesel is a financial advisor with Commonwealth Financial Network and holds the CFP® and Series 63 designations. He has 26 years of industry experience, including roles at B&C Planning Services LLC, ETFIDEA LLC, Cadaret, Grant & Co., Inc., and Diversified Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm offers a range of managed-account programs, access to third-party managers, retirement consulting, and custody services.

Lisa Thurston is a financial advisor at Mariner with eight years of industry experience. She holds a Series 63 designation and has worked previously at firms including OSAIC, Securities America Advisors, Stratos Wealth Partners, LPL Financial, First Allied Securities, and Retirement Income Analysts. Outside of advising, she is involved as a distributor of Young Living Essential Oils and works as an individual agent assisting clients with Medicare Advantage plan selections. Mariner serves a broad range of clients including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios overseen by an Investment Committee, combining in-house research with third-party managers and integrating tax and accounting services uncommon for a firm of its size.

James Keller III is a financial advisor with Key Investment Services LLC in Camillus, NY. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. His prior roles include positions at Principal Securities and KeyBank. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary portfolio options and integrates services from KeyCorp affiliates.

Sarah Puff is a financial advisor at GWN Securities Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at GWN Securities since 2013. In addition to her advisory role, she is licensed as an agent for life, health, disability, and long-term care insurance, assisting clients in selecting suitable insurance policies as part of their overall financial plans. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm uses a combination of affiliated and unaffiliated sub-advisers and employs both traditional and momentum-based investment strategies.

Jackson Denue is a financial advisor with TIAA-CREF in Syracuse, NY, holding a Series 66 designation and three years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory roles, he has experience working at Green Hills Farm. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, operating within a vertically integrated model that includes affiliated funds and acts as adviser to a donor-advised fund.