Michael Sharrett is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Bank of America, and Merrill Lynch. Outside of advisory work, he is the owner of Hole Punchers, LLC, a business unrelated to his investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by technology tools and a diverse platform integrating advisory and non-advisory financial services.

Tina Spivey is a financial advisor with Merrill Lynch in Lynchburg, VA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frank Vaden is a financial advisor with Raymond James & Associates in Lynchburg, VA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Truist Advisory Services, Bb&T Securities, and Scott & Stringfellow, Inc. He serves as a board member of Spring Hill Memorial Cemetery. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering non-discretionary financial planning and consulting supported by extensive research and a range of portfolio management strategies.

Abram Loper is a financial advisor with Equitable Advisors in Lynchburg, VA, holding Series 63 and Series 65 licenses and having nine years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Northwestern Mutual. He serves on multiple nonprofit boards in Lynchburg and is president of the Liberty University Alumni Association chapter. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base, including individuals and institutional clients. The firm utilizes a network of Investment Adviser Representatives and third-party programs to deliver personalized investment solutions.

John Hoskins II is a Senior Resident Director with over 30 years of experience in the financial services industry. He provides personalized wealth management strategies, helping clients pursue their long-term goals through tailored financial plans. His approach includes leveraging investment insights from Merrill and banking solutions from Bank of America. John's expertise includes college education planning, personal retirement planning, and portfolio management services. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree from West Virginia University and a High School Diploma from E C Glass in Lynchburg, Virginia. Committed to community involvement, John participates in the Old City Cemetery/Southern Memorial Association. Outside of work, he enjoys a variety of interests including antiquing, fishing, gardening, genealogy, hiking, horseback riding, reading, table tennis, woodworking, and spending time with his family.

Jackson English is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2023. His prior work includes roles at Risen Financial, Peaks Coaching Group/FUERZA, and several country clubs. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a variety of third-party advisory models and delivers services through a network of Investment Adviser Representatives.

Caleb Mc Eniry is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He has worked at Merrill since 2023 and at Bank of America, N.A. since 2025. In addition to his financial services career, Caleb serves in the US Army Reserve. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies supported by Bank of America’s resources.

Lori Barber is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked in various Wells Fargo entities since 2009. Barber is a 50% owner of Strategic Wealth Management, LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using Wells Fargo research and planning tools.

Henry Millner III is a ChFC®-designated financial advisor with 27 years of experience, currently with LPL Financial since 2017. He previously worked at Northwestern Mutual in various capacities from 1998 to 2017. Millner serves as a board member for the Greater Lynchburg Habitat for Humanity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms.

Colin Gardner is a financial advisor with Equitable Advisors in Lynchburg, VA. He holds the Series 66 designation and has been with Equitable Advisors since 2026. His prior experience includes roles in retail and banking sectors, as well as attending James Madison University. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a broad client base, including individuals, institutions, and charitable organizations. The firm utilizes a variety of advisory programs and third-party asset managers to tailor investment solutions.

David Chrisman Jr. is a financial advisor at Cambridge Investment Research Advisors with 39 years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Lincoln Financial Securities Corporation and Commonwealth Financial Group, where he also serves as president in an insurance-related capacity. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a large network of independent Financial Professionals, utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

Jared Srsic is a Financial Advisor at Merrill Lynch Wealth Management. He assists professionals, individuals nearing retirement, those changing jobs, and clients who have recently inherited assets. Jared works closely with clients during significant life transitions, providing guidance and creating personalized strategies that align investments, retirement planning, and overall financial objectives. His expertise includes liquidity management, personal retirement planning, small business strategies, and retirement income. Jared takes a disciplined approach to wealth management, aiming to bring clarity and confidence to complex financial decisions. He collaborates one-on-one with clients to define goals and develop portfolio strategies, adjusting plans as circumstances evolve. Jared holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and earned his Bachelor's Degree from Lynchburg College. Outside of his professional work, he enjoys adventure sports, camping, cooking, spending time with his family, traveling, and watching movies.

Margaret Gugliotta is a Series 66 licensed financial advisor with over 21 years of industry experience. She has been with LPL Financial since 2011 and previously worked at Natcity Investments, Banc of America Investment Services, and Merrill. She is also a notary public in Lynchburg, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Todd Mccray is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 32 years of industry experience. Prior to joining LPL Financial in 2018, he worked at INVEST Financial Corp for seven years. He is also the president and business owner of TME, LLC, a non-investment-related business outside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a broad range of investment strategies and non-advisory financial services.

Tiffany Fath is a financial advisor at LPL Financial with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at LPL Financial during two separate periods totaling five years, as well as at First National Bank and Hudson Valley Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors.

Matthew Burkey is a financial advisor with Edward Jones in Lynchburg, VA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

David Schaap is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing and Wachovia Bank, N.A. prior to his current role. He serves as a board member for New Covenant Schools in Lynchburg, VA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized areas such as business-owner transition and special-needs planning. Advisors use Wells Fargo research and planning tools to develop tailored recommendations, with clients deciding on implementation through the firm’s brokerage or advisory channels.

Benjamin Berry is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses, and has 16 years of industry experience. He has worked at New York Life and affiliated firms since 2009 and operates Berry Wealth Strategies, LLC, which sells New York Life products and brokers non-registered insurance products. Berry serves on the YMCA Board of Directors and chairs its Finance Committee. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions through a large network of advisors.

Joshua Rockey is a financial advisor with Edward Jones in Lynchburg, VA. He holds the Series 66 designation and has 13 years of industry experience, having been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Luke Brown is a financial advisor with Fidelity in Lynchburg, VA, holding Series 63 and Series 66 licenses and having nine years of industry experience. His prior work includes roles at Mass Mutual Life Insurance, Bank of America, Merrill Lynch, J. Crew, and Liberty University. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad range of mutual funds, ETFs, and ETPs.