Jeffrey Wolniewicz is a CFP® and ChFC® with 12 years of experience in financial advising. He is currently with Under Par Planning LLC, where he has worked since 2020. Prior to that, he spent nearly a decade at Northwestern Mutual in various capacities, including wealth management and investment management. Under Par Planning LLC is a state-registered advisory firm serving individuals, high-net-worth clients, retirement plan sponsors, and small business owners. The firm manages approximately $33 million and offers comprehensive financial planning, discretionary investment management, and retirement plan consulting, using a long-term, strategic asset-allocation approach with tax-aware implementation.

Braden Semlitsch is a financial advisor at Capital Insights Group of WNY, LLC, holding a Series 65 credential with one year of industry experience. Prior to his advisory role, he was involved with Nottinghill Wedding Venue and Manny's Ace Hardware. Capital Insights Group of WNY, LLC provides fiduciary financial planning and investment management to a range of clients, including individuals, families, and charitable organizations. The firm employs a combination of fundamental, qualitative, and quantitative analysis, offering both passive and active investment strategies alongside educational seminars and workshops.

William Hudson III is a Certified Financial Planner® with 25 years of industry experience. He is currently with Hudson Capital Advisory, Inc. and has previously worked at Monetary Management Corporation and other firms. Hudson Capital Advisory provides investment management, financial planning, and consulting services to individuals and registered investment advisers. The firm offers customized portfolios using fundamental, technical, and cyclical analysis and engages in sub-advisory and co-advisory relationships with other SEC-registered advisers.

Paul Isaac Sr. is a financial advisor with Paramount Wealth Advisors in Buffalo, NY, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has previously worked at firms including Securities America, SSN Advisory, and Equitable Advisors. Outside of wealth advisory, he serves as one of 100 board members for the New York State Trial Lawyers and is managing partner of Paramount Settlement Planning, a firm specializing in structured settlements for personal injury clients. Invictus Advisory Services, doing business as Paramount Wealth Advisors, provides discretionary portfolio management and financial planning primarily to individuals, trusts, charities, and estates. The firm has a particular focus on managing cash and annuity components of personal-injury and workers’ compensation settlements and combines fundamental and technical analysis with a long-term, diversified, tax-aware investment approach.

Sean O'Brien is a financial advisor at Andrew Hill Investment Advisors, Inc. in Buffalo, NY with one year of industry experience. He holds a Series 65 designation. His prior work includes roles at Sonwil Logistics and Canisius University. Andrew Hill Investment Advisors provides discretionary and non-discretionary asset management, modular financial planning, and pension consulting to a diverse client base including individuals, trusts, estates, charitable organizations, employer-sponsored plans, captive insurance companies, and individual insurance owners. The firm customizes portfolios based on client objectives and applies a combination of fundamental, technical, cyclical, and behavioral analysis, incorporating environmental, social, and governance (ESG) factors in security selection.

Jeffrey Husarek is a financial advisor at Buffalo First Wealth Management, LLC with three years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Equitable Advisors, Alliance Advisors, and Combined Insurance. Buffalo First Wealth Management offers discretionary wealth management and financial planning services to individuals, businesses, endowments, and foundations, managing approximately $91.7 million in discretionary assets. The firm uses a broad range of investment strategies and maintains insurance affiliations alongside institutional consulting for employer plans and endowments.

David Ungaro is a financial advisor with Sovereign Asset Management in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Next Financial Group Inc and LPL Financial. Outside of advisory services, he is involved with The Money Men Inc, a business entity for tax and investment purposes. Sovereign Asset Management manages approximately $150.6 million for around 337 clients through a two-advisor team, offering discretionary portfolio management and financial planning primarily to high-net-worth individuals, corporations, and businesses. The firm employs a systematic investment approach centered on strategic asset allocation and efficient-frontier modeling, utilizing mutual funds, ETFs, and equities with periodic rebalancing.

Kevin Connolly is a financial advisor at Buffalo First Wealth Management, LLC with 9 years of industry experience. He holds a Series 66 designation and has worked at Buffalo First Advisory Services and Buffalo First Wealth Management since 2013. Connolly also serves as a trustee for Medaille College, participating in strategic planning and several committees. Buffalo First Wealth Management provides discretionary wealth management and financial planning to individuals, businesses, endowments, and foundations. The firm manages approximately $91.7 million in discretionary assets and offers a range of investment strategies alongside institutional consulting and insurance products.

Michael Birenbach is a CFP® with six years of industry experience, currently advising at Orchestral Financial Group Inc. in Amherst, NY. He has been with Orchestral Financial Group since 2007 and worked previously at Signator Investors, Inc. from 2004 to 2005. Outside of investment advising, he provides tax preparation services seasonally and is also licensed to sell life and long-term care insurance. Orchestral Financial Group serves individual and high-net-worth clients with financial planning and discretionary investment management, as well as advisory services to sponsors of employer-sponsored benefit plans under ERISA. The firm employs a blend of macroeconomic analysis, fundamental security selection, and technical analysis to actively manage portfolios across a range of asset categories, including alternative investments and hedging strategies.

