Erik Chaikin is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2002. He focuses on providing individualized financial and investment strategies tailored to each client's unique goals. Erik’s approach centers on building long-term relationships through personalized guidance and comprehensive wealth management services. With over 25 years of experience, Erik specializes in wealth accumulation, preservation, and transfer. He offers expertise in retirement planning, estate planning, tax minimization, corporate cash management, business transition planning, and portfolio management. Erik holds the Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Retirement Benefits Consultant designations, among others. He also provides fiduciary advisory services for defined contribution plans with assets of $10 million or more and manages personalized discretionary investment strategies. Erik earned a Bachelor’s degree from James Madison University. He is involved in his community through organizations such as Meals On Wheels and Habitat For Humanity and is affiliated with Bruton Parish Church. He resides in Williamsburg, VA, with his wife, Emily, their two sons, and their dogs.

Jennifer Daknis is a financial advisor with LPL Financial in Williamsburg, VA, holding Series 63 and Series 65 licenses with 27 years of industry experience. She has worked at LPL Financial since 2009 and was previously with MICG Investment Management, LLC for eight years. Outside of advisory work, she is involved in non-variable insurance including life, health, long-term care, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools and a broad platform including affiliated insurance and banking services.

John Martin Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 48 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Shannon Crank is a financial advisor with Raymond James Financial Services Advisors, Inc. in Williamsburg, VA, holding a Series 66 designation and 25 years of industry experience. Prior to joining Raymond James in 2009, Crank worked at Citigroup Global Markets, Legg Mason Wood Walker, and Merrill. Outside of his advisory role, he is an associate at Legacy Financial Group LLC, where he supports operational and cashiering duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm delivers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Thomas Mowry is a financial advisor with Raymond James Financial in Williamsburg, VA, holding a Series 66 designation. He has been with Raymond James Financial since 2026 and has prior experience at Legacy Financial Group and ATI. Outside of finance, he was involved with the Colonial Williamsburg Fife and Drum from 2014 to 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and consulting using analytical tools such as risk profiling and probability modeling, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jonathan Epler is a CFP® professional with 11 years of experience in the financial services industry. He has worked at Edward Jones since 2017 and previously at Ameriprise Financial Services, Inc. from 2015 to 2017. Epler is based in Poquoson, VA. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including high-net-worth and non–high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Vicki Smith is a financial advisor at Wells Fargo Clearing with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee for her sister. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Dede Ganzer is a financial advisor at OSAIC with seven years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation and First Command Advisory Services, among other firms. Outside of advising, she owns and operates ONLY FINANCE, LLC, which sells accident, health, disability insurance, fixed annuities, and traditional life insurance. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Ray Hanson is a financial advisor at Cambridge Investment Research Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cambridge since 2011. Outside of his advisory work, he serves as a math coach for the Williamsburg-James City County Schools junior high Mathcounts team. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent advisors, utilizing proprietary and third-party strategies tailored to client objectives.

Michelle Hilstrom is a financial advisor with Morgan Stanley in Williamsburg, VA, holding Series 63 and Series 66 registrations and 28 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets from 2006 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Susan Hassan is a Wealth Management Advisor at Merrill Lynch Wealth Management with over two decades of experience in the industry. She specializes in comprehensive wealth strategies, working closely with clients to establish Wealth Outlook Plans that address various life stages, including college and retirement planning, legacy, and estate services. Her approach involves identifying individual financial goals and analyzing assets to create personalized investment strategies that accommodate clients' specific needs. She emphasizes consistent account reviews to adjust for changing life circumstances and aims to protect investments from market fluctuations. Susan holds the Chartered Financial Consultant (ChFC) designation and is also a Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP). She earned her bachelor's degree from Quinnipiac University with a concentration in Financial Planning. Residing in Toano, Virginia, Susan participates in community activities including serving as Board Chair for The Arc of Greater Williamsburg and as a Girl Scout Troop Leader. She also facilitates Momentum for Women, a women's networking group.

Charlene Harvey is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she assists with bookkeeping for a family-owned auto repair business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Tammy Jenner is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies managed by internal teams and third-party style managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Pietsch is a financial advisor with LPL Financial in Williamsburg, VA, holding the Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2008 after one year at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with both discretionary and non-discretionary investment strategies.

John Holshouser is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a board member of the Young Men's Club of Danville, where he participates in meeting attendance and event planning. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, notably integrating insurance-related vehicles and bank deposit sweep programs.

Iris Porush is a financial advisor with Raymond James Financial in Williamsburg, VA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been affiliated with Raymond James and Legacy Financial Group, LLC since 2009. Porush serves as a board and committee member of the Williamsburg Community Foundation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individual and high-net-worth clients, corporations, charitable organizations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Nathan Hansen is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Prior to joining Edward Jones, he worked at Ferguson Enterprises Inc. for one year. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, supported by a network of over 23,700 financial advisors and more than 15,000 branch offices nationwide.

Constance Starkovs is a financial advisor at Fidelity with six years of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors and AXA Advisors. Starkovs also has experience outside of advisory roles, having served with the Central Park Homeowners Association and at the USF Muma College of Business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it offers services such as discretionary portfolio management, fund advisory, and model portfolio delivery.

Cindy Hanke is a financial advisor at OSAIC with 18 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Nationwide Investment Services Corporation. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios, managing accounts on both discretionary and non-discretionary bases.

Charles Mott is a financial advisor with Morgan Stanley, holding a Series 66 designation and 22 years of industry experience. He has worked at Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, and previously at Citigroup Global Markets and Legg Mason Wood Walker. Mott served as a U.S. Navy Captain prior to his financial career. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.