Steven Waters is a CFA® charterholder and holds a Series 66 license with five years of industry experience. He has worked at Raymond James Financial since 2019 and previously at BNY Mellon from 2015 to 2021. Waters serves as chair of the board on the finance council of St. Michael Parish in Wheeling, WV. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools to help clients evaluate potential outcomes, supporting implementation through various advisory programs.

Carrie Bowman is a financial advisor at LPL Financial in Wheeling, WV, with 29 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Cetera Advisor Networks LLC for seven years. Outside of advising, she is a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Joseph Wright is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes long-term roles with Cetera Wealth Services, Independence Portfolio Partners LLC, and Atlas Brokerage Company LP. Outside of his advisory work, he serves as finance committee chairman at Mt. Olivet Methodist Church and acts as a successor trustee for a revocable trust. Cetera Investment Advisers LLC is a nationwide firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, with over 10,000 advisors managing approximately $256 billion in assets.

Jason Ogden is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2019. Prior to his current role, he worked at PSI Supply Chain Solutions for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets, offering a range of investment strategies and affiliated financial services through a nationwide network of over 23,000 advisors and 15,000 branch offices.

Christopher Freeman is a CFP® professional with 43 years of industry experience, currently associated with Raymond James Financial Services Advisors, Inc. since 2009 and leading Freeman Investments LLC since 2018. He serves on the advisory board of the JB Chambers Foundation, a nonprofit providing community funding mainly for children. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide client base including individuals, corporations, and institutional clients, utilizing tailored non-discretionary planning and analytical tools to support client goals.

Julie Vavra Daley is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Commonwealth Financial Services, Arbor Point Advisors, and Securities America. Outside of her advisory role, she is involved in essential oil sales through DoTerra Essential Oils. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and supporting diversified investment strategies.

Thomas Burke is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for FSC Securities Corporation for 14 years before joining OSAIC. Outside of his advisory role, he serves as State Secretary for the West Virginia Knights of Columbus, a fraternal benefit society. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment solutions, utilizing proprietary tools and third-party platforms to offer customizable portfolio management options.

Levi Mckenzie is a Series 66 licensed financial advisor with Wells Fargo Advisors, based in Wheeling, WV, and has two years of industry experience. He previously worked at US Tech Solutions for one year before joining Wells Fargo Advisors in 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, utilizing proprietary research and tools to develop tailored recommendations across various financial planning areas.

Tyler Riedel is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds the Series 66 designation and previously worked at West Liberty University and Duquesne University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations and a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning.

John Creamer is a financial advisor with Wells Fargo Clearing in Wheeling, WV, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Philip Scenna is a financial advisor with Wells Fargo Clearing in Wheeling, WV, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related products and bank deposit sweep programs, and it acts as an ERISA fiduciary when providing investment advice.

Michael Riedel is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC. He has partial ownership in McKenzie Riedel Wealth Management LLC and full ownership of BNR, LLC, both investment-related businesses based in Wheeling, WV. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Renee Finney is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2007. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Khoury Kloss is a financial advisor at LPL Financial with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Commonwealth Financial Services. Outside of finance, he was involved with Kloss Lawn Care LLC for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by research and technology-driven portfolio management.

Bernadette Smith is a financial advisor at Ameriprise with 28 years of industry experience. She previously worked at Hazlett, Burt & Watson, Inc. for 15 years before joining Ameriprise Financial Services Inc. and later Ameriprise. She owns Bernadette M Smith, LLC, a business established to manage part of her practice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored recommendations on income sources, Social Security, and tax-smart withdrawal strategies through a centralized consulting team.

Shawn Rohrig is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 16 years of industry experience. He has worked at LPL Financial since 2021 and previously spent 10 years at Hazlett, Burt & Watson, Inc. Rohrig maintains a role as a non-variable insurance producer with Highland Capital Brokerage alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services through its national network of investment adviser representatives.

Heidi Missett is a financial advisor with Wells Fargo Advisors in Saint Clairsville, Ohio, holding a Series 66 license and over 21 years of industry experience. She has worked with Wells Fargo entities since 2009 in various roles. Outside of her advisory work, she serves as a trustee of a trust established by her spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using Wells Fargo research and tools, allowing clients to choose if and how to implement recommendations.

Daniel Young is a CFP®-designated financial advisor with Edward Jones, based in Wheeling, WV. He has 16 years of industry experience, all with Edward Jones since 2010. Young serves as a board member of the Wheeling Symphony Orchestra, where he participates in the finance committee and reviews the organization's budget and cash flow statements. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christopher Basinger is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients through a broad range of investment and fee-based financial planning services, offering specialized planning for areas such as business-owner transitions, sports and entertainment, special needs, and divorce. The firm uses its own research and planning tools to develop tailored recommendations, with flexible implementation options through brokerage or advisory programs.

Michael Gardill is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has two years of industry experience. His work history includes positions at JPMorgan Chase Bank, N.A., Riverbridge Wealth Management, Hazlett, Burt, And Watson Financial Services, Wheeling Hospital, and Huntington National Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services through a select group of Wealth Advisors and is notable for its broad product access and regulatory registrations.