J Knight is a CFP® with 24 years of industry experience and is the sole advisor at Winston Paul Capital Management, Inc. He has held roles at several firms, including Research Financial Strategies and Sword & Shield Insurance Group, and maintains ownership of Knight Chow Construction Services, a construction materials provider. His outside business activities also include acting as a licensed insurance agent and involvement in a business support service. Winston Paul Capital Management, Inc. offers discretionary asset management and financial planning primarily to individual investors and qualified retirement plans. The firm employs fundamental and technical analysis for portfolio construction and provides ERISA 3(21) services, including investment policy statement development and participant education for retirement plans.

I founded Luminate Financial Planning because I am passionate about the power of planning and about helping you build a life based on what matters most to you. Financial planning is a mix of art and science. It’s not just about the numbers, but what the numbers mean for you. It's how you can use money as a tool to build your own great life. I will work with you to simplify and take control of your financial life. I will empower you to align your financial assets with your own values and goals. I believe that financial planning should be transparent, using a fee-only structure to minimize conflicts of interest. No commissions and no hidden fees. I personally understand the transformative power of sound financial planning and advice. Before leaving my prior career in corporate finance, and before I knew financial planning was even a profession, I built my own extensive plan for my family. We wanted to figure out if I could take time off of my career to start a family and become a stay-at-home mom while our kids were young. That basic plan (built with an Excel spreadsheet) served as a guidepost for the financial decisions my family and I have faced. My background  I have an MBA in Finance from Georgetown University and an undergraduate degree in Business Administration from Bloomsburg University. I hold the CFP® certification and passed the Series 65 Uniform Investment Adviser exam. I worked as an associate financial advisor and wealth planner for an independent broker-dealer before launching my own practice.

Larry Edwards is a financial advisor with Commonwealth Asset Management Group LLC in Fairfax, VA, holding a Series 66 designation and over 23 years of industry experience. He previously worked at Bestvest Investments Ltd and serves as an adjunct professor at Northern Virginia Community College, where he teaches three classes per semester. Commonwealth Asset Management Group LLC is an independent, single-adviser firm providing discretionary investment management and financial planning services to individual and high-net-worth clients. The firm employs a combination of fundamental and technical analysis to manage customized portfolios that may include equities, fixed income, mutual funds, ETFs, and options, with occasional use of derivatives for hedging and tactical purposes.

John Seraphin is a CFP® and Series 66 designated advisor with seven years of industry experience. He is the sole advisor at Phin Wealth Planning, LLC, an independent firm based in Middleburg, VA. His prior roles include positions at Steigerwald, Gordon & Koch Wealth Advisors, Eagle Strategies (NY Life), and several other firms. Phin Wealth Planning provides financial planning and investment management to individuals, high-net-worth individuals, families, and nonprofit organizations. The firm offers fixed upfront and recurring fee planning engagements across Core and Advanced tiers, with discretionary portfolio management that combines passive and active strategies tailored to client objectives.

Gregory Gooden is a financial advisor at RGC Wealth Planning Group in Ashburn, VA, holding a Series 65 credential. He has a background in technology and consulting, having worked at Microsoft Corporation, Amazon Web Services, Deloitte Consulting, and BambeCo. Outside of advising, he is involved with Gooden Publishing House, which produces financial education content under the Smart Money Whispers brand. RGC Wealth Planning Group provides comprehensive, planning-centered financial advice tailored to individuals, families, professionals, business owners, and high-net-worth clients. The firm focuses on education and consultative planning without discretionary trading authority or asset-based fees.

Robert Moore is a financial advisor at Everman Prosperity LLC with two years of industry experience. He holds a Series 65 designation and has served in the United States Army since 2003, continuing active military duty alongside his advisory role. Everman Prosperity is an independent firm that provides investment management, retirement plan services, and financial planning to individuals, high-net-worth clients, foundations, charities, and employer plan participants. The firm operates on a fee-only basis and employs a strategic asset allocation approach combining passive and active management, including socially responsible investment options.

Kelly Barrow is a CFP® professional with eight years of industry experience, currently operating as the sole advisor at Cedar Grove Financial Planning, LLC. Prior to founding Cedar Grove in 2022, she worked at TIAA and TIAA-CREF Individual & Institutional Services from 2015 to 2020. Cedar Grove Financial Planning is a fee-only, state-registered firm that provides comprehensive fiduciary financial planning through flat-fee and limited hourly engagements. The firm serves individuals and families, including U.S. Foreign Service personnel and military service members living abroad, emphasizing behavioral finance and goal-driven planning without managing client assets.