Keith Maderer is a financial advisor at SENIOR Financial and Realty Assoc. with four years of industry experience. He holds a Series 63 designation and has been with SENIOR Financial and Realty Assoc. since 1990. SENIOR Financial and Tax Associates is a fee-only advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm focuses on personalized financial planning and discretionary investment management, using a strategic asset allocation approach with primarily no-load and low-load mutual funds and ETFs.

Kenneth Wolf is a financial advisor with Sovereign Asset Management in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior work includes roles at LPL Financial, Sovereign Asset Management, and Next Financial Group Inc. Outside of his advisory work, he has involvement with The Money Men, Inc. and Priority Financial Group. Sovereign Asset Management provides discretionary portfolio management and financial planning services to high-net-worth individuals, corporations, and businesses. The firm manages approximately $176 million in discretionary assets and employs a diversified, systematic investment approach using mutual funds, ETFs, and select equities tailored to client risk profiles and goals.

Angela Hall is a CFP® with 17 years of industry experience. She is currently with Note Advisors, LLC and has held prior roles at GCW Capital, Sterling Investment Counsel, LPL Financial, Jensen Marks Langer and Vance, Sii Investments, and Morgan Stanley. Outside of her advisory work, she is an Independent Insurance Agent specializing in various life and health insurance products. Note Advisors serves individuals, families, trusts, charitable organizations, pensions, and corporations, with a focus on high-net-worth households. The firm emphasizes a financial planning-driven approach and offers in-house tax preparation, wealth coaching, estate-planning assistance, and discretionary asset management.

John Gullo is a financial advisor at Sanderson Wealth Management, LLC in Buffalo, NY. He holds the CFP® designation along with Series 63 and 65 licenses and has five years of industry experience. Gullo has been with Sanderson Wealth Management since 2007, totaling 19 years of tenure at the firm. Sanderson Wealth Management provides comprehensive financial planning, investment consulting, and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm’s investment approach emphasizes asset allocation, manager due diligence, and ongoing monitoring, typically using mutual funds and ETFs to maintain liquidity and transparency.

Thomas Baker Jr. is an advisor at Sandhill Investment Management with six years of industry experience and holds Series 63 and Series 65 licenses. He has been with Sandhill Investment Management for ten years. Sandhill Investment Management serves individual, high-net-worth, institutional, and retirement-plan clients, offering portfolio management, sub-advisory services, and model portfolios. The firm focuses on fundamental, bottom-up research and employs a long-term, buy-and-hold investment approach across diversified asset strategies.

Jeffrey Bowen is a financial advisor with Trubee Wealth Advisors, Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has 49 years of industry experience, including over four decades at Trubee, Collins & Co., INC. Trubee Wealth Advisors provides portfolio management and advisory services to individuals, small businesses, corporate pension and profit-sharing plans, charitable institutions, foundations, and endowments. The firm offers both discretionary and non-discretionary account management, access to third-party sub-advisors, and personalized supervisory and administrative services.

Michael Becht is a financial advisor at Silver Grove Advisory Services with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at NEXT Financial Group for 20 years and Merrill for two years. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $453.6 million in client assets and employs a long-term oriented, diversified investment approach using mutual funds, ETFs, individual securities, and multiple delivery models including direct discretionary management and advisor-sponsored platforms.

Matthew Hayes is a CFP® with seven years of experience in the financial industry. He is currently affiliated with Moldenhauer & Associates, where he has worked for four years, and previously held roles at Commonwealth Financial Network, Equitable Advisors, and TRG Capital Management. Outside of advisory work, he spends part of his time engaged in fixed insurance sales. Moldenhauer & Associates provides financial planning and asset management services to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management and fee-for-service consulting, utilizing a platform relationship with Commonwealth to implement portfolios through advisor-managed and model-based wrap programs.

Patrick Collins is a CFP® with two years of industry experience, currently serving as a financial advisor at WNY Asset Management, LLC in Williamsville, NY. His prior experience includes roles at LPL Financial, Cadaret, Grant & Co., Inc., and Sandhill Investment Management. WNY Asset Management provides discretionary investment advisory services and financial planning to individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm serves both non-high-net-worth and high-net-worth clients, using diversified allocations and a blend of fundamental, technical, and charting analysis within defined asset-allocation programs.

Judy Sescil is a CFP® professional with 13 years at WNY Asset Management, LLC and a total of 15 years in the financial industry. She also operates her own CPA/PFS firm. WNY Asset Management provides discretionary investment advisory and financial planning services to individuals, business entities, and charitable organizations, serving both high-net-worth and non-high-net-worth clients. The firm employs diversified asset allocations and a combination of fundamental, technical, and charting analysis in its investment approach.

Gregory Kozerski Sr. is a Certified Financial Planner® with 28 years of industry experience. He has been with Waterford Advisors, LLC since 2001 and has professional experience as a CPA dating back to 1987. In addition to his advisory role, he prepares income tax returns for clients annually during tax season and sells various insurance products, including term life and disability insurance. Waterford Advisors is a fee-based, SEC-registered advisory team serving individuals, pension and profit-sharing plans, trusts, and estates. The firm provides discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, managing approximately $399 million in assets using diversified asset-allocation models and ongoing account reviews.