Douglas Hess is a financial advisor with Thrivent Investment Management in Chambersburg, PA, holding a Series 66 designation and seven years of industry experience. He has worked with Thrivent Financial and Maculogix Inc. Prior to his advisory role, Hess was involved with Maculogix Inc. Outside of his advisory work, he serves on the boards of Habitat for Humanity of Franklin County and Awaken Us Ministries, and acts as Treasurer for Scott’s Mountain Camp, a recreational property cooperative. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and planning without discretionary trading authority, with clients able to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Marissa Correll is a CFP® professional with 18 years of experience in the financial industry. She has been with Edward Jones since 2016. Outside of her advisory role, she serves as a board member for Destination Arts in Waynesboro, PA, where she volunteers at art galleries and participates in planning efforts for the local art alliance. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Colin Fry is a financial advisor with Cetera, holding a Series 66 credential and seven years of industry experience. He has previously worked at Merrill Lynch, Bank of America, and several regional financial firms. Outside of advising, he serves as treasurer and board member of the Coy Library of Shippensburg, where he assists with financial and property management. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports advisors with a range of program options and custodial relationships, managing over $256 billion in assets nationwide.

Timothy Long is a CFP® with 34 years of industry experience and is currently affiliated with Cetera. He has worked extensively at Cetera and its affiliated entities since 2025, and previously spent 30 years at Concourse Financial Group Securities Inc. He is the founder and sole owner of Cornerstone Financial, where he serves as president, and he also teaches financial planning as an adjunct professor at Shippensburg University. Additionally, he serves on the Financial Advisory Council at Shippensburg University and is a board member and corporate secretary for the Project Gros Mangles Foundation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to third-party money managers and a variety of program structures, including both discretionary and non-discretionary portfolio management.

Betty Hawbaker is a financial advisor with Equitable Advisors in Chambersburg, PA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. She has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Colleen Randall is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at LPL Financial, M&T Securities, and M&T Bank. She serves on the finance committee of Fahrney Keedy Senior Living Community in Boonsboro, MD. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kirk Crouse is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 2015 and draws on his background as a former public school teacher and high school coach to educate and guide clients in pursuit of their financial goals. Kirk holds a Bachelor of Science degree in Education with a concentration in Mathematics from Shippensburg University of Pennsylvania. He maintains Series 7 and 66 FINRA registrations, as well as life and health and long-term care insurance licenses, and is designated as a Personal Investment Advisor (PIA). With over 20 years of teaching experience and 17 years coaching, Kirk applies his skills in clear communication and relationship-building to his financial advisory practice. He works closely with individuals, families, and business owners to develop customized financial strategies based on clients' goals, risk tolerance, and time horizons. Kirk specializes in areas including college education planning, family wealth management, legacy planning, retirement income, and socially responsible investing. He regularly reviews clients’ financial plans to ensure alignment with their objectives and adapts strategies as needed. Kirk resides in Chambersburg, Pennsylvania with his wife and three daughters. Outside of his professional role, he enjoys golfing, volleyball, weight training, and spending time with his family.

Erica Fendlay is a financial advisor with Osaic and holds a Series 66 designation. She has 16 years of industry experience, including 15 years at Edward Jones before joining Osaic in 2024. Outside of her advisory role, she owns a commercial real estate investment company. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party money managers to construct diversified portfolios on both discretionary and non-discretionary bases.

Randy Martin is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and having 20 years of industry experience. He has been with LPL Financial Services since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from various sources.

Laura Herrera is a financial advisor with RBC Capital Markets in Hagerstown, MD, holding a Series 66 designation and bringing 14 years of industry experience. She has worked at RBC Capital Markets since 2011 and at City National Bank since 2017. Outside of her advisory role, she serves on the boards of several local nonprofits, including the Washington County Chamber of Commerce, the Hagerstown Community College Foundation’s Finance Committee, and the John R. Hershey Jr. and Anna L. Hershey Family Foundation, and participates on the executive committee of the Greater Hagerstown Committee. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with a range of advisory programs, offering portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles. The firm combines in-house and third-party investment management with various program features, including tax management and responsible-investing options.

Alyssa Proctor is a CFP® with 14 years of industry experience, currently serving at Cetera. Her prior roles include positions at BB&T Securities, MML Investors Services, and F&M Trust, where she manages client relationships in trust and investment services. Outside of her advisory work, she is involved in payroll and bookkeeping for her spouse's landscaping business and owns Pro 5 Holdings LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Lacey Houck is a CFP® professional with 11 years of experience in the financial advisory industry. She currently works at Cetera and has previously held roles at Avantax Advisory Services and Avantax Insurance Agency. Outside of her advisory work, she is associated with Ocker Financial Services LLC in a non-investment capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with a broad range of investment programs.

Karen Schleuss is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has worked at Raymond James since 2021 and previously held positions at LPL Financial and Bank of Charles Town. Schleuss is also associated with Clarity Planning, a support company tied to Raymond James. Raymond James Financial Services Advisors, Inc. serves individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm provides tailored financial planning and investment consulting using risk profiling and analytical tools and offers a range of advisory programs supported by technology and specialized services such as municipal advisory and employer consulting.

Rebekah Crouse is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2006 and holds Series 7 and 66 FINRA registrations, as well as life and health and long-term care insurance licenses. Rebekah is a qualified Portfolio Advisor who provides clients with investment guidance, including recommending individual or combined strategies, funds, or portfolios from Merrill or approved third-party managers. She specializes in a customized financial experience tailored to clients' unique goals and risk tolerance. Her areas of focus include college education planning, divorce transition planning, equity compensation services, legacy planning, LGBT wealth planning, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and retirement income. Rebekah works closely with individuals, families, and business owners to help them shape their financial plans in alignment with their lifestyle choices. Rebekah earned a bachelor's degree in business administration and finance from Shippensburg University of Pennsylvania. She also holds the Personal Investment Advisor (PIA) professional designation. Outside of her professional role, she is involved with Shalom Christian Academy. Rebekah enjoys cooking, reading, running, soccer, and spending time with her family.

Gary Guell is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has previously worked at Pruco Securities, LLC for 23 years and has maintained a long-term association with Prudential Insurance Company of America since 1991. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with insurance and lending products.

Christopher Smith is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. Prior to his current role, he worked in media at WAAY-TV and briefly with Squad Fitness. Outside of his advisory work, he has served as a meteorologist during newscasts for Allen Media at WAAY-TV. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Larry Wright is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2004. Outside of his advisory role, he works as a truck driver for Well Span Health. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting discretionary and non-discretionary strategies across diverse program structures.

David Abeles is a CFP® professional with 25 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for several family trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jeremy Douglas is a financial advisor at Raymond James Financial Services Advisors, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Fulton Bank and related firms since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors with specialized municipal and public-finance capabilities.

Daniel Baer is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera since 2017. He also serves as a board member of the Greater Chambersburg Chamber Foundation, which focuses on charitable and educational purposes, and is involved in trust and estate administration for ACNB Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting various program structures and custodial relationships.