Delroy Pearson is a Series 66 registered advisor with Merrill in Palm Coast, FL, where he has worked since 2016. He has 10 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Morelli is a Series 66-licensed financial advisor with four years of industry experience. He is currently with Equitable Advisors and previously worked at The Prudential Insurance Company of America, Pruco Securities LLC, Spectrum, and Prime Communications. Outside of his advisory role, he is a health insurance agent, enrolling clients in Medicare and ACA contracts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored through a documented client intake process.

Steven Pantuso is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Raymond James & Associates and previously worked at Charles Schwab and TD Ameritrade. Outside of his advisory work, he maintains a personal hobby of building and repairing fishing gear. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a variety of portfolio management styles supported by proprietary research and model manager options.

Jason Morgan is a Certified Financial Planner (CFP®) with 10 years of experience at Edward Jones in Ormond Beach, FL. He has been with Edward Jones since 2016. Outside of his advisory role, he owns several rental properties in Florida and Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee portfolios, tax-efficient services, and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Timothy Cawley is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Lincoln Financial Advisors from 2008 to 2025. Outside of advisory services, he offers fixed and indexed annuities and traditional life insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Matthew Morell is a CFP® and ChFC® with 11 years of industry experience. He has worked with several firms including Ameriprise, SIMON Markets LLC, Accelerated Wealth Advisors LLC, and Northwestern Mutual. Morell is currently with Ameriprise in Palm Coast, FL. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions.

Jonathan Baety is a financial advisor with Ameriprise in Palm Coast, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 30 years of industry experience, including over a decade at Ameriprise and its affiliated entities. Outside of his advisory role, Baety serves on the boards of All Saints Episcopal Church Vestry and the Financial Planning Association of Central Florida, and coaches middle school boys basketball at St. Charles Borromeo Catholic School. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate tax-efficient withdrawal strategies and Social Security options. The firm combines algorithm-driven analysis with advisor collaboration and offers a broad range of advisory, brokerage, and insurance solutions.

Kami Zonin is a CFP®-credentialed financial advisor with 25 years of industry experience, currently affiliated with Cetera. Prior to joining Cetera in 2025, she spent over two decades at Avantax in various advisory and insurance roles. She also operates a financial planning practice specializing in assisting clients and attorneys with divorce-related asset division and facilitates a program aimed at financial education for women. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodians, leveraging affiliated and third-party investment managers.

Gregory Duncan Peters is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. Prior to joining Raymond James in 2024, he worked at Wells Fargo Clearing and Wells Fargo Advisors from 2015 to 2024. Outside of his advisory role, he is co-owner of Minotaur, LLC, a business he operates with his spouse, and serves as acting trustee of a family irrevocable trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services, supported by a broad range of portfolio management options and affiliated research.

Robert Mastrosimone is a CFP® and ChFC® with 44 years of experience in the financial services industry. He is currently affiliated with Osaic Wealth, Inc. and has previously worked at Securities America Advisors, Inc. and operated Mastro Financial Services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset allocation tools and supports multiple advisory platforms, including third-party managed account solutions.

Kay Smith is a financial advisor with LPL Financial in Palm Coast, FL, holding a Series 66 designation and 16 years of industry experience. She has been with LPL Financial since 2017, with brief periods of unemployment in between. Outside of her advisory work, she is involved in direct sales with Monat Global. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Donald Murtaugh is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior work includes roles at Morgan Stanley, Wells Fargo Advisors, LPL Financial, and Cowan Financial Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, tax, estate, and special needs, with an option to combine planning and managed-account services through its WealthPlan program.

Paul Santos is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and 20 years of industry experience. He has held roles at several firms, including State Farm and Joseph Stone Capital, and currently serves as president of Santos Wealth Management LLC and Santos Group FL LLC. Outside of advisory work, he is involved in managing several insurance agencies and holds part ownership in multiple real estate entities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and program options.

Ken Mazzie is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 38 years of industry experience. He has been with Cetera and its affiliated entities since 2025 and previously worked with Avantax Advisory Services and Avantax Insurance Agency for over 20 years. In addition to his advisory role, Mazzie is involved in tax preparation and accounting through his ownership of Mazzie & Co LLC and serves as a trustee for family trusts. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management strategies and program structures, managing over $256 billion in assets across more than 10,000 advisors.

Thomas Ventura is a financial advisor with Thrivent Investment Management, holding Series 63, Series 65, and Series 66 credentials and bringing 23 years of industry experience. He has worked with several firms, including Encompass Investments and Bright Trading. Ventura is also involved in multiple real estate ventures, serving as president for several property management and consulting companies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial plans without discretionary trading authority. The firm offers these services through a network of financial advisors, combining planning with managed-account options under a consolidated billing program called WealthPlan.

Abigail Santiago Monroe is a financial advisor with Ameriprise in Palm Coast, FL, holding a Series 63 designation and 35 years of industry experience. She has been with Ameriprise and its predecessor entities since 1991. Outside of her advisory role, she serves in fiduciary capacities such as trustee and executor. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports through a centralized consulting team.

Jason Ebding Sr. is a financial advisor with LPL Financial in Palm Coast, FL, holding a Series 66 designation and seven years of industry experience. He previously worked at Bank of America and Merrill from 2009 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Donn Rutledge is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Securities America Advisors and SII Investments. OSAIC serves a diverse client base comprising retail and institutional investors, offering brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm utilizes a range of asset-allocation tools and platforms to construct portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kris Stockhammer is a financial advisor with LPL Financial in Ormond Beach, FL, holding Series 63 and Series 65 licenses. He has 19 years of industry experience, including five years at Space Coast Credit Union and over 12 years with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Steven Vasseur is a financial advisor with Edward Jones in Palm Coast, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Edward Jones since 2015 and concurrently serves in the US Army. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branch offices.