Allan Lallier is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2001. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management as well as point-in-time planning services and acts as adviser to a donor-advised fund through affiliated services.

Alexander Gere is a financial advisor with Key Investment Services LLC in Rome, NY, holding Series 63 and Series 66 designations and three years of industry experience. His work history includes multiple roles at Key Investment Services LLC and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client direction in model selection and provides ongoing monitoring, due diligence on third-party advisory products, and supervisory oversight across its offerings.

Daniel Orcutt is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and 38 years of industry experience. He has been associated with Ameritas Advisory Services since 2021 and also serves as president of DCO Insurance Agency Inc, where he works as an independent insurance agent specializing in fixed insurance products and group benefits. Orcutt additionally engages in sales of security business products through United Professional Advisors. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs that include in-house model portfolios, third-party subadvisers, and integrated solutions involving affiliated broker-dealer and investment advisory entities.

Heather Hawley is a CFP®-certified financial advisor with 19 years of industry experience. She currently works at Kestra Advisory Services LLC and Kestra Investment Services LLC since 2026, following prior roles at Commonwealth Financial Network and Advanced Group Financial Services. Outside of her advisory duties, she serves as a notary public, providing document notarizations for clients at no charge. Kestra Advisory Services provides investment advisory and retirement plan consulting to a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and manages assets across multiple platforms with approximately $79.8 billion under management.

Adam Miller is a financial advisor at VOYA Financial Advisors, Inc. with 28 years of industry experience. He holds a Series 63 designation and has worked at Voya Financial and its affiliated firms since 2014. Outside of his advisory role, Miller is an independent insurance agent involved in the sale of fixed insurance products. VOYA Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and advisory programs with a focus on non-discretionary recommendations and operates both as an SEC-registered investment adviser and broker-dealer.

Jeffrey Jones is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of advising, he owns and invests in luxury timepieces. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm serves institutional clients with a broad range of financial product options, including insurance-related vehicles and bank deposit sweep programs.

Nicole Curley is a financial advisor with Morgan Stanley in Utica, NY, holding a Series 66 designation and six years of industry experience. She has been involved with the Stevens-Swan Humane Society since 2010. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved tools and research.

Honorine Wallack is a CFP® professional with 37 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Prior to joining Baird, she worked at M. Griffith Investment Services, Inc. for six years. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers financial planning, discretionary and non-discretionary portfolio management, and tailored investment strategies utilizing both in-house and third-party managers.

John Slifka is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 33 years of industry experience. His background includes roles at The Prudential Insurance Company of America, PRUCO Securities, LLC, LPL Financial, Cadaret, Grant & Co., Inc., and Securities America. Outside of finance, he has experience managing Three Sisters Farm for over a decade. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, access to model portfolios, third-party asset management, and a range of insurance products through an integrated platform.

Meghan Tracy is a financial advisor with LPL Financial in New Hartford, NY, holding a Series 66 designation. She has one year of industry experience, having previously worked at Morgan Stanley and Arrow Bank National Association. Prior to her finance career, she held roles at Ann Street Liquors and the Utica Observer Dispatch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management approaches.

Christopher Belmont is a financial advisor with Edward Jones, holding a Series 66 designation and 12 years of industry experience. He previously worked at M&T Bank/LPL Financial, Key Investment Services LLC, Cetera, and The College of Saint Rose. Belmont joined Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and maintaining a large national network of advisors and branch offices.

Jenna Ziarko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and previously worked at Robert W. Baird and M. Griffith Investment Services, Inc. from 2007 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model outcomes.

Diane Kingsley is a financial advisor with Primerica Advisors in Utica, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2000 and had a one-year tenure at PPL Inc. in 2025. In addition to advisory work, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation with a tiered wrap-fee structure.

Mark Daviau is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 30 years of industry experience. His prior experience includes more than 25 years with Metropolitan Life and related entities. Outside of his financial career, he serves as a board member of the International Association of Approved Basketball Officials and is active as a basketball referee. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools and strategies to develop collaborative client relationships.

Christopher Scharf is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, he was with The AYCO Company, L.P./Mercer Allied from 2013 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and financial advisors. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Matthew Sheridan is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Robert W. Baird & Co. since 2018 and previously worked at M. Griffith Investment Services, Inc. from 2014 to 2018. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of strategies that include traditional and non-traditional investments, as well as discretionary and non-discretionary management.

Graham Nelson is a financial advisor with LPL Financial in Clinton, NY, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. He has worked at LPL Financial since 2019 and has been involved with Mohawk Valley Capital Management since 2004. In addition to his advisory role, Nelson owns a construction business, McGinnis Nelson Construction Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management approaches supported by research from internal and third-party sources.

Allison Major is a financial advisor with LPL Financial in Clinton, NY, holding a Series 63 designation and 17 years of industry experience. Prior to joining LPL Financial in 2019, she worked for Cadaret, Grant & Co., Inc. for 11 years and has been involved with Mohawk Valley Capital Management since 2004. LPL Financial serves individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by internal and third-party research.

Stephanie Osborn is a financial advisor at Osaic with five years of industry experience and holds a Series 66 designation. She previously worked at CG Capital, Commonwealth Financial Network, Royal Alliance, and Advanced Group Financial Services, LLC. In addition to her advisory role, she provides administrative support to Osaic representatives operating under the Plan Wisely Wealth Advisors name. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, using asset-allocation tools and third-party platforms to construct portfolios that include a range of investment types.

Sarah Militano is a financial advisor with OSAIC in Utica, NY, holding a Series 66 designation and 13 years of industry experience. She has worked at Paradigm Consulting Inc. and Empire Retirement Plans, LLC, in addition to her role at OSAIC. Militano serves as a board member of the nonprofit Abraham House. OSAIC Wealth, Inc. provides brokerage and investment advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm utilizes various asset-allocation tools and third-party platforms to manage diverse portfolios through its network of affiliated advisers.