Megan Dietz is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services and Cetera, with experience at both investment services firms and banking institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing various portfolio management approaches and advisor-support tools across a large network of professionals.

Pamela Hassinger is a financial advisor with Merrill based in State College, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Merrill Lynch for 28 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Preston Sharp is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, bringing 25 years of industry experience. He has worked extensively with Concourse Financial Group Securities Inc and currently operates PLKS Holdings LLC. Outside of his advisory role, he serves as president of the Valley View Retirement Community board. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a multi-manager platform with diverse program options.

Bret Buterbaugh is a CFP®-designated financial advisor with Mass Mutual Investors Services, where he has worked since 1991, totaling 37 years of industry experience. He is based in State College, PA. Outside of his advisory role, he is involved in managing real estate investments through several personal and partnership ventures. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning using firm-approved analytical tools and offers various programs including money-manager and wrap fee options.

Kyle Buterbaugh is a financial advisor at MassMutual Investors Services with 11 years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to his current role, he served in the United States Air Force reserves from 2010 to 2018. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning services such as divorce and estate settlement planning.

Jonathan King is a financial advisor at LPL Financial with 12 years of industry experience. He has previously worked at Cetera Advisor Networks, LLC, Cetera Investment Advisers, LLC, and Juniata Valley Bank. King holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad range of investment strategies.

Adam Fiore is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2011. Prior to joining Merrill Lynch, Adam gained five years of management experience operating his family’s business. He works with individuals, families, and business owners to develop customized financial strategies that incorporate retirement and education planning, trust and estate planning services, and tax minimization strategies in collaboration with clients' CPAs and attorneys. Adam holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Certified Plan Fiduciary Advisor® (CPFA) designations. He received a bachelor's degree in Finance from West Virginia University in 2006 with a focus on security analysis, portfolio management, economics, and accounting. He is a member of the Financial Planning Association. Outside of his professional work, Adam lives in Hollidaysburg with his wife, Laura, and their daughter, Ava. He is involved in his community through the Keystone Girls Softball League. Adam's personal interests include boxing, cooking, fishing, football, golfing, hunting, music, softball, spending time with family, and watching movies.

Robert Radzwich is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2000, he has worked with families, individuals, and institutions to develop long-term financial strategies aimed at preserving and enhancing their wealth. He focuses on understanding clients' needs and goals through comprehensive communication to guide financial planning that improves their quality of life. Robert holds several professional designations, including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor®, Personal Investment Advisor, Retirement Benefits Consultant, and Sports & Entertainment Accredited Wealth Management Advisor. He earned both his bachelor's and master's degrees in Exercise Physiology from The Pennsylvania State University. In addition to his professional work, Robert is engaged in community activities such as The Pennsylvania Pink Zone and the Nittany Mountain Bike Association. He enjoys outdoor fitness activities including biking, hiking, and running. Robert lives in Pennsylvania Furnace with his wife Maddi and their three daughters.

Eric Toggart is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 18 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver collaborative, goal-based recommendations.

Addison Bartlett is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 66 credential and 12 years of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented engagements using firm-approved analytical tools.

Eric Gaspich is a Financial Advisor at Merrill Lynch Wealth Management in the State College Branch. He works with families, business owners, and executives to develop personalized financial plans and investment strategies aligned with their goals, focusing on areas such as retirement planning, generational wealth building, and unique financial milestones. His expertise includes family wealth management strategies, legacy planning, managing new wealth, special needs planning strategies, tax minimization, and retirement income. Eric holds a Bachelor's Degree from Pennsylvania State University and has completed professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Prior to his career in financial services, he was involved with the Penn State community as the Penn State Mic Man. In addition to his professional work, Eric enjoys gardening, golfing, music, reading, spending time with his family, and traveling. He also communicates in American Sign Language (ASL), enhancing his ability to serve diverse clients.

Mark Taverno is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and having 14 years of industry experience. His career includes roles at TD Ameritrade and SCOTTRADE prior to joining Mass Mutual in 2019. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Zikun Cai is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 66 designation and seven years of industry experience. He has been with MML Investors Services and MassMutual since 2017, with prior experience at Penn State University. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using software tools to analyze goals and deliver written recommendations.

Charles Dreibelbis is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 43 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1991. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software for analysis and offers event-driven planning programs including divorce and estate-settlement planning.

Thomas Mc Keon is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, First Commonwealth Bank, and prior experience outside finance at Park Hills Golf Club, Saint Vincent College, and Primanti Brothers Restaurant and Bar. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jared Lourdon is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. His work history includes roles at MassMutual Life Insurance Company, MML Investors Services, LLC, Weinken Wealth Management, and prior positions outside the financial sector in healthcare and manufacturing. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software and event-driven planning services.

Malcolm Parks is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Cetera and related entities since 2019 and previously at Infinex Investments from 2015 to 2019. Outside of his advisory role, he serves as the secretary for the Lady Patriots girls softball team. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Lucas Craig is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 credentials. He has 11 years of industry experience, working with MassMutual since 2014. Outside of his advisory role, Craig is also a marketing employee at Kish Financial Solutions and serves as an agent there. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements and offers a range of programs including asset management and educational seminars.

Bree Musser is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and three years of industry experience. Prior to joining the financial services industry, she worked for ten years at Stover's Furniture. Outside of her advisory role, she owns and operates Musser Farms Lamanchas, a dairy goat farm specializing in raising and showing dairy goats. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, with financial planning engagements structured as annual, collaborative relationships.

Beth Loop is a financial advisor at Merrill with 28 years of industry experience. She has been with Merrill since 2013 and holds Series 63 and Series 66 designations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.