Leo Somera is a financial advisor at Apforia in Virginia Beach, VA, holding a Series 65 designation with one year of industry experience. Prior to joining Apforia, he spent 20 years at DFAS-JFLL/IN. Apforia serves primarily individual and high-net-worth clients, offering investment management and comprehensive financial planning through a team of about 10 advisors. The firm employs a goal- and risk-based investment process that incorporates both passive and active strategies, with many advisors operating as separate Tenant Firms under a fee-only fiduciary framework.

Chad Williamson is a CFP® with 10 years of industry experience, currently serving at Gratus Wealth Advisors LLC in Virginia Beach, VA. He has previously worked with firms including Purshe Kaplan Sterling Investments, NewEdge Securities, and Truist Investment Services. Outside of his advisory role, Williamson is a deacon at Virginia Beach Community Chapel, where he is involved with the Helping Hands Ministry. Gratus Wealth Advisors manages over $822 million in discretionary assets, serving individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and modern portfolio theory in managing customized accounts, offering asset management, financial planning, and retirement plan advisory services.

Ryan Whited is a financial advisor at Wealthtrak Advisors with 10 years of industry experience. He holds a Series 65 designation and has been with Wealthtrak Advisors since 2014. The firm provides discretionary portfolio management, financial planning, advisory consulting, and sub-advisory services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. Wealthtrak Advisors employs a combination of fundamental, technical, and charting analysis across both long- and short-term strategies, tailoring portfolios to client objectives and risk tolerance.

Ronald Searles is a financial advisor at Fitzwilliams Wealth Management Inc. in Chesapeake, VA, holding a Series 65 designation with two years of industry experience. He previously worked at Merck for ten years before joining Fitzwilliams Financial, Inc. and Fitzwilliams Wealth Management, Inc. He is also involved in insurance sales and services through Fitzwilliams Financial. Fitzwilliams Wealth Management, Inc. provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a range of actively managed strategies through third-party sub-advisors and monitors client accounts continuously.

Philip Tull is a financial advisor at Tull Financial Group, Inc. with six years of industry experience. He holds a Series 65 designation and has worked at Tull Financial Group since 2016. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans of various sizes. The firm employs a tactical asset-allocation strategy using a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, with a strong emphasis on participant education and a documented multi-generation family-planning approach.

Axel Bellars is a financial advisor at Bellars Harris Wealth Management with eight years of industry experience. He holds a Series 66 designation and has worked at firms including CPC Advisors, Raymond James Financial Services, Bank of America, and Merrill Lynch. Outside of advisory work, he is the owner of AJB Holdings Inc. and serves as Power of Attorney for a family member’s financial affairs. Bellars Harris Wealth Management provides personalized financial planning and investment management to individuals, trusts, estates, and qualified retirement plans. The firm employs a fundamentally driven, generally long-term investment approach tailored to each client’s objectives and offers services such as retirement plan advisory and family-office coordination.

Isaac Hon is a financial advisor at Tull Financial Group, Inc. in Chesapeake, VA, holding the Series 65 designation. He has one year of industry experience, having previously worked at Northwestern Mutual, Quillify, and Oral Roberts University. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans. The firm uses a tactical asset-allocation framework with a combination of passive index ETFs, actively managed funds, dividend-paying stocks, and fixed income, emphasizing participant education and multi-generation family planning.

Edward Sallee is a financial advisor with Bay Capital Advisors, LLC in Virginia Beach, VA, holding CFP® and Series 66 credentials and bringing 11 years of industry experience. Prior to his financial advisory career, he worked at ProEquities, Inc. and serves as a Captain in the U.S. Navy. Outside of his advisory role, he is president of two business consulting firms focused on expense reduction and serves as a board member for a local nonprofit supporting court-appointed special advocates. Bay Capital Advisors is a fee-only firm serving individual, high-net-worth, business, and charitable clients, managing approximately $196 million across 175 relationships with a four-advisor team. The firm employs a top-down macroeconomic and fundamental investment process with customized portfolios typically using mutual funds and ETFs, and it offers both discretionary management and a range of planning and consulting services.

John Sherrill Jr. is a financial advisor with Elevatus Wealth Management, LLC, holding a Series 66 license and 18 years of industry experience. He previously worked at Edward Jones for 18 years before joining Elevatus Wealth Management. Elevatus Wealth Management serves individual and high-net-worth clients, as well as institutional and retirement plan sponsors, providing discretionary investment management, financial planning, and separately managed account servicing. The firm employs both active and passive investment strategies and offers services including financial consulting, trustee roles, and advisory relationships with broker-dealers.