We believe wealth should provide greater freedom, not greater complexity. Rule72 Financial helps individuals and families thoughtfully coordinate their investments, financial planning, and the important decisions that come with significant wealth. **A Personal and Family Approach** We begin with what matters to you—your family, priorities, concerns, and the life your wealth is intended to support. From there, we build a financial strategy around those priorities and help carry it forward over time. Many of the families we work with have accumulated wealth gradually through successful careers, disciplined saving and investing, business ownership, or an inheritance. They may have accounts spread across different institutions, tax considerations to manage, retirement decisions approaching, or simply more financial complexity than they want to manage alone. Our role is to bring those pieces together. **Thoughtful Investing. Coordinated Planning.** Investment management and financial planning should not operate separately. We manage portfolios in the context of your retirement income, taxes, cash flow, estate plan, charitable giving, family priorities, and other financial decisions. That means going beyond making recommendations. We help determine what should be done, explain the choices clearly, and implement and manage the strategies you choose. You remain in control of the destination; our job is to help navigate the financial decisions required to get there. **A Deliberate Approach to Markets** Good wealth management rarely requires reacting to every market move. We believe portfolios should have a purpose within the larger financial plan. Our approach emphasizes diversification, tax awareness, appropriate risk, disciplined portfolio management, and staying focused on the decisions that matter most. Rather than adding complexity for its own sake, we look for thoughtful strategies that can be understood, implemented, and maintained. **Working With the People You Trust** Wealth decisions often extend beyond investments. When appropriate, we work alongside your CPA, estate attorney, and other professionals so tax, estate, investment, and planning decisions can be considered together rather than in isolation. **Stewarding Wealth Across Generations** Whether your wealth was built over decades, inherited from someone important to you, or created through a business or career transition, eventually the question becomes larger than investment performa

I founded GuidePoint because I believe that fee-only financial planning is the road map to an amazing place – financial freedom. Financial freedom gives you the power to plan for endless possibilities. It is the power to retire early, send your kids to any college, or spend more of your precious time with the ones that matter most. For me, this all begins by working in a transparent, fee-only manner. This means every day we are working for you and your best interests. Together we will explore valuable planning opportunities, uncover financial blind spots, and achieve an even greater tomorrow. As a planner, one of my favorite quotes is, "The best time to plant a tree was 20 years ago - the second best time is now." If you have never worked with a fee-only planner before, I am excited to share our distinct approach with you. I offer a free 30-minute call where you can ask me any financial questions you may have.

Vincent Lucas is a financial advisor and CPA based in McLean, Virginia, with over 20 years of industry experience. He is the sole advisor and owner of Vincent C. Lucas, C.P.A., P.C., where he has worked since 1990. In addition to his advisory role, he holds a management position at Lucas, Moreland and Mastbrook, Inc., a tax and accounting firm with which he has been associated since 2011. His firm provides personalized financial planning and investment advisory services to individuals, small business retirement plans, trusts, estates, and other entities. As a CPA-operated registered investment adviser with affiliated accounting and insurance services, the firm emphasizes tax-conscious portfolio construction, long-term asset allocation, and diversification, managing a select client base with a focus on mutual funds, ETFs, equities, and bonds.

John Vyge is a CFP® professional with 21 years of experience in financial planning. He founded Bold Financial Planning in 2004 and currently operates as the sole advisor at Hillebrand Financial Planning LLC in Ashburn, VA. Hillebrand Financial Planning LLC provides fee-only financial planning and investment management services to individuals, trusts, and small businesses. The firm emphasizes a strategic, core-and-satellite investment approach using passive index and ETF exposures, offers various engagement models including project-based planning and educational workshops, and manages approximately $60.9 million in assets across 37 clients.

Tarif Homsi is a financial advisor at NoorVest LLC with nine years of industry experience. He holds a Series 66 designation and has worked at firms including JPMorgan Securities LLC, UBS Financial Services, and Spire Wealth Management. NoorVest provides fee-based investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm incorporates a Halal-compliant investment approach that uses proprietary macroeconomic models and model-driven tactical strategies, employs fixed fee structures rather than asset-based pricing, and offers both discretionary and non-discretionary portfolio management.

