Mark Williams is a financial advisor with UBS Financial Services in Winter Haven, FL, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Michael Maddox is a financial advisor with Primerica Advisors in Winter Haven, FL, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked with Primerica Financial Services since 2009 and PFS Investments Inc. since 2011. Outside of his advisory role, he is a part-time bass player for Jill's Cashbox. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs third-party asset managers and uses an exclusively percentage-based, tiered wrap fee structure.

Felix Greer is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Equitable Advisors and the U.S. Census Bureau, as well as work during his education at California Polytechnic State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and applies oversight controls to manage conflicts of interest.

John Woods is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 41 years of industry experience. He has worked at LPL Financial since 2020 and has prior experience with NBC Securities, Inc. and South State Bank (formerly CenterState). LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

George Thornhill is a CFP® professional with 44 years of experience in the financial industry. He is currently with LPL Financial, having joined in 2026 after 18 years at UBS Financial Services Inc. Thornhill is involved in various entrepreneurial and community activities, including ownership and management roles in agriculture, food distribution, and real estate businesses, as well as serving as treasurer for the charity Heart 4 Winter Haven. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options, supported by extensive research and model portfolios.

Clayton Mc Kown is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018 and previously worked at Infinex Investments, Inc. and Centennial Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Herman Johnson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 16 years of industry experience. Prior to joining Cetera in 2025, he spent 13 years with Avantax in various advisory and insurance roles. Outside of his advisory work, he serves as Treasurer and Comptroller for the First Baptist Church of Lincoln Gardens and has provided tax preparation services since 1971. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, managing over $256 billion in assets.

M Estes is a financial advisor with Morgan Stanley in Winter Haven, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to develop financial plans, while clients are responsible for implementing these plans.

Leonardo Reyes is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and Wells Fargo. Outside of his advisory role, he is an authorized member of EPICO EVENTS, a rental and decorating service based in Winter Haven, Florida, where he assists with equipment delivery and event setup. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios using mutual funds, ETFs, and ETPs.

Cesar Sa Freire Vieira is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for 15 years at IE International Programs S.A. and spent one year in full-time education earning an MBA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and provides services including tax-efficient strategies and securities-based lending, supported by a large nationwide network of advisors and branch offices.

Daniel Lewis is a financial advisor at Edward Jones in Champions Gate, FL, holding ChFC® and Series 66 credentials with four years of industry experience. He worked at Walt Disney Company from 2011 to 2020 before joining Edward Jones in 2021. He had ownership in Weframe USA LLC but held no active responsibilities there. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a broad national network of financial advisors and branch offices.

Lesley Rathbun is a financial advisor with LPL Financial in Winter Haven, FL, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2026, she worked at UBS Financial Services for six years and was employed at LinkedIn for three years. She took a year for extended travel in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing various model portfolios and investment strategies supported by LPL Research and third-party subadvisors.

Daniel Nagy is a Series 66 credentialed financial advisor with seven years of industry experience. He is currently affiliated with Osaic Wealth, Inc. and has held positions at Securities America Advisors and Foresight Financial Planners, Inc., where he is also a principal. Outside of his advisory work, he serves as president of the VFW Auxiliary Post 1046, a nonprofit organization supporting veterans and their families. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage and investment advisory services and access to third-party money managers and wrap programs. The firm employs various asset-allocation tools and third-party solutions to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Isaac Murillo is a Series 66 licensed financial advisor with Merrill in Kissimmee, FL, and has three years of industry experience. His work history includes roles at Merrill and Bank of America, N.A., as well as a period at American Income Life and Westgate Resorts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with asset allocation and tax-aware options executed and supported through Bank of America’s infrastructure.

Roberto Martinez Castaneda is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Bank of America, Wells Fargo Bank, Royal Bank of Canada, and Canadian Imperial Bank of Commerce. He is currently based in Kissimmee, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Kuaisheng Zhao is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has prior work history at Bank of America and Amazon. Outside of his advisory role, Zhao owns and manages a rental property through a third-party realtor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Kimball Obeng is a financial advisor at OSAIC with one year of industry experience. He holds the Series 66 designation. Outside of advising, he has been involved with Emergency Dental Care USA since 2016. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers.

John Meyer is a financial advisor at LPL Financial with nine years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at Schwab Wealth Advisory and Charles Schwab. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and both discretionary and non-discretionary management options.

Janice Rathman is a financial advisor with LPL Financial in Orlando, FL, holding Series 63, 65, and 66 licenses and 41 years of industry experience. She has been associated with Partners Federal Credit Union and LPL Financial since 2010. Rathman is also involved with Partners Retirement and Wealth Management, where she sells life, health, disability, long-term care, and fixed annuity products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios.

David Nagy is a financial advisor with OSAIC who holds Series 63 and Series 65 designations and has 33 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for eight years and has served as president of Foresight Financial Planners, Inc. since 1991, where he is involved in insurance sales. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diverse portfolios across multiple investment types.