Jeffrey Jones is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of advising, he is involved in luxury watch collecting and investing through ownership of a related business in Marco Island, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets with over 14,000 advisors.

Nicole Curley is a financial advisor with Morgan Stanley in Utica, NY, holding a Series 66 designation and six years of industry experience. She has been involved with the Stevens-Swan Humane Society since 2010. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved tools and research.

Honorine Wallack is a CFP® professional with 37 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Prior to joining Baird, she worked at M. Griffith Investment Services, Inc. for six years. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers financial planning, discretionary and non-discretionary portfolio management, and tailored investment strategies utilizing both in-house and third-party managers.

Robert Watkins is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has a long career history including roles at Provident Mutual and Advanced Group Financial Services, where he was also owner of related entities. Outside of advisory work, he owns a tax preparation service and acts as a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers advisory and brokerage services with a broad range of investment options and technology tools, supported by a large network of advisors and significant assets under management.

John Slifka is a financial advisor at LPL Enterprise with 33 years of industry experience. He holds a Series 63 designation and has held roles at LPL Financial, The Prudential Insurance Company of America, PRUCO Securities, LLC, Cadaret, Grant & Co., Inc., and Securities America Advisor, Inc. Outside of financial services, he was involved with Three Sisters Farm for 11 years. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Meghan Tracy is a financial advisor with LPL Financial, holding the Series 66 designation. She has one year of industry experience, including prior roles at Morgan Stanley and Arrow Bank National Association. Before entering the financial sector, she worked in various positions such as at Ann Street Liquors and Utica Observer Dispatch. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment solutions, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Christopher Belmont is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has previously worked at M&T Bank/LPL Financial, Key Investment Services LLC, Cetera, and The College of Saint Rose. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Jenna Ziarko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and previously worked at Robert W. Baird and M. Griffith Investment Services, Inc. from 2007 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model outcomes.

Diane Kingsley is a financial advisor with Primerica Advisors in Utica, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2000 and had a one-year tenure at PPL Inc. in 2025. In addition to advisory work, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation with a tiered wrap-fee structure.

Mark Daviau is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 30 years of industry experience. His prior experience includes more than 25 years with Metropolitan Life and related entities. Outside of his financial career, he serves as a board member of the International Association of Approved Basketball Officials and is active as a basketball referee. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools and strategies to develop collaborative client relationships.

Christopher Scharf is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, he was with The AYCO Company, L.P./Mercer Allied from 2013 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and financial advisors. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Matthew Sheridan is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Robert W. Baird & Co. since 2018 and previously worked at M. Griffith Investment Services, Inc. from 2014 to 2018. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of strategies that include traditional and non-traditional investments, as well as discretionary and non-discretionary management.

Christopher Giambrone is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial. He previously worked at Commonwealth Financial Network for 17 years and Equitable Advisors for 4 years. Giambrone serves as a course instructor at SUNYIT and the Mohawk Valley Institute for Learning in Retirement, and he holds a trustee role for a non-family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Graham Nelson is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with LPL Financial since 2019 and has prior experience at Mohawk Valley Capital Management and Cadaret, Grant & Co., Inc. Outside of advising, Nelson is the owner of a construction business, McGinnis Nelson Construction Inc. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms supported by advanced research and operational tools.

Allison Major is a financial advisor at LPL Financial with 18 years of industry experience. She holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. for 11 years. Additionally, she has been affiliated with Mohawk Valley Capital Management for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, utilizing model portfolios and customized strategies supported by advanced research and operational tools.

Stephanie Osborn is a financial advisor at Osaic with five years of industry experience. She holds a Series 66 designation and has worked previously at CG Capital, Commonwealth Financial Network, Royal Alliance, and Advanced Group Financial Services. Outside of her advisory role, she provides administrative support to Osaic representatives operating under Plan Wisely Wealth Advisors. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Sarah Militano is a financial advisor with Osaic and holds a Series 66 credential. She has 13 years of industry experience, working concurrently at Osaic and Paradigm Consulting Inc. since 2012, and more recently at Empire Retirement Plans, LLC. She serves as a board member of Abraham House, a nonprofit organization. Osaic Wealth serves a diverse client base that includes retail and institutional investors, retirement plan sponsors and participants, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and a range of investment programs supported by affiliated broker-dealer and RIA relationships.

David Sherline is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 designations and has 29 years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of his advisory work, he is a silent partner in professional sports entities Syracuse Professional Sports LLC and Utica City FC, LLC, and owns a car wash business in Westmoreland, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.

Terry Gras is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at Otsego Mutual Fire Insurance Company for five years and has held positions at Stanley Black & Decker, Travelers Insurance, and Bentley University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joseph Mazzaferro is a CFP® certificant with 14 years of industry experience. He is currently with LPL Enterprise and has prior experience at the Prudential Insurance Company of America and Pruco Securities, LLC. Mazzaferro serves as a board member for the RFA Scholar Leader Fund, where he helps evaluate scholarship candidates. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities, offering advisory and brokerage services through a network of investment adviser representatives. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and includes access to third-party asset managers and insurance products.