Honorine Wallack is a CFP® professional with 37 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Prior to joining Baird, she worked at M. Griffith Investment Services, Inc. for six years. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers financial planning, discretionary and non-discretionary portfolio management, and tailored investment strategies utilizing both in-house and third-party managers.

Meghan Tracy is a financial advisor with LPL Financial in New Hartford, NY, holding a Series 66 designation. She has one year of industry experience, having previously worked at Morgan Stanley and Arrow Bank National Association. Prior to her finance career, she held roles at Ann Street Liquors and the Utica Observer Dispatch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management approaches.

Christopher Belmont is a financial advisor with Edward Jones, holding a Series 66 designation and 12 years of industry experience. He previously worked at M&T Bank/LPL Financial, Key Investment Services LLC, Cetera, and The College of Saint Rose. Belmont joined Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and maintaining a large national network of advisors and branch offices.

Jenna Ziarko is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and previously worked at Robert W. Baird and M. Griffith Investment Services, Inc. from 2007 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model outcomes.

Diane Kingsley is a financial advisor with Primerica Advisors in Utica, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2000 and had a one-year tenure at PPL Inc. in 2025. In addition to advisory work, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation with a tiered wrap-fee structure.

Mark Daviau is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 30 years of industry experience. His prior experience includes more than 25 years with Metropolitan Life and related entities. Outside of his financial career, he serves as a board member of the International Association of Approved Basketball Officials and is active as a basketball referee. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools and strategies to develop collaborative client relationships.

Christopher Scharf is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, he was with The AYCO Company, L.P./Mercer Allied from 2013 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and financial advisors. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Matthew Sheridan is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Robert W. Baird & Co. since 2018 and previously worked at M. Griffith Investment Services, Inc. from 2014 to 2018. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of strategies that include traditional and non-traditional investments, as well as discretionary and non-discretionary management.

Graham Nelson is a financial advisor with LPL Financial in Clinton, NY, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. He has worked at LPL Financial since 2019 and has been involved with Mohawk Valley Capital Management since 2004. In addition to his advisory role, Nelson owns a construction business, McGinnis Nelson Construction Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management approaches supported by research from internal and third-party sources.

Allison Major is a financial advisor with LPL Financial in Clinton, NY, holding a Series 63 designation and 17 years of industry experience. Prior to joining LPL Financial in 2019, she worked for Cadaret, Grant & Co., Inc. for 11 years and has been involved with Mohawk Valley Capital Management since 2004. LPL Financial serves individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by internal and third-party research.

Sarah Militano is a financial advisor with OSAIC in Utica, NY, holding a Series 66 designation and 13 years of industry experience. She has worked at Paradigm Consulting Inc. and Empire Retirement Plans, LLC, in addition to her role at OSAIC. Militano serves as a board member of the nonprofit Abraham House. OSAIC Wealth, Inc. provides brokerage and investment advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm utilizes various asset-allocation tools and third-party platforms to manage diverse portfolios through its network of affiliated advisers.

David Sherline is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior work includes roles at Bank of America and Merrill. Outside of finance, he holds silent partnership stakes in Syracuse Professional Sports LLC and Utica City FC, and owns a car wash business in Westmoreland, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Terry Gras is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at Otsego Mutual Fire Insurance Company for five years and has held positions at Stanley Black & Decker, Travelers Insurance, and Bentley University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Leslie Shepardson is a financial advisor at LPL Enterprise with 10 years of industry experience. She holds the Series 63 designation and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Allstate Insurance Co. Shepardson also volunteers as a note taker for the Whitesboro Gymnastics Boosters, a local nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products delivered primarily by its investment adviser representatives.

Lu Ann Losito is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been in the financial services industry since 2000 and specializes in personal retirement planning, portfolio management services, and retirement income. Lu Ann works with clients to build wealth management strategies tailored to their individual needs, focusing on understanding their life priorities and collaborating to create personalized financial plans. Her professional background includes over 20 years in finance, following a 16-year career in radio. Lu Ann holds several professional designations, including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned her High School Diploma from Herkimer High School. Outside of her professional work, Lu Ann enjoys cooking, golfing, and music. She and her team are actively involved in their communities, dedicating time and resources to support charitable organizations such as United Way.

Logan Reinold is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at Berkshire Bank, Turning Stone, and SUNY Polytechnic Institute. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party asset managers and LPL programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to deliver tailored financial solutions.

Donna Burnett is a financial advisor with Merrill in Utica, NY, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. She has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Eichinger is a CFP® with over 51 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary investment services tailored to plan objectives and risk tolerances.

Matthew Savery is a financial advisor at Robert W. Baird & Co. with 14 years of industry experience. He holds the CFP® and CFA® designations and has worked at Baird since 2018, following eight years at M. Griffith Investment Services, Inc. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals, utilizing both in-house and third-party managers across various investment strategies.

Mary Anne Treen is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She worked at M&T Securities for three years before joining Baird in 2019. Outside of her advisory role, she owns and operates Pristine Cleaning Services CNY, a cleaning business. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, businesses, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and brokerage services, utilizing a mix of SMA strategies and internal research tools.