Ian Rivero is a CFP®-designated financial advisor at Power Wealth Management with 14 years of industry experience. He previously worked at Calamos Wealth Management LLC and Baker Avenue Asset Management LP. Outside of advisory work, Mr. Rivero is involved in retirement workshop consulting through My Retirement Workshops, LLC. Power Wealth Management serves individuals, estates, and trusts with holistic wealth management, discretionary portfolio management, standalone financial planning, and retirement plan consulting. The firm manages approximately $430 million in discretionary assets across about 250 client relationships.

Zachary Harris is a financial advisor at Bellars Harris Wealth Management with four years of industry experience. He holds a Series 66 designation and has previously worked at Consolidated Planning Corporation and Raymond James Financial. Outside of his advisory role, he is the owner of ZOH Enterprises, Inc. Bellars Harris Wealth Management is an SEC-registered investment adviser offering discretionary and non-discretionary investment management, personal financial planning, and retirement plan advisory services. The firm serves individuals, high-net-worth clients, trusts, estates, and qualified retirement plans, employing fundamental analysis and a primarily long-term investment approach.

George Macdonald III is a financial advisor at Beacon Harbor Wealth Advisors with 13 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked for Brean Capital, LLC for 13 years. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses, offering discretionary investment management, financial planning, and retirement plan consulting. The firm combines active and passive management with various analytical approaches to build customized, asset-allocation driven portfolios, managing approximately $600 million across several hundred client relationships.

Michael Spencer is a financial advisor at Fitzwilliams Wealth Management Inc. with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His career includes roles at Tucker Asset Management LLC, AlphaStar Capital Management, LLC, Parkland Securities, and Lincoln National Life Insurance Co. He is also president of MHS Enterprises, an insurance brokerage operating since 1993. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm outsources portfolio construction and trading to third-party sub-advisors employing active strategies and maintains a multi-office practice with approximately $123.55 million in discretionary assets under management.

Tracy Whited is a financial advisor at Wealthtrak Advisors with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wealthtrak Advisors since 2001 and Wealthtrak Capital Management since 2012. Outside of advising, she is also involved in the insurance business. WealthTrak Advisors provides discretionary portfolio management, financial planning, and advisory consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios to client objectives and risk tolerance, employing both long- and short-term strategies.

Holly Rice is a financial advisor at Wealthtrak Advisors in Virginia Beach, VA, holding a Series 65 designation with seven years of industry experience. She has worked at Wealthtrak Advisors since 2013 and also has experience with Purshe Kaplan Sterling Investments starting in 2014. Wealthtrak Advisors offers discretionary portfolio management, financial planning, and advisory consulting services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios according to client objectives and risk tolerance, employing both long- and short-term strategies.

Robert Tull is a CFP® with 23 years of industry experience and has been with Tull Financial Group, Inc. since 1992. He holds a Series 63 license and is based in Chesapeake, VA. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and businesses. The firm uses a tactical asset allocation approach combining passive and active investments, offers written Investment Policy Statements, and engages in client education and retirement plan participant outreach.

Timothy Stiffler Jr. is a financial advisor at Compton Wealth Advisory Group, LLC in Virginia Beach, VA, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and AXA Advisors, LLC. Outside of advisory roles, he is involved in private investment ventures through limited and passive partnerships. Compton Wealth Advisory Group serves individuals, trusts, estates, business entities, and foundations with investment management, financial planning, and retirement-plan consulting. The firm manages a range of portfolios, including alternative investments, and offers family office services and retirement-plan participant education.

Timothy Fitzwilliams is a Series 65-licensed advisor with Fitzwilliams Wealth Management Inc. in Chesapeake, VA. He has been with the firm since 2008 and serves as owner and CEO of several related businesses, including Fitzwilliams Realestate and Fitzwilliams Tax Management. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of active third-party sub-advisor strategies and monitors client portfolios continuously, conducting at least annual reviews and regular rebalancing.

Vivian Honeycutt is a CFP® professional with 24 years of experience in financial advising. She is currently with Bay Capital Advisors, LLC, where she has worked since 2022, and has operated Honeycutt Financial Services, LLC since 2005. Bay Capital Advisors is a fee-only firm serving individual, high-net-worth, business, and charitable clients. The firm employs a top-down macroeconomic and fundamental investment approach with a core-satellite implementation, managing approximately $196 million across about 175 client relationships through a four-advisor team.

Connor Harris is a financial advisor at Beacon Harbor Wealth Advisors in Virginia Beach, VA, holding a Series 65 designation with one year of industry experience. Prior to joining Beacon Harbor Wealth Advisors, he worked for eight years at the United States Postal Service and spent five years at Auburn University. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses by providing discretionary investment management, comprehensive financial planning, and retirement plan consulting. The firm uses a combination of active and passive management, incorporating multiple analytical approaches to build portfolios aligned with client objectives, risk tolerance, and tax considerations.