Sam Beritela is a financial advisor at Sunlight Peaks Financial Partners, LLC with three years of industry experience. He holds a Series 65 designation and has worked at Sunlight Peaks since 2021, following prior roles including a year at WMS Partners and periods of self-employment. Outside of advising, Beritela is involved with Outlier Realty Capital, providing financial and corporate strategy consulting in real estate investment. Sunlight Peaks Financial Partners serves a small, family-oriented client base, typically accredited investors with at least $1 million in investable assets. The firm offers investment consulting, private investment sourcing, and financial planning through a non-discretionary, consultative model focused on buy-and-hold strategic asset allocation and detailed due diligence on private funds.

Steven Gessner is a CFP® professional with over 31 years of experience in the financial industry. He has worked at firms including United Planners' Financial Services of America and Cambridge Investment Research. He is also an independent insurance agent. He is affiliated with WPG Advisers, LLC, which serves individuals, pension and profit-sharing plans, business entities, and trusts. The firm employs a multifaceted investment approach using fundamental, technical, and cyclical analysis, applying a variety of investment vehicles and incorporating artificial intelligence tools for analysis and oversight.

Rebecca Hergenroeder is a CFP® and ChFC® with 33 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. since 1999 and is also affiliated with LPL Financial LLC. In addition to her advisory work, she is a commissioned notary. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, employing an investment approach that blends active and passive funds with tactical risk management tools.

Hi, I’m Jeremy Eppley, a fee-only financial planner and investment manager based in Maryland, serving clients virtually across the country. I specialize in helping individuals who have recently received an inheritance use their newfound wealth effectively, as well as helping families who are interested in leaving money to loved ones or charities tax-efficiently. After earning a Bachelor of Science degree in Finance from Towson University, I continued my education, earning a Master of Science in Personal Financial Planning from the College for Financial Planning. Beyond my formal education, I went on to become a CERTIFIED FINANCIAL PLANNER™ professional, a CERTIFIED PRIVATE WEALTH ADVISOR™ professional, a Chartered Financial Analyst™ charterholder, and additionally earned my AIF®, APMA®, CBDA®, CRPC®, and MPAS® designations. We serve young professionals (Gen Z, Gen Y/Millenials, and Gen X), young families, married couples, entrepreneurs, self-employed individuals, ultra high net-worth families, trusts, intergenerational families, baby boomers, entertainment industry professionals, startup founders, business owners, and small businesses. We help our clients with holistic financial planning including: retirement planning, investment planning & management, business planning, wealth management, new wealth planning, income planning, estate planning, charitable giving, portfolio management, home buying, cross-border planning, tax planning, SRI/ESG (Socially Responsible Investing/Environmental, Social and Corporate Governance), and more. We can work on an advice-only basis if desired. As a fee-only fiduciary financial planner, I enjoy helping individuals, families, and businesses by educating, advising, and preparing them for their financial futures. I hope to continue to use what I know to better the lives of others and bolster their financial confidence. I look forward to meeting you and helping you achieve your financial goals. Designations & Degrees: • CFA® – Chartered Financial Analyst™ • CFP® – CERTIFIED FINANCIAL PLANNER™ • CPWA® – CERTIFIED PRIVATE WEALTH ADVISOR™ • AIF® – Accredited Investment Fiduciary™ • APMA® – Accredited Portfolio Management Advisor™ • CBDA® – Certified in Blockchain and Digital Assets™ • CRPC® – Chartered Retirement Planning Counselor™ • MPAS® – Master Planner Advanced Studies™ • B.S., Business Administration & Investments • M.S., Personal Financial Planning

Finnian Devine is a financial advisor at Marks Wealth Management with a Series 65 credential and one year of industry experience. Prior to joining Marks Wealth Management, he worked at Advarra, Inc and Stella Notte. Marks Wealth Management provides comprehensive wealth management and investment advisory services primarily to individual clients and related entities. The firm manages portfolios on a discretionary basis using a global allocation approach that incorporates both fundamental and technical analysis.

Lisa Hergenroeder is a CFP® and ChFC® with 28 years of industry experience. She has been with Hergenroeder Financial Advisors, Inc. and LPL Financial LLC since 2003. Her background includes selling long-term care and term life insurance. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, standalone financial planning, and consulting, implementing investment strategies that combine active and passive funds, periodic rebalancing, and risk-based manager evaluation.

Nicolas Abrams is a CFP® with 25 years of industry experience. He is currently with Opulentia, LLC and has previously worked at Ameritas Advisory Services and AJW Financial Partners, where he continues as an insurance broker. Outside of his advisory role, he is a real estate partner at Trocellus Enterprise, LLC. Opulentia provides wealth management, financial planning, investment and portfolio management, and consulting services to individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm delivers customized portfolios using mutual funds, ETFs, and third-party managers, emphasizing manager selection, model allocations, and regular portfolio reviews.

Ryan Brady is a financial advisor at Grigg Financial, LLC with a Series 65 designation and one year of industry experience. Prior to joining Grigg Financial, he worked at the Securities and Exchange Commission and has held academic positions at Anne Arundel Community College, the United States Naval Academy, and the University of Maryland Baltimore County. Grigg Financial provides financial planning and discretionary portfolio management to a diverse client base including individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm implements client strategies primarily through model portfolios and sub-advisers, with an investment approach that includes equities, fixed income, mutual funds, ETFs, derivatives, structured products, and privately offered Delaware Statutory Trusts.

