Christopher Bradberry is a financial advisor with LPL Financial and holds a Series 66 designation. He has 21 years of industry experience and has previously worked with FTB Advisors, Inc. and First Tennessee Brokerage, Inc. Bradberry operates in Chattanooga, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research and model portfolios.

Shannon Ritzhaupt is a financial advisor at Edward Jones in Cleveland, TN, with six years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is the owner of a restaurant, Cafe Roma, which she has overseen since 2003. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory strategies and maintains a large nationwide network of advisors and branches.

Luz Giraldo is a financial advisor with Mass Mutual Investors Services in Cleveland, TN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She previously worked at MetLife Securities Inc. for 17 years before joining Mass Mutual in 2016. Outside of her advisory role, she is also an individual life and health insurance agent. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers various programs including educational seminars and event‑driven planning services such as divorce and estate settlement planning.

Andrew Carson is a Series 66-licensed financial advisor with Edward Jones in Cleveland, TN, where he has worked since 2014. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of more than 23,700 financial advisors.

William Abercrombie is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. He previously worked for Unum for ten years. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored non-discretionary advisory services using analytical tools and supports its clients through a broad network of advisors and specialized programs.

James Scotchie is a financial advisor at Ameriprise with 30 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he serves on the Board of Directors and as Treasurer and Chair of the Finance Committee for Girls Preparatory School in Chattanooga, TN, and is involved in a consulting business unrelated to investments. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory support to deliver tailored retirement income plans, with an emphasis on assets managed within Ameriprise accounts.

Merrie Crawford is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 65 and Series 63 licenses and possessing 29 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody through Pershing, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Gregory Highwood is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1999. Outside of his advisory role, he has involvement with Gold's Gym and Creswell Enterprises LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and offers limited discretionary separately managed account options.

Thomas Tanner is a financial advisor with OSAIC in Ooltewah, Tennessee, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Outside of his advisory work, he has experience in entrepreneurial ventures with T&B Designs Jewelry. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services supported by advanced portfolio construction tools and access to third-party money managers.

Richard Cox Sr. is a CFP® and ChFC® credentialed advisor with 40 years of industry experience. He is currently with OSAIC and has previously worked at American Portfolios Advisors, Inc., American Portfolios Financial Services, Inc., and Advisor Planning Corporation. Outside of his advisory role, he owns a hobby car club called Southeast Chevelles and serves as a study group leader mentoring other Christian advisors. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services using asset-allocation tools and third-party platforms to construct portfolios tailored to client needs.

Ronald Mc Kelvy is a financial advisor with Ameriprise, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as a board member of the Catoosa County Elections Board. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

William French is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and five years of industry experience. He has been with MML Investors Services since 2020 and has additional experience at BD Planning Partners. Outside of finance, he participates in a local business, Blair's Estate Sales, as a moving team member. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing tools such as Monte Carlo simulations and automated asset-allocation software to develop client recommendations.

Kyle Luthy is a financial advisor with Ameriprise in Chattanooga, TN, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has worked with Ameriprise and its affiliates since 2009. Additionally, he provides client service and administrative support through Mainstay Service Group, LLC. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis.

Tyler Matchack is a financial advisor with Cetera in Cleveland, TN, holding a Series 66 license and one year of industry experience. Prior to joining Cetera, he worked at MassMutual and MML Investors Services, LLC. Outside of finance, he has experience working with community organizations including Mercy Ridge Church Of God and Silverdale Baptist Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a mix of discretionary and non-discretionary authorities.

Alexander Burroughs is a CFP® and Series 66 licensed financial advisor with 14 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2018 and previously at Wells Fargo Advisors from 2011 to 2018. Outside of his advisory role, Burroughs serves as a finance and investment committee member and deacon at Central Church of Christ, where he assists with budgeting and coordinates educational resources. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals using risk profiling and modeling tools and offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Steven Mcnally is a financial advisor with LPL Financial in Chattanooga, TN, holding a Series 63 designation and 24 years of industry experience. His career includes long-term roles at First Tennessee and First Tennessee Brokerage, as well as FTB Advisors, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and retirement consulting services supported by research and model portfolios.

Adam Seiler is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 65 and Series 63 licenses and five years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2020. Outside of his advisory role, Seiler operates a personal training business, 1-On-1 Personal Training, Inc. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies from unaffiliated asset managers and offers a range of investment approaches supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Marcus Alley is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and currently serves as Secretary of the Cleveland Masonic Lodge #134. Additionally, he works as an Emergency and Fire Management Consultant for the University of Tennessee County Technical Advisory Services. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, retirement services, and access to third-party money managers, serving individual, corporate, charitable, and institutional clients.

William Evans is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors and its predecessor, Axa Advisors, since 2003. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Janet Schroer is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Primerica Financial Services and PFS Investments Inc. since 1995. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm employs third-party asset managers and emphasizes a tiered wrap fee structure with ongoing oversight of its investment models.