Philip Cunningham III is a financial advisor with OSAIC who holds a Series 66 credential and has 10 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent two years at SII. Cunningham is also involved with Aspire Financial Partners Inc., where he engages in the sales and marketing of fixed insurance products, securities, and investment advisory services. OSAIC serves a diverse client base including retail and institutional investors by providing brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various asset-allocation tools and offers portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, managed on discretionary or non-discretionary bases.

Gregory Seiders is a Series 66 licensed financial advisor at Wells Fargo Clearing with two years of industry experience. Prior to joining Wells Fargo in 2024, he worked at Claflin Company for 14 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Adrienne Davis is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. She previously worked at Raymond James & Associates from 2013 to 2020 and has been affiliated with Florida State University since 2016. Outside of advising, she co-owns Dune Land Development, Inc. and Laguna Beach Property Management, both real estate businesses. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Joseph Altic is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® and Series 63 designations and has worked at LPL Financial since 1998. He is also associated with Community Bank of Trenton. LPL Financial is a national investment adviser and broker-dealer serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Benjamin Dukes is a Series 66-registered financial advisor at UBS Financial Services with 16 years of industry experience. He has been with UBS since 2012 and previously worked at the Georgia Institute of Technology from 2018 to 2021. He serves as an executor of an estate, which is noted as part of his other professional activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

John Churchill is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience with Woodbury Financial Services Inc., Churchill Wealth Management, Inc., and SII Investments, Inc. Outside of advising, he is an insurance agent and owns a property management business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by advanced portfolio construction tools and multiple advisory platforms.

William Parker is a financial advisor with Wells Fargo Advisors and holds a Series 66 designation. He has experience working at LPL Financial and has a diverse background that includes time at Tombigbee Log Homes and teaching at Auburn University and Pickens Academy. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, delivering these through meetings and written summaries.

Nicholas Alexander is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and has previously worked at ThreePartFilms LLC and the Naval Surface Warfare Center Panama City Division. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Kevin Myers is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked with Cetera Advisors LLC since 2013 and is also the owner of 30A Wealth Management. Outside of his advisory roles, he serves as an executor for family wills. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified investment services through a multi-manager platform, providing access to both affiliated and third-party money managers under various program structures.

John Mccallion is a financial advisor with Ameriprise in Panama City Beach, FL, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been with Ameriprise since 2015, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory role, he owns and manages several LLCs related to vacation rental properties. Ameriprise provides a retirement-income planning service aimed at clients approaching or in retirement who meet specific asset thresholds, delivering written, non-discretionary Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nicholas Boehle is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Harry Henning III is a Series 66-licensed financial advisor with Edward Jones, based in Panama City, FL. He has 15 years of industry experience and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Michael Farne is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Raymond James since 2010. Outside of his advisory role, he serves as CEO of Farne Financial, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and employs analytical tools to support client goals, along with specialized offerings in municipal finance and employer advisory services.

David Teeter is a CFP®-certified financial advisor with 42 years of industry experience. He has been with Wells Fargo Advisors since 2022, following six years at Wells Fargo Clearing and a prior year at Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, supported by Wells Fargo’s research and planning tools.

Richard Mcdowell is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates is a large firm serving individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions. The firm features a broad range of portfolio management styles and notable municipal advisory services.

William Stevenson is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2008. Outside of his advisory role, he is also involved in rental real estate ownership. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and charitable organizations. The firm offers a range of financial planning and consulting services with various portfolio management styles supported by in-house research and affiliated sub-advisers.

C Travis Saacke is a CFP® credentialed financial advisor with Ameriprise, bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Saacke subleases office space to other advisors within his Ameriprise office without deriving income from these arrangements. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service for clients nearing or in retirement that emphasizes written recommendations and ongoing retirement-income planning.

Edward Moore is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Jessica Pena is a CFP® professional with six years of industry experience, currently associated with Edward Jones since 2019. Prior to her tenure at Edward Jones, she worked in various roles including at Old Chicago and Professional Therapy Services. Outside of finance, she is involved as a fitness trainer at Fitclub30A in Inlet Beach, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Cynthia Thibodaux is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.