Scott Hoskins is a financial advisor with Nazelrod & Associates Financial Services, Inc. He holds a Series 66 designation and has 22 years of industry experience. Prior to his current role, he worked at LaSalle St Securities, Bank of America, and Merrill Lynch. Nazelrod & Associates provides investment advisory and financial planning services to individual clients and trusts, including both high-net-worth and non-HNW households. The firm offers a single wrap-fee program that integrates portfolio management with tax, estate, and insurance planning, using a top-down asset allocation approach implemented mainly through mutual funds and packaged products.

Vladislav Zagranichny is a financial advisor at Legacy Financial Advisors with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Avantax Advisory Services and Cetera. In addition to his advisory role, he serves as president of Zag Consulting Group, a CPA practice providing accounting and tax services. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment approach with strategic asset allocation, diversification, and regular portfolio reviews, serving a select client base that includes a focus on retirement plan fiduciary services.

Joseph Geld is a financial advisor at Hwa Financial Group with 11 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. Prior to joining Hwa Financial Group in 2017, he worked at PNC Investments and PNC Bank from 2015 to 2017. Hwa Financial Group is a small advisory firm managing approximately $295 million for around 167 clients, primarily individual and high-net-worth households. The firm offers discretionary portfolio management, financial planning, investment consulting, and ERISA Section 3(21) retirement plan services, utilizing a mix of asset allocation strategies across various securities and employing both long-term and trading approaches.

Patricia Eddy is a financial advisor at Oxford Planning Group, LLC with 17 years of industry experience. She holds a Series 65 designation and practices in Woodstock, Maryland. Oxford Planning Group serves individual and high-net-worth clients, pension and profit-sharing plan sponsors, charitable organizations, and businesses. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan consulting, employing an analytic approach that combines fundamental and technical analysis while customizing portfolios across various securities and independent managers.

Mike focuses his energy into helping clients navigate all of their financial needs. His experience includes a stint on the floor of the New York Stock Exchange, a career focused on investments at Brown Advisory and insurance at Securian Financial. During these experiences, he learned that a balanced approach and strategic financial planning is what can help clients achieve their goals. When not talking to clients or researching the next great opportunity for them, Mike & his wife enjoy quiet city living and relaxing whenever their new daughter allows. He loves playing soccer, lacrosse, golf, basketball… and really any sport. When he’s not meeting friends or family at the movies or the local watering hole, you can normally find him reading something very nerdy, like science fiction or financial science.

William Riley is a financial advisor at Cristata Investment Management with 25 years of industry experience. He has been with Cristata Wealth Solutions since 2009. Riley holds Series 63 and Series 66 licenses. Cristata Wealth Solutions, LLC provides personalized portfolio management and asset-review services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs individualized asset-allocation strategies and combines a long-term investment orientation with short-term trading techniques.

Jon Snyder is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Hergenroeder Financial Advisors, Inc. since 2021. His prior experience includes roles at LPL Financial LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Hergenroeder Financial Advisors serves individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing discretionary and non-discretionary portfolio management alongside financial planning and consulting. The firm employs a blend of active and passive investment strategies with tactical risk management tools, managing approximately $305 million in client assets.

Kyle Fishler is a financial advisor at Foundry Wealth Advisors, LLC with seven years of industry experience. He has held roles at Foundry Wealth Advisors since 2017 and previously worked at Penn Mutual Life Insurance. Additionally, he is a Maryland-licensed producer of fixed life, health, and long-term care insurance. Foundry Wealth Advisors serves individual and high-net-worth clients, providing portfolio management and comprehensive financial planning services. The firm manages approximately $163 million for about 66 clients, using model portfolios tailored to client risk profiles and specific financial situations.

Kirsten Calambro is a CFP® professional with Oxford Planning Group, LLC in Woodstock, MD, where she has worked since 2019. She has four years of industry experience and attended James Madison University. Oxford Planning Group provides investment advisory services, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a tailored investment approach combining fundamental analysis with technical techniques and offers services including participant education and plan menu selection for retirement plans.

Richard Gloekler is a financial advisor at Marks Wealth Management in Ellicott City, MD. He holds a Series 65 designation and has recently started his career in financial advising, with prior experience at the University of Maryland. Marks Wealth Management serves individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and business entities. The firm offers comprehensive wealth management services including financial planning, consulting, and discretionary portfolio management, with an investment approach focused on globally allocated portfolios and active management.

Brian Grigg is a CFP® and ChFC® with 10 years of industry experience. He is the principal advisor at Grigg Financial, LLC in Timonium, MD, and has also served as an investment adviser representative at Foundations Investment Advisors, LLC since 2016. Outside of his advisory roles, he works as an independent insurance agent offering fixed annuities, life insurance, and long-term care products. Grigg Financial, LLC provides financial planning, consulting, and discretionary portfolio management to individuals, trusts, estates, retirement plans, and business entities. The firm utilizes model portfolios and third-party sub-advisers for investment implementation, offering a range of investable instruments including equities, fixed income, derivatives, and structured products.

Ellwood Derricks is a financial advisor at Partnership Wealth Management with 28 years of industry experience. He holds the CFP® designation along with Series 63 and 65 licenses. Prior to joining Partnership Wealth Management in 2016, he worked at LPL Financial for 11 years and briefly at Financial Advocates Investment Management. Derricks is the president of the board for Paws for a Cause, Inc., a nonprofit he founded to support local animal charities, and he serves as volunteer treasurer for FreeState, a nonprofit providing education and legal services for the LGBT community. Partnership Wealth Management provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities, serving both high-net-worth and non-HNW clients. The firm manages portfolios on a customized, discretionary basis using various analytical methods and offers tailored financial planning with assets held by qualified custodians.