Phyllis Mitchell is a financial advisor at Cambridge Investment Research Advisors with 45 years of industry experience. She holds the CFP® designation and has worked with Cambridge since 2017, following eight years at National Planning Corporation. Outside of her advisory work, she serves on the board of the Ocean Pines Chamber of Commerce and is involved with the Community Foundation of the Eastern Shore. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, and retirement plan advisory services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers tailored investment strategies through a network of independent professionals and supports both discretionary and non-discretionary management across multiple platforms.

Michael De Bord is a Series 66-licensed financial advisor with Edward Jones in Berlin, MD, where he has worked since 2013, bringing 13 years of industry experience. He has spent his entire professional career at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and provides affiliated capabilities including a trust company and proprietary mutual funds.

Susan Seifert is a financial advisor at UBS Financial Services with 32 years of industry experience. She has been with UBS since 2005 and holds Series 63 and Series 66 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Kevin Thompson is a financial advisor at Edward Jones with the ChFC® designation and Series 66 license. He has five years of industry experience and has worked at Edward Jones since 2020. Prior to joining Edward Jones, Thompson held positions at the Greater Georgetown Chamber of Commerce, Mezcali, Baywood Greens, and Tunnell Companies LP. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary managed solutions, access to separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors.

Michael Leonard is a ChFC® credentialed financial advisor with 34 years of industry experience, currently with LPL Financial since 2024. He previously worked at Lincoln Financial Advisors Corporation for 18 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, supporting both discretionary and non-discretionary management.

Carrie Dupuie is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. She has been affiliated with Raymond James since 2011 and concurrently serves in the military as a Dental Healthcare Manager and medical technician. Outside of her advisory role, she manages a support company unrelated to investments. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and modeling tools, and features notable municipal advisory services and employer-focused retirement plan consulting.

David Wisniewski is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked within Wells Fargo-affiliated firms since 2009. Outside of his financial career, Wisniewski serves as a board member for the Professional Ski Instructors of America Eastern Division and is an alpine ski coach. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, with clients able to choose if and how to implement recommendations through various brokerage or advisory programs.

Andrew Sammons is a financial advisor with Ameriprise in Milton, DE, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Commonwealth Financial Network and First Allied Advisory Services. He is also the owner of Select Financial Inc, an insurance agency. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, delivering non-discretionary, research-driven recommendations that integrate tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Hart is a financial advisor with Ameriprise in Germantown, MD, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the boards of The Village at Manchester Farm and the Barefoot Country Condominium Association. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Troy Lennox is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Cambridge Investment Research since 2009. Outside of his advisory role, he is an independent insurance agent involved with various insurance companies and owns Coastal Wealth Management, LLC, a financial services firm based in Berlin, Maryland. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and a mix of proprietary and third-party investment strategies.

Anna Newton serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She works collaboratively with clients to develop personalized financial strategies aimed at pursuing their long-term goals. In her role, Anna provides access to investment insights from Merrill and the banking and lending solutions of Bank of America to support flexible wealth management approaches aligned with clients' needs. Anna has been recognized for her expertise in the industry, having been named to the 2024 Forbes "Top Women Wealth Advisors Best-in-State" list and the 2023 Forbes "Top Next-Generation Wealth Advisors Best-in-State" list. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Anna earned her Bachelor's Degree from High Point University. Committed to community involvement, Anna participates in local volunteer organizations and serves on the Board of Trustees for Wor-Wic Community College, continuing the Merrill tradition of community engagement.

Andrea Hastings is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 designations. She has 28 years of industry experience, previously working at National Planning Corporation and Mitchell & Hastings Financial Services. Hastings is also the owner of Andrea Hastings Financial Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client needs.

Cynthia Hill is a financial advisor with Ameriprise who holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior roles include positions at LPL Financial and PNC Investments. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, personalized retirement income recommendations through a centralized consulting team.

Brody Grove is a CFP® professional with seven years of industry experience, currently practicing at Ameriprise Financial Services. His background includes roles at Bank of America, Merrill, and Sunglass Hut. He is also the owner of Grove & Company, LLC, which manages his Ameriprise business. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that combines detailed recommendation reports with ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Scott Smith is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Groff is a financial advisor with Morgan Stanley who holds a Series 66 license and has 25 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023, and a 12-year tenure at Bank of America and Merrill. Outside of his advisory work, he owns and operates a thoroughbred racing stable and is a partner in agricultural and real estate investment ventures. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Andy Kim is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and seven years of industry experience. He has been with Cambridge Investment Research since 2019 and is also the principal of Kim & Associates, PA, a CPA firm he has led since 2001. Outside of his advisory role, he serves on the boards of Coastal Hospice, Inc. and the Community Foundation of the Eastern Shore. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of discretionary and non-discretionary investment strategies.

Reena Oettinger is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 34 years of industry experience. Her prior roles include positions at Grove Point Advisors, Northstar Realty Finance Corp., Grove Point Investments, and Vkrj. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Scutari is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has five years of industry experience. He previously worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he serves as a vestry member at St. Mark's Episcopal Church and sits on the board of the Georgetown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodial relationships.

Jonathan Murray is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 licenses. He has 36 years of industry experience, including 19 years with UBS. Outside of his advisory role, he is an author and guest speaker through The Murray Twins, serves on the advisory board for the University of Maryland System Foundation, and is a board member at Boys Latin School of Maryland. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.