Pablo Vela is a Financial Advisor at Merrill Lynch Wealth Management with over 17 years of experience in the financial industry. He began his career at JPMorgan Chase, where he worked across Private Client Banking, Business Banking, Operations, and Management. He later served as an Account Manager for LATAM Financial Institutions within JPMorgan Corporate & Investment Bank, focusing on institutional clients and gaining expertise in global markets, risk management, capital allocation, and macroeconomic strategy. Pablo advises individuals, families, and business owners on financial decisions related to investment strategy, retirement planning, liquidity events, business transitions, and multigenerational wealth management. His approach emphasizes building long-term relationships and providing guidance tailored to clients' goals and values. He holds an MBA from the University of Florida and a Bachelor of Arts in Economics from the University of South Florida. Pablo is also a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. Outside of his professional responsibilities, Pablo enjoys activities such as billiards, boating, cooking, drawing and sketching, hiking, running, scuba diving, spending time with his family, traveling, and watching movies.

Adam Walker is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and two years of industry experience. Prior to joining Raymond James, he spent ten years at Sanofi. He is also involved with Greg Smith, LLC, a non-investment-related support company based in Newberry, FL. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique municipal advisor affiliation.

Dania Posada is a financial advisor at Merrill with a Series 66 credential and nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Foran is a Financial Advisor with Merrill Lynch Wealth Management. He brings a disciplined approach to financial planning, drawing on his background as a graduate of the United States Coast Guard Academy and his experience navigating complex environments. Patrick emphasizes building comprehensive plans tailored to clients' goals and preferences, acting as a navigator to help clients pursue their long-term financial objectives. Before entering financial advising, Patrick served in the Coast Guard on the Great Lakes, in New England, and with the Navy in the Arabian Gulf. He then earned an MBA from Duke University's Fuqua School of Business and a Master's Degree from the University of Florida. His career path included positions in transportation, medical devices, and higher education, where he served as an MBA Admissions Director. This breadth of experience informs his client approach focused on family wealth management, retirement planning, and legacy strategies. Patrick's background instilled strong ethical standards and a commitment to putting clients first. Outside of work, he supports civic engagement and participates in organizations such as the Veterans of Foreign Wars and local booster clubs. His personal interests include bicycling, boating, camping, fishing, and various sports. Patrick holds the Personal Investment Advisor (PIA) designation.

Kevin Marriott is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at UBS since 2015. Outside of his advisory role, he owns Dappa Motorsports, an aftermarket car parts business, and Dappa Health & Fitness, which offers personal training services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients' goals and risk tolerances.

Deepa Bhramdat is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and with experience at multiple firms, including Heritage Wealth Management and Cetera ADVISORS LLC. She has a varied professional background spanning roles in financial services and education-related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with both discretionary and non-discretionary options, utilizing multiple program platforms and third-party managers.

Katherine Gross is a financial advisor with Thrivent Investment Management in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she serves as Chair of the Stewardship Committee at First Lutheran Church, where she is involved in planning and promoting the congregation’s annual giving programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based financial analyses and planning without discretionary trading authority and emphasizes ongoing plan reviews while keeping planning separate from managed-account services.

David Hanson is a financial advisor with Raymond James & Associates in Gainesville, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2016. Hanson serves on the finance councils for the Diocese of St. Augustine and St. Francis Catholic Academy, providing financial oversight and budget approval. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Walker is a financial advisor with Edward Jones in Gainesville, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory work, he and his wife own a single-family home that they rent. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operates under a fiduciary standard, and maintains a large network of advisors and branch offices across the country.

Jonathan Monesar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized financial strategies by understanding what matters to his clients and their families. Jonathan's expertise includes general investing, retirement planning, and preparing for unexpected expenses. As a Merrill Financial Solutions Advisor, he takes time to engage with clients to discuss their goals, concerns, and questions, providing ongoing advice as their needs evolve. He holds a Bachelor's Degree from the University of Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Cynthia Watson is a financial advisor at Wells Fargo Clearing with 17 years of industry experience and holds a Series 66 designation. She has been with Wells Fargo Clearing since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Nichole Wilcox is a financial advisor at Edward Jones with two years of industry experience. She previously worked for Superior Credit Union Inc. for ten years. Wilcox also serves as a peer tutor assisting college students with business courses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by an extensive nationwide network of advisors and branch offices.

Francis Flores is a CFP® professional at Raymond James & Associates with 16 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, advisory, and institutional consulting services.

Luke Avizinis is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Edward Jones in 2017, he worked at Target Corporation from 2013 to 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Ernest Watson III is a financial advisor with Wells Fargo Clearing in Gainesville, FL, holding Series 63 and Series 66 designations and 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, he co-owns rental properties in Florida. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Michael Carr Jr. is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and having 29 years of industry experience. He has worked with UBS since 2015. Carr serves on the board of directors for the Climb For Cancer Foundation, a nonprofit focused on fundraising for cancer patients and their families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and multiple capital markets solutions.

Tina Arpaia McCann is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she is involved with NewULife, a homeopathic HGH production and sales company, where she participates as a distributor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Sophie Lancaster is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. She has been with Cetera Advisors LLC since 2015 and joined Cetera in 2024. In addition to her advisory role, she serves as president of the nonprofit Batoirai Widows & Orphans, is the founder of the nonprofit Global Reach, and acts as a pastor at Activate Church in Gainesville, FL. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform allowing advisors to utilize affiliated and third-party investment models.

Jonathan Broska is a financial advisor with Edward Jones in Gainesville, Florida, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, he spent 15 years at the University of Florida. Outside of his advisory role, he works as a college basketball official and serves as president of the BNI Lunch Bunch networking group in Gainesville. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large national advisor and branch network and offers additional services such as tax-efficient overlays and securities-based lending.

Mark Sullivan is a financial advisor with Stifel in Gainesville, FL, holding Series 63 and Series 65 credentials and 43 years of industry experience. His prior firms include Morgan Stanley Private Bank, where he worked from 2015 to 2017, before joining Stifel Nicolaus & Co Inc in 2017. Outside of financial advising, he is involved in farming through Sullivan Farms, LLC, which focuses on cattle and hay sales, and serves as president of multiple homeowners associations. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology utilizing forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.