Timothy Melbinger is a financial professional with one year of experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and VIP Financial Matters, LLC since 2025. Outside of finance, he has been teaching piano lessons since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Brian Hall is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial and affiliated entities since 2007. Hall serves as Treasurer and board member for the nonprofit Arc of Blair County. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through a broad network of advisors and advisory programs.

Stephen Tidd is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Valaris PLC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeff Hinish is a financial advisor with Ameriprise in Altoona, PA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he is involved with the Zack Hinish Foundation, a donor-advised fund through the Central PA Community Foundation. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory support and emphasizes managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.

Travis Mcchessney is a financial advisor at Stifel with 22 years of industry experience and holds a Series 66 designation. He has been with Stifel since 2009. Outside of his advisory role, he serves on the board of the Great Commission Bible Institute in Martinsburg, PA. Stifel serves a wide range of clients including individuals, institutional investors, and nonprofit entities, offering brokerage and investment advisory services supported by a proprietary investment methodology from its Investment Strategy Group. The firm’s services include fee-based financial planning and model-driven asset allocation guidance.

Todd Frederick is a financial advisor with Cetera and holds Series 63 and Series 66 credentials. He has 11 years of industry experience and has been with Cetera and its affiliates since 2015. Outside of his advisory role, he is involved in financial planning and insurance services through ARK Financial Services, LLC, where he provides life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting diverse investment strategies and custodial arrangements.

Stephen Pramuk is a financial advisor with Cetera, holding a Series 65 designation and bringing eight years of industry experience. He has been affiliated with Cetera Financial Specialists LLC and Cetera Investment Advisers, LLC since 2017 and operates an accounting and tax consulting firm, Stephen C. Pramuk, CPA, PC, since 2004. Pramuk also owns Pramuk Wealth Management, LLC, a financial services DBA. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supporting both discretionary and non-discretionary strategies.

Michelle Day is a financial advisor with Mass Mutual Investors Services in Duncansville, PA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Mass Mutual and its affiliated MML Investors Services since 2013. Outside of her advisory role, she is a Mary Kay Cosmetics skin care consultant. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning engagements using firm-approved software to analyze client goals and deliver written recommendations.

Nicholas Sefchok is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2022. His prior experience includes roles at Pensionmark Financial Group and JJAN Financial. Outside of his advisory work, he is involved with multiple business ventures, including ownership of a wealth advisory firm and investment in a startup educational business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing a range of portfolio management strategies and platform options.

Andrew Boyd is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked at Cetera Wealth Services since 2019 and previously at Willis Towers Watson and Summit Financial Group. Outside of his advisory role, Boyd serves as treasurer for Ligonier Church of the Brethren, managing the church’s finances and bookkeeping. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and features a multi-manager platform with access to various investment strategies and third-party managers.

Robert Donlan is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior work includes eight years at Cadaret, Grant & Co., Inc. and significant roles at Hancock Capital Management, Inc. and Allan Hancock Agency Inc. He maintains business involvement with Hancock Capital Management, Inc., an independent investment advisory firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Paul Rhule is a Series 66-credentialed financial advisor with Edward Jones, based in Roaring Spring, PA. He has seven years of industry experience, including a decade at Merck & Co. Inc. prior to joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient investment options.

Julie Lerch is a financial advisor with Stifel in Altoona, PA, holding Series 63 and Series 65 licenses and with 19 years of industry experience. She has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Dana Harris is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, Dana worked in healthcare-related roles at UPMC Altoona Regional Health Services Inc and Nemours Children's Hospital. Dana is a Woman of Impact Nominee involved with the American Heart Association, participating in fundraising efforts through their online donation portal. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of financial advisors and branch offices.

Gerald Rose is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 65 licenses. He has 35 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc. and CUSO Financial Services, Lp. Rose serves as president of the Westwood Water Company and is a committee member and volunteer at St. Therese Church in Altoona, PA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, offering both proprietary and third-party investment strategies tailored to client objectives.

Thomas Weimer is a financial advisor at Stifel with 50 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Stifel since 2009. Outside of his advisory role, he serves on finance councils for the Roman Catholic Diocese of Altoona-Johnstown and St. John the Evangelist Catholic Church, and is Treasurer of the Msgr. Joseph M. Luddy Scholarship Board; he is also Director Emeritus of the ARC of Blair County. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market analysis and probabilistic modeling developed by its Investment Strategy Group.

Paul Good is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked with Cetera since 2014 and has been affiliated with First National Bank of Pennsylvania since 2008. Outside of his advisory role, he receives compensation for referrals to the First National Bank trust department and is involved in fixed life insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary investment approaches.

Matthew Schultz is a financial advisor with LPL Enterprise holding a Series 66 designation and seven years of industry experience. His previous roles include positions at The Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Advisors and Clearing. He has also worked at Clarion University, both in recreational services and academic capacities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Adam Fogle is a financial advisor at LPL Financial with three years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2025, he worked at NEXT Financial and has held positions at Doordash, Inc., Lowes, Inc., and Sheetz, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Barry Thomas is a financial advisor with LPL Financial in Ebensburg, PA, holding a Series 66 designation and 28 years of industry experience. He has been with LPL Financial since 2001. Outside of his advisory role, he is involved in several insurance-related activities, including long-term care and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.