Noah Kravitz is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and previously worked at Cadaret, Grant & Co., Inc. He also operates Kravitz Tax Planning and serves as a board member for Congregation Kol Ami, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by model portfolios, third-party subadvisors, and research from LPL Research.

William Reilly is a financial advisor with Wells Fargo Clearing in Elmira, NY, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nina Graham is a Certified Financial Planner (CFP®) with nine years of industry experience. She is currently with Cambridge Investment Research Advisors, where she has worked since 2025, and previously spent ten years at Socha Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using various portfolio management strategies and platform arrangements.

Bradley Sparbanie is a financial advisor at LPL Financial with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at NYLIFE Securities LLC, New York Life Insurance Company, and Eagle Strategies LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Marco Hickey is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been a member of the Cornfield Group since June 2010. He holds the Chartered Financial Analyst (CFA) designation, earned in August 2014, as well as FINRA Series 7, Series 66, and Series 9 securities registrations, and a State Insurance License. With over 15 years of experience, Marco focuses on goals-based wealth management, delivering tailored and tax-efficient asset allocation strategies for individuals and small businesses. His areas of expertise include college education planning, philanthropic planning, managing new wealth, socially responsible and ESG investing, tax minimization, retirement income, and small business strategies. Marco holds a Bachelor of Science degree in Economics from Elmira College. He is an active member of Rotary International and participates in community service through Meals on Wheels. Marco is proficient in English and Italian.

Mark Cornfield is a financial advisor with Merrill in Corning, NY, holding Series 63 and Series 65 licenses and having 34 years of industry experience. He has worked at Merrill since 1994 and has been with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Brown II is a financial advisor with LPL Financial in Elmira, NY, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Community Bank N.A., Faithward Advisors LLC, Broadview Federal Credit Union, and Key Investment Services. He is also a commissioned notary in the State of New York. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a broad range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Aaron Manchester is a financial advisor with Raymond James Financial in Corning, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been employed since 2011 at both Raymond James Financial Services Advisors, Inc. and Corning Credit Union. Manchester is also associated with Wealth Strategies, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through unique affiliations.

Noah Hunkele is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked with Soccer Shots Franchising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and investment committee analyses.

Sabrina Chilson is a CFP® professional with 11 years of experience in the financial services industry. She is affiliated with LPL Financial and has concurrently worked for Chemung Canal Trust Company since 2016. Outside of her advisory roles, she serves as a notary and acts in a fiduciary capacity for The Brown Family Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide through a network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, supporting both discretionary and non-discretionary management with access to research and model portfolios.

Madison Eighmey is a CFP® professional with seven years of experience, currently serving at Raymond James Financial Services Advisors in Corning, NY. Prior to joining Raymond James in 2019, Madison held positions in tax accounting and education. She is also associated with Corning Federal Credit Union Wealth Strategies in a financial advisor role. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm employs non-discretionary planning and risk-profiling tools tailored to client goals and offers specialized programs such as municipal and public-finance advisory services.

John Brand is a financial advisor with Raymond James Financial Services Advisors, Inc. in Elmira, NY, holding a Series 63 license and 12 years of industry experience. He has been with Raymond James since 2015. Brand serves on the Board of Trustees for Elmira College and chairs its investment committee. He is also chairman of the Board of Directors for Arnot Realty and its holding company, Rathbone Corporation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports specialized municipal and public-finance advisory services.

Paul Sypher is a financial advisor with LPL Enterprise and holds the CFP® and ChFC® designations. He has 37 years of industry experience, including long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he serves on the board of Grace Christian Fellowship, a nonprofit organization. LPL Enterprise serves a diverse client base ranging from individuals and high-net-worth clients to retirement plans and institutions. The firm offers a broad range of services including financial planning, model portfolio management, and access to brokerage and insurance products through an integrated platform.

Sydney Carvotta is a financial advisor with LPL Financial in Elmira, NY, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, Carvotta worked at Chemung Canal Trust Company and AML Rightsource. Outside of advisory roles, Carvotta has experience in the food service industry and higher education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and third-party subadvisors.

Peter Schweizer is a financial advisor at Raymond James Financial Services Advisors, Inc. with 16 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2013. Schweizer is co-owner of Guardian Wealth Management, LLC, a business related to his Raymond James practice. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports a broad advisor network with specialized programs in municipal finance and SIMPLE IRA consulting.

William Roe is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Raymond James Financial in Corning, NY. His prior experience includes roles at Chemung Canal Trust Company and involvement in the Elmira City School District. He is also an associate at Wealth Strategies / CCU Wealth Strategies, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client decision-making, while maintaining specialized services including municipal advisory and SIMPLE IRA Employer Advisory & Consulting programs.

Peter Mcevoy is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes structured discovery processes and various modeling tools to assist clients in planning their financial futures.

Jill Boyce is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 26 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as treasurer for Called to Love Outreach Inc., a nonprofit organization. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Jonathan Lerche is a financial advisor at LPL Financial with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Allstate Financial Advisors and First Heritage Federal Credit Union. Outside of financial advising, he has been involved with Five Star Real Estate Services Inc. for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory services, utilizing both discretionary and non-discretionary management, model portfolios, and various technologies to support its investment strategies.