Julie Lewis is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds a Series 66 designation and has been with UBS since 1993. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

James Riley is a financial advisor with Primerica Advisors in Newport News, VA, holding Series 63 and Series 65 licenses and over 33 years of industry experience. He has been with Primerica since 1992 and previously worked with Newport News Public Schools for 22 years. Outside of advisory work, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered, percentage-based wrap fee structure.

Kirk Horton is a financial advisor at Merrill with Series 65 and Series 63 credentials and one year of industry experience. Before joining Merrill in 2026, he worked at First Command Advisory Services, Inc. and related First Command entities in 2025 and held positions at Gartner, the Department of the Navy, and the Department of the Air Force. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, institutions, and charitable organizations, utilizing internal and third-party portfolio management teams.

Edward James is a Series 66-licensed financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Frank Richardson Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2016. Outside of advisory services, he is involved in the sale of loan products and home security-related referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services at scale through a large network of advisors and utilizes model-driven investment strategies supported by third-party asset managers and custodians.

Ronald Chance is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 47 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Matthew Montgomery is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of direct client relationships and corporate financial planning agreements.

Claire Love is a financial advisor at Osaic with seven years of industry experience. She holds the Series 66 designation and has previously worked at Rockefeller Financial LLC and Fidelity Brokerage Services LLC. Outside of finance, she has been involved with the Boston Beer Company for two years. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk assessment, and portfolio management using various investment vehicles.

David Noffsinger is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and was previously with Triad Advisors, Inc. for 20 years before joining OSAIC in 2024. Outside of his advisory work, he owns Fly’s Attic, a business selling sports cards on eBay. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management with access to third-party money managers and a variety of investment options.

Lisa Adamonis Pile is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over a decade of experience, she collaborates with clients to help them define what matters most as they prepare for the next stage of life and the financial implications involved. She works to develop personalized financial strategies tailored to each client's unique goals. Her expertise spans various client focus areas including college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and services for endowments, foundations, and non-profits. Lisa holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She also holds an Accredited Certificate from the CDC School of Professional Nursing. Lisa participates in the community by volunteering with organizations such as Habitat For Humanity and the Virginia Food Bank. She is also associated with the Virginia Symphony Orchestra. In her personal time, she enjoys football, horseback riding, and yoga. She is fluent in both English and French.

Ashley Gilliam is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Clearing in 2022, she worked for the Patient Advocate Foundation from 2010 to 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kendra Ruga is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. She has been with Wells Fargo Advisors, LLC since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Rebecca Gutches is a financial advisor with Wells Fargo Clearing in Newport News, VA, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research and analytics.

Tatyana Fields is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their priorities and develop tailored financial strategies aimed at achieving their short-, mid-, and long-term goals. She provides guidance on a range of areas including investing, retirement planning, saving for unexpected expenses, and offers access to specialists in banking, credit, home financing, and small business solutions. Tatyana’s expertise encompasses college education planning, family wealth management, employee financial health, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, women and wealth, and retirement income. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of New England. She is active in several professional organizations, including the Merrill GVA Power of 10 Group, Merrill Women's Exchange, and Yorktown Women's Group. Outside of her professional commitments, Tatyana is involved in community organizations such as the American Red Cross, Carry the Load, and St. Jude Children's Research Hospital. Her personal interests include boating, camping, golfing, pickleball, running, skiing, traveling, and spending time with her family.

Shannon Sealey is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2017, with prior experience at Cetera Advisor Networks and Woodbury Financial Services. Outside of advising, Sealey is involved in insurance sales through her own company, Sealey Asset Strategies. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions across multiple custody platforms and includes both discretionary and non-discretionary strategies tailored to client objectives.

Nolia Anderson is a financial advisor at Ameriprise with 39 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm delivers non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and asset bucketing, supported by algorithmic automation and oversight from a centralized consulting team.

Catherine Springer is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and five years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Wells Fargo, and Edward Jones Investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jeremy Jones is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Capital Group/Capital Research and Management for nine years. Outside of his advisory role, he manages rental properties, handling rental income and property maintenance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Charles Mas is a financial advisor with Ameriprise in Newport News, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His career includes roles at several firms such as ValMark Securities, Foresters Advisory Services, and Thrivent Investment Management. Outside of his advisory work, he serves as a Financial Planning Analyst for Clarinity, Inc., where he creates and updates financial plans and manages advisory business activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides detailed recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Howard Lininger is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.