I started Pacesetter Planning back in 2016 to help couples use their money to create the lives they love - together. I work best with two types of couples: 1) Engaged and newlywed couples looking to prepare for their future by setting themselves up for financial success and minimizing the risk of money conflict in their new marriage. 2) Couples who fight about money or struggle to make financially-related decisions as a team. I am a CERTIFIED FINANCIAL PLANNER™ and Certified Financial Therapist™. I care about the "why" behind your money just as much as "what" you do with it. More importantly, I want you and your spouse to feel confident and empowered by the way you manage money as a team such that your finances become an asset to your relationship, rather than a liability. (See what I did there?) Numerous studies have shown that financial conflict is pervasive in American marriages and is one of the leading indicators of divorce. There's no denying that the way you manage money with your spouse can be detrimental to your marriage. But I believe that the opposite is equally true - if you improve the way you manage your finances with your spouse, your marriage will get stronger. I'm here to show you how to make this a reality. If you’re interested in learning more, you can book a free introductory call at pacesetterplanning.com/contact

Todd Shears is a financial advisor at BlueSail Advisors LLC with 17 years of industry experience. He holds the Series 65 designation and has been with BlueSail Advisors since 2008. BlueSail Advisors LLC is a fee-only financial planning and investment advisory firm serving individuals and families with comprehensive services including financial, tax, estate, retirement, and education planning. The firm operates primarily on a non-discretionary basis, emphasizing customized asset allocation, no-load mutual funds, ETFs, and U.S. government securities, and conducts regular client reviews through an open retainer relationship.

Bruce Kaserman is the sole advisor at B.G. Kaserman & Associates L.L.C. with nine years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Portfolio Medics, First Advisors National, and Horter Investment Management. Kaserman is also an independent insurance broker licensed to sell insurance products as well as gold and silver. BGK Financial provides investment advisory and retirement income planning services to individuals and high-net-worth clients. The firm primarily constructs portfolios using ETFs, bonds, and low-cost mutual funds, employs a long-term fundamental analysis approach with periodic rebalancing, and oversees unaffiliated independent managers through an institutional platform.

Deborah Marson is the owner and sole financial advisor at Investment & Resource Planning with 27 years of industry experience. She holds a Series 66 designation and has worked at OSAIC since 2002. Outside of her advisory work, Marson is involved in animal rescue as a foster caregiver for homeless dogs. Investment & Resource Planning is a small registered investment adviser that primarily places client assets with third-party managers and model programs, while providing standalone financial and divorce/separation planning services. The firm also offers educational seminars and workshops to community and professional audiences as part of its client outreach.

James Merrill is a financial advisor at Binnacle Financial Group LLC in Chevy Chase, MD, holding a Series 65 designation with four years of industry experience. He previously worked on the Hillary for America Campaign in 2016. Binnacle Financial Group provides wealth management, investment management, and project-based financial planning to individuals, high-net-worth clients, trusts, and charitable organizations. The firm uses personalized investment policies and a blend of passive and active strategies, typically managing a small number of concentrated accounts on a discretionary, fee-only basis.

Roger Ma is a CFP® professional affiliated with lifelaidout LLC, bringing two years of industry experience. His prior roles include positions at Capital One and Google. Outside of advisory services, he is involved in public education through seminars and finance-related content production. lifelaidout LLC offers comprehensive and project-based financial planning and investment management services to individual clients and small business owners. The firm emphasizes a passive, asset-allocation approach using diversified portfolios primarily composed of index mutual funds and ETFs, integrating investment recommendations with broader financial planning considerations.

David Spence is a financial advisor at Palladium Wealth Management, LLC with 40 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. His prior work includes roles at Purshe Kaplan Sterling Investments, United Income, Inc., Wealthcare Advisory Partners LLC, and LPL Financial. Outside of advisory work, he is the owner and CEO of Tax Free Tutors, an educational video course business focused on taxes, debt, and fixed life insurance. Palladium Wealth Management primarily serves pooled and institutional investors, as well as individual and high-net-worth clients, offering portfolio management and financial planning. The firm employs a modern portfolio theory-based investment process with both long-term and short-term strategies, advising on mutual funds, ETFs, fixed income, private placements, and insurance products.

Jonathan Peyton is a CFP® professional with 21 years of experience in financial advisory services. He is the principal of Different Investments, LLC, an independent firm based in Ashburn, VA, and has held roles at firms including USAA and LPL Financial. Outside of advising, Peyton is involved in multiple business ventures such as a publishing firm producing educational content and a business consulting service. Different Investments, LLC offers discretionary investment management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business clients. The firm employs a range of analytical techniques to customize portfolios and provides specialized planning services including divorce consulting, exit planning, and special-needs planning.

Kyle Kim is the founder of Kyo Asset Management, LLC and holds Series 63 and Series 65 licenses with 30 years of industry experience. Prior to establishing his current firm, he worked at LPL Financial and Invest Financial Corporation. Outside of advisory services, he is involved in residential and commercial real estate development through ownership of Kyo Capital Management. Kyo Asset Management, LLC provides discretionary investment management and advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm uses a combination of fundamental and technical analysis to construct customized portfolios primarily focused on long-term strategies, with a discretionary approach to portfolio implementation and monitoring.

Yu Krisko is a CFP® with 19 years of industry experience and currently operates YZ Financial Advisors LLC, an independent firm based in Vienna, VA. Prior to founding YZ Financial Advisors in 2021, he held roles at Purshe Kaplan Sterling Investments, Lincoln Financial Advisors Corporation, and Morgan Stanley Smith Barney LLC. Outside of advising, Krisko is also involved as a licensed insurance agent and runs a financial education platform. YZ Financial Advisors provides investment advisory and financial planning services to individuals, trusts, estates, and small businesses. The firm offers a Retirement GPS program with discretionary investment management and a Financial Fitness coaching program without discretionary trading, managing approximately $9.4 million for about 22 clients. Portfolio construction combines fundamental and technical analysis, utilizing a range of investment vehicles, and includes discretionary management of 529 college savings plan accounts.

