Stephen Koda is a financial advisor at Advocate Investing Services with five years of industry experience. He holds a Series 65 designation and has worked at firms including Univers Tech and Northrop Grumman. Outside of advising, he is the owner and president of Rocket Sports, LLC, a custom apparel printing business. Advocate Investing Services is a four-advisor firm offering portfolio management, financial planning, pension consulting, and advisory services to individuals, charitable organizations, and business entities. The firm employs a variety of investment approaches, including the use of derivatives and market-linked instruments within separately managed accounts.

George Ingram III is a CFP® professional with 17 years of industry experience, currently serving as an advisor at Mercer Global Advisors Inc. He previously worked at Triad Advisors, Glass Jacobson Wealth Advisors, and TIAA-CREF. Outside of his advisory role, he owns two rental properties in Wilmington, NC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax-managed strategies.

Benjamin Waller is a CFP®, CFA®, and Series 65-licensed financial advisor with 17 years of industry experience. He has been with WBH Advisory, Inc. since 2009. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management alongside financial, estate, and income tax planning, using fundamental equity analysis and a combination of individual securities, mutual funds, and ETFs with a long-term investment approach.

Christine Schmitz is a financial advisor at Glass Jacobson Wealth Advisors with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with MA Brokerage Solutions and OSAIC. She was with Glass Jacobson Investment Advisors, LLC and Triad Advisors, Inc. for over two decades. Glass Jacobson Wealth Advisors serves individuals, high-net-worth clients, and various institutional clients including retirement plans, trusts, and charitable organizations. The firm employs a comprehensive household-level investment approach overseen by a quarterly meeting investment committee and offers a range of portfolio management and financial planning services.

Joseph Gallagher is a CFP® professional with 32 years of industry experience. He has been with Advocate Investing Services and LPL Financial since 2005 and previously worked at Fidelity for eight years. Outside of advisory work, Gallagher is the author of the book "Born Again" and created a card game called "Here's the Deal." Advocate Investing Services is a four-advisor firm serving individuals, charitable organizations, and business entities with portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis combined with modern portfolio theory, offering strategies that include derivatives and market-linked instruments tailored to client objectives.

John Ciccarone is a financial advisor with WBH Advisory, Inc. in Baltimore, MD, holding a Series 65 designation and 34 years of industry experience. He has been with Wagner Capital Management Corp since 1992. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients with discretionary portfolio management, financial planning, estate planning, and income tax planning. The firm employs fundamental equity analysis to construct individualized portfolios and incorporates technology platforms for reporting, account management, and portfolio rebalancing.

Jack Ramey is a CFP® professional with 37 years of industry experience, currently serving at WBH Advisory, Inc. since 2020. His prior roles include positions at Biegel Waller Investment Advisory Services, the College of Financial Planning, and Fidelity, where he worked from 1998 to 2016. He serves on the investment committee of the Fuel Fund of Maryland, a nonprofit organization assisting with household utility payments. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm provides discretionary portfolio management along with financial, estate, and income tax planning, utilizing fundamental equity analysis and a variety of investment vehicles with a longer-term focus and periodic rebalancing.

Carrie Beren is a CFP® professional with 18 years of industry experience. She is currently with Wbh Advisory, Inc., where she has worked since 2021. Her prior experience includes roles at Congress Wealth Management LLC, Pinnacle Advisory Group, Inc., BB&T Investment Services, Inc., and Durbin Financial Advisors, Inc. She is also the manager of a family LLC focused on estate planning. Wbh Advisory is an 11-advisor SEC-registered wealth management firm managing approximately $1.74 billion for a range of clients including individuals, trusts, and nonprofit organizations. The firm offers discretionary portfolio management alongside financial, estate, and tax planning, employing fundamental equity analysis, diversified portfolios, and integrated technology platforms in its investment approach.

Riley Ahlquist is a financial advisor at Advocate Investing Services with two years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and Equitable Advisors. Advocate Investing Services is a team of four advisors offering discretionary and non-discretionary portfolio management, financial planning, pension consulting, and advisory consulting to individuals, charitable organizations, and businesses. The firm employs a range of strategies, including the use of derivatives and market-linked instruments within separately managed accounts, tailored to client objectives and risk tolerances.

Peter Pavlov is a financial advisor with Lynx Investment Advisory, LLC in Columbia, MD, holding a Series 65 credential and bringing four years of industry experience. His prior roles include positions at Select Investment Solutions, PMP Advisors, Silk Invest LTD, and OFI Asset Management. Lynx Investment Advisory serves individual and institutional clients by providing investment consulting, manager research, and portfolio monitoring. The firm creates customized allocations implemented through vetted third-party managers and offers both discretionary and non-discretionary services, managing over $1 billion on a non-discretionary basis as of the end of 2024.

Charles Kenny is a Series 65-licensed financial advisor with three years of industry experience. He has worked at WBH Advisory, Inc. since 2023 and previously held positions at Consero, the University of Maryland, and Boys' Latin School of Maryland. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm constructs individualized portfolios with a long-term orientation using fundamental equity analysis and a mix of stocks, bonds, mutual funds, and ETFs, and integrates technology platforms to enhance reporting and portfolio management.