Robert Tucker is the sole advisor at Professional Financial Services, Inc. in Venice, FL, holding a ChFC® designation along with Series 63 and Series 65 licenses. He has 47 years of industry experience and has worked at firms including LPL Financial and Grove Point Investments. Tucker has maintained his independent advisory business since 1983. Professional Financial Services, Inc. offers financial planning and advisory services to retirement plan sponsors, business entities, and individual clients, including high-net-worth individuals. The firm emphasizes long-term, after-tax strategies and asset-class diversification through a structured multi-meeting planning process and generally does not accept discretionary trading authority, often acting as a liaison when clients engage external money managers.

Welcome to Acadia Financial Services. It’s different here. From its genesis, we have consciously built a firm that is designed to meet the financial service needs of most individuals and families, while simultaneously addressing many of the hesitations that people face when hiring an advisor. The motivation to form Acadia stemmed from my first experience with a financial advisor. As a Second Lieutenant in the US Air Force back in 1990, I was referred by a friend to his advisor. In short order, it became clear that he did not have my best interests in mind; he did a fairly good job of separating me from my money. I was so dismayed by the incident that I became my own financial advisor, determined to protect others from the same experience. Nearly thirty years later, when it was time to retire from the military, I was called to continue serving others as a Christian financial advisor. I now focus on helping clients pursue financial freedom and contentment. Again, welcome to Acadia Financial Services. I think you will like what you see.

I'm the founder of Gilmore Financial Planning. I work with people building towards financial freedom, from visualizing possibilities, to mapping out what steps to take, to actually living it. I'm a fiduciary, paid only by the flat, transparent fee we agree on, and you keep full control of your own accounts. I'm a CERTIFIED FINANCIAL PLANNER® and an Enrolled Agent, an IRS credential reflecting demonstrated tax knowledge. I race regularly at US Masters rowing regattas and love going on adventures with my husband, four boys, and two dogs. Our family budget has categories for rowing and for camping equipment. I understand what it means to plan around the things that matter.

Nicholas Herman is a financial advisor at Elite Financial Group in Gaithersburg, MD, holding a Series 65 designation with 18 years of industry experience. He previously worked at Capital Financial Partners from 2005 to 2018. Outside of his advisory role, Herman is the CEO of a general contracting company and is also active as a real estate agent and insurance agent. Elite Financial Group provides portfolio management services primarily for individual and high-net-worth clients, using a combination of charting, fundamental, and technical analysis within a long-term trading framework. The firm’s approach includes managing portfolios with mutual funds, equities, fixed income, ETFs, annuities, and TIPS.

David Berish is the sole advisor at The Dienekes Corporation, an independent registered investment adviser based in Purcellville, VA. He holds a Series 65 designation and has 15 years of industry experience. Berish has led The Dienekes Corporation since 2008. The Dienekes Corporation provides discretionary portfolio management services focused on customized strategies for individual clients. The firm manages a concentrated client base and draws on Berish’s extensive background in fixed-income markets, including prior roles as a bond trader in New York and London and a director at a bank.

Mark Burkhardt is the sole advisor at Stonebrook Investment, LLC in Ashburn, VA, holding Series 63 and Series 65 licenses with 36 years of industry experience. He has been with Stonebrook since 2013. Stonebrook Investment LLC provides discretionary asset management and ongoing portfolio management to individual investors, high net worth individuals, and trusts, tailoring investment programs to clients' goals, time horizons, and risk tolerances through a combination of fundamental, technical, charting, cyclical, and sector analyses.

Henry Stern is the sole advisor at HDS Capital Management, Inc., an independent firm based in Potomac, MD. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Stern has led HDS Capital Management since 1999. HDS Capital Management provides tailored portfolio management and investment advice to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs fundamental analysis and manager review across a broad range of securities, combining long-term and short-term strategies while continuously monitoring client accounts.

Stephanie Bigwood is a CFP® and ChFC® with 30 years of experience in financial advisory and related fields. She is the principal of Goldsborough Capital Management, LLC, a firm she has led since 2012. In addition to her advisory work, she manages Goldsborough Tax and Accounting Services, LLC, where she prepares tax returns. Bigwood is also involved with the TowsonTowne Rotary Foundation as a board member. Goldsborough Capital Management provides investment advisory and portfolio management services to individuals, trusts, retirement accounts, employee benefit plans, corporations, foundations, and charitable organizations. The firm designs portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including asset allocation, option strategies, and the use of sub-advisers.