Joseph Bonaccorsy is a CFP® professional with 24 years of experience in the financial services industry. He has been with Core Advisory, LLC since 2005 and is licensed to sell various insurance products, spending approximately 80% of his time on insurance activities. He holds Series 63 and Series 65 licenses. Core Fiduciary Advisors provides financial planning, investment advisory, and pension consulting services to institutional clients such as small-business retirement plans, corporate pension plans, and charitable organizations. The firm focuses on selecting and monitoring third-party institutional managers and coordinates with other professional advisors for estate, tax, and risk-management planning.

Christopher Williams is a financial advisor at Capital Fiduciary Advisors in Ashburn, VA, holding a Series 66 designation with 17 years of industry experience. He has worked at Capital Fiduciary Advisors since 2011, including a period at Andersen from 2016 to 2021. Capital Fiduciary Advisors provides wealth advisory and portfolio management services to high-net-worth individuals, trusts, estates, and institutional clients such as pension and profit-sharing plans. The firm offers personal financial planning and uses a formal due-diligence process to select third-party investment managers, supporting clients with institutional-style reporting and educational seminars.

Andrew Hamill is a CFA® charterholder with experience at Foxgrover Investment Partners since 2025, Atlantic Union Bank since 2021, and Wells Fargo from 2011 to 2021. He is based in Gaithersburg, MD. Foxgrover Investment Partners provides portfolio management and personalized financial planning to individuals and high-net-worth clients, using fundamental analysis, modern portfolio theory, and quantitative methods to inform investment decisions. The firm offers both non-wrap and wrap fee programs, managing portfolios with discretion based on clients’ investment policy statements.

Wesley Watkis is a financial advisor with The W & W Group LLC in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at Global Brokerage Services, Inc. for 16 years and World Capital Brokerage, Inc. for one year. Outside of his advisory role, he consults on cash flow projects for an information technology firm and works as an independent insurance agent. The W & W Group provides customized investment advisory services to individuals, trusts, estates, and retirement plans, managing approximately $23.8 million in client assets. The firm employs a long-term investment approach informed by fundamental, technical, and cyclical analysis, with active account monitoring and direct client access to the advisor.

Robert Walsh is a CFP® and holds a Series 65 license with 10 years of experience in financial advising. He has been with Wealthcare Financial Planning, LLC since 2015 and also manages PTS On Demand, a consulting firm that supports FEMA disaster recovery operations. Wealthcare Financial Planning, LLC provides fiduciary, fee-only investment management and financial planning primarily to individual clients, including high-net-worth individuals, as well as select institutional clients. The firm follows a documented client process and employs an investment approach based on diversification, Modern Portfolio Theory, and Fama–French research.

Martin Leclerc is the principal of Barrack Yard Advisors, LLC, an independent registered investment adviser based in Chevy Chase, MD. He holds Series 63 and Series 65 licenses and has 45 years of industry experience, including roles at Secure Strategy Group and Pickwick Capital Partners. Outside of his advisory work, he serves on the Montgomery County Maryland Board of Elections, assisting with election day operations twice a year. Barrack Yard Advisors provides discretionary wealth management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm employs a primarily long-only, long-term investment approach focused on valuation, risk differentiation, and cash flow, incorporating options and derivatives in some accounts, which is uncommon among similar independent advisers.

Bradley Piesco is the managing principal of Magpie Consulting LLC, an independent advisory firm based in Leesburg, VA. He holds the CFP® and ChFC® designations and has 16 years of industry experience. Piesco has led Magpie Consulting since 2007. Magpie Consulting LLC provides fee-only asset management and financial planning services to individual clients, including high-net-worth and private investors. The firm uses a disciplined financial planning process and constructs diversified portfolios mainly with exchange-traded funds, offering both discretionary and nondiscretionary management options.

William Buchanan is a CFA® charterholder with 17 years of industry experience. He is the sole advisor at Katalgar Capital Management, LLC, an independent firm he has been with since 2008. Katalgar Capital Management provides portfolio management services primarily to higher-net-worth individuals, trusts, estates, and charitable organizations, focusing on taxable clients with accounts typically over $1 million. The firm employs a fundamental, long-term investment approach with customized portfolios concentrated in individual stocks, bonds, mutual funds, and ETFs.

Michael Bready Jr. is a financial advisor at Beyond Financial Planning, LLC in Bethesda, MD, with 16 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to founding Beyond Financial Planning in 2019, he worked at SB Advisory, LLC and IFS Securities from 2016 to 2019, and at Farther from 2025 to 2026. Beyond Financial Planning serves individuals and high-net-worth clients by providing investment advisory services, written financial planning, and consulting, with an emphasis on managing both discretionary and non-discretionary assets. The firm employs a variety of analytic methods to tailor client portfolios and offers no-cost financial plans and retirement workshops for federal employees.

Wesley Stien is a CFP® and holds a Series 66 designation with 18 years of industry experience. He has been the sole advisor at Lodestar Financial Management, LLC since 2010. Lodestar Financial Management is a fee-only independent advisory firm serving individuals, families, and small business owners with comprehensive financial planning. The firm emphasizes asset allocation, diversification, and balancing long-term growth, liquidity, and income needs, typically recommending mutual funds, ETFs, and fixed-income instruments while managing client accounts primarily on a non-discretionary basis.