Joshua Mason is a CFP® professional with 21 years of industry experience. He is currently with Wbh Advisory, Inc., where he has worked since 2021. Prior to that, he held roles at Congress Wealth Management LLC, Pinnacle Advisory Group, Inc., and Grove Point Investments, LLC. Wbh Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management alongside comprehensive financial, estate, and income tax planning, employing a longer-term investment approach supported by technology platforms for reporting and account management.

Wayne Ferbert is a Series 65 licensed advisor with 15 years of experience in the financial industry. He is currently with Reyes Financial Architecture Inc., a team firm based in Columbia, MD, and has prior experience at ZEGA Financial, LLC, and Alpha Dna Investment Management. Outside of his advisory role, Ferbert co-founded and serves as co-managing director of a software and education business that supports online brokerages. Reyes Financial Architecture Inc. provides discretionary asset management, personalized financial planning, and consulting primarily for high-net-worth individuals, trusts, estates, and small businesses. The firm follows a long-term investment approach, incorporating fundamental, technical, and cyclical analysis, and integrates complimentary financial planning as part of its asset management services.

Roger Bair III is a CFP® professional with 27 years of industry experience, currently serving at Financial Consulate since 2008. He holds Series 63 and Series 65 licenses and works from Westminster, MD. Financial Consulate serves individuals, including high-net-worth clients, retirement plan sponsors and participants, and institutional clients with comprehensive financial planning, investment management, and retirement plan consulting. The firm integrates tax and accounting services with its advisory offerings and follows a proprietary “Risk Opportunity Investing” approach that combines active tactical asset allocation with fundamental and macroeconomic analysis.

George Watson III is a financial advisor at Williams Asset Management in Columbia, MD, holding the CFP®, CFA®, and Series 66 designations with 12 years of industry experience. His prior work includes four years at Academy Financial, Inc. He serves as the treasurer of the Stansfield Estates Homeowners Association. Williams Asset Management provides discretionary investment management, wealth management, and financial planning services to individuals, high-net-worth individuals, and charitable organizations. The firm employs a range of investment strategies including fundamental, quantitative, Modern Portfolio Theory, and technical analysis, tailoring portfolios to client risk tolerances and time horizons.

Robert Willen is a CFA® charterholder and holds a Series 65 license with 26 years of industry experience. He has worked at Wagner Bowman Management Corp since 2000. WBH Advisory is a multi-advisor wealth management firm serving individual, trust, retirement-plan, nonprofit, and corporate clients. The firm offers discretionary portfolio management and financial, estate, and income tax planning, using fundamental equity analysis and a mix of securities with a longer-term orientation and technology integration to support client service.

Marc Hertzberg is a CFA® charterholder and Series 65 licensed advisor with 27 years of experience, currently serving at WBH Advisory, Inc. He has worked with Wagner Bowman Management Corp since 1999. Hertzberg is also a licensed attorney and certified public accountant, roles he maintains outside of his investment advisory duties. WBH Advisory is a multi-advisor wealth management firm managing approximately $1.74 billion for individual, trust, retirement-plan, nonprofit, and corporate clients. The firm employs fundamental equity analysis to construct individualized portfolios combining stocks, bonds, mutual funds, and ETFs, emphasizing longer-term strategies with periodic rebalancing.

Erin Rogers is a CFP® with 13 years of industry experience and currently an advisor at NorthRock Partners, LLC. Her prior experience includes roles at Lion Street Financial, Curi Capital, and Fidelity in both advisory and brokerage capacities. NorthRock Partners provides comprehensive wealth management and advisory services to individuals, trusts, estates, retirement plans, charitable organizations, and business entities. The firm employs a tailored, holistic investment approach emphasizing broad asset allocation, diversification, and periodic rebalancing, with integration of private market allocations and AI-supported portfolio monitoring.

Erin Ansalvish is a CFP® professional with 15 years of industry experience, currently serving as a senior wealth advisor at Prosperity - An EisnerAmper Company. Her prior work includes roles at Dai Securities LLC and Triad Advisors Inc. Erin also operates The Prosperity Consulting Group, LLC, providing wealth management services, and is involved in insurance sales as a licensed agent. Prosperity - An EisnerAmper Company serves individuals, high-net-worth clients, trustees, estates, retirement plans, and business entities, offering financial planning, portfolio management, and retirement-plan advisory. The firm emphasizes asset allocation and diversification, employing both discretionary and non-discretionary management with third-party Independent Managers and model portfolios.

Linda Stapf is a financial advisor with LexAurum Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has operated her tax and accounting practice, Linda L. Stapf CPA, PA, since 1989 and has prior experience at Immediate Mortgage Inc. and other advisory firms. LexAurum Advisors provides investment management, financial planning, and retirement-plan services to individuals, families, businesses, and institutional clients. The firm utilizes a multi-advisor team approach, emphasizing diversified portfolios based on modern portfolio theory and offering both discretionary and non-discretionary services across approximately $1.27 billion in assets under management.