Collin Brazie is a financial advisor at Westminster Financial Advisory Corp with five years of industry experience. He holds the Series 66 designation and has worked primarily with Westminster Financial Securities, Inc. since 2013, with periods of self-employment in between. Outside of finance, he is a co-founder of Closing Time Productions, a film production company involved in writing and shooting. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to a diverse client base, including individuals, families, trusts, and charitable organizations. The firm’s approach focuses on diversified, multi-asset class allocations with a buy-and-hold strategy supplemented by tactical adjustments based on market conditions.

Moustapha Mounah is a CFA® charterholder and holds a Series 66 license with four years of industry experience. He is currently with Westminster Financial Advisory Corp and has prior experience at ALPS Distributors, James Investment Research, Cradle North America, and Wright State University. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach with tactical overlays, using a primarily buy-and-hold strategy complemented by discretionary trading and option strategies to manage portfolios.

Benjamin Wynd is a financial advisor at Westminster Financial Advisory Corp with eight years of industry experience. He holds a Series 65 designation and has worked at Smith Wynd Capital LLC since 2024 and Westminster Financial Advisory since 2017. Outside of advising, he is a partner in several business ventures including Smiley Smith Wynd LLC, a CPA business, and Smith Wynd & Co LLC, which specializes in business brokerage assisting clients in selling small private companies. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, and various entities. The firm emphasizes diversified, multi-asset class portfolios with a buy-and-hold approach complemented by tactical adjustments based on market conditions.

Lawrence Brazie is a financial advisor at Westminster Financial Advisory Corp with 48 years of industry experience. He has been with Westminster and its affiliated entities since 1987. Brazie holds Series 63 and Series 65 licenses. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, estates, fiduciaries, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach with tactical overlays and primarily utilizes a buy-and-hold framework complemented by periodic rebalancing and option strategies.

Mark Morris is a financial advisor with ValMark Advisers, Inc. in Kettering, Ohio, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with ValMark since 2006 and has prior experience at Northwestern Mutual. Outside of advisory work, he is the author of *The Secure Future Advisor Book* and serves as chapter president of the American Financial Education Alliance, where he teaches financial education courses. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm’s approach emphasizes diversified, goal-based portfolios and asset allocation, supported by proprietary and third-party platforms, and includes management of investment-company products and index licensing arrangements.

James Cook is a financial advisor at Beacon Capital Management, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Beacon Capital Management since 1999 and The Tavenner Company since 2001. Outside of his advisory role, he is involved in the sale of conventional life and annuity products. Beacon Capital Management provides model portfolio management and direct discretionary portfolio management to advisory platforms and retail advisors, serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm utilizes data-driven tactical allocation strategies primarily executed through ETFs and mutual funds.

Steven Allread is a financial advisor with Prospera Financial Services, Inc. in Dayton, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He was previously with Cutter & Company, Inc. for 16 years before joining Prospera in 2025. Outside of his advisory role, he is involved with SJ Wolfe Investments, Inc., where he participates in management and trading activities. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other business entities, offering financial planning, portfolio management, and access to various advisory programs and platforms.

Daniel Gilbert is a CFP® and ChFC® with 39 years of industry experience. He is currently with First Heartland Consultants, Inc., where he has worked since 2024. His prior experience includes roles at Securities America Advisors, Inc. and KMS Financial Services, Inc. Gilbert is also involved in marketing insurance and financial services. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party asset management services, and a model-based self-directed brokerage account program, delivering advisory services through independent investment adviser representatives.

Charles Neumaier is a financial advisor at AlphaStar Capital Management with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at AlphaStar since 2014. In addition to his advisory role, he assists individuals with claims under the Energy Employees Occupational Illness Compensation Program Act, a non-investment related activity he has been involved in since 2004. AlphaStar Capital Management serves a diverse client base including individuals, trusts, small businesses, and other advisers, offering discretionary and non-discretionary portfolio management along with financial planning and retirement consulting. The firm utilizes strategic asset allocation, quantitative analysis, and third-party research, providing both model and custom investment strategies.

Ryan Rabold is a Series 66-licensed financial advisor with Westminster Financial Advisory Corporation, based in Beavercreek, Ohio. He has 12 years of industry experience and has been with Westminster Financial Securities since 2013. Westminster Financial Advisory Corporation provides investment supervisory services and general investment advice to individuals, families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a diversified, multi-asset class investment approach with a buy-and-hold orientation, supplemented by tactical overlays and cyclical analysis to adjust portfolio exposures.

Darrell Patrick is a financial advisor at Prospera Financial Services, Inc. He holds Series 63 and Series 65 licenses and has 55 years of industry experience. Prior to joining Prospera in 2025, he worked at Cutter & Company, Inc. for 16 years and Butler, Wick & Co., Inc. for three years. Outside of his advisory role, he serves on the board of the Corporate Morality Action Center, Inc., a nonprofit focused on public education about corporate influence on morality. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory platforms and programs.

Damyon Juntunen is a financial advisor at Westminster Financial Advisory Corp with two years of industry experience. He holds a Series 66 designation. Prior to joining Westminster Financial Companies in 2024, he spent four years at Bowling Green State University and four years at Wayne High School. Westminster Financial Advisory Corporation provides investment supervisory services and financial planning to individuals, families, trusts, estates, fiduciaries, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach with tactical overlays and primarily uses a buy-and-hold framework with periodic rebalancing and discretionary trading.

Lawrence Lentz is a financial advisor with Stonex Advisors Inc. who holds a Series 63 designation and has 45 years of industry experience. He has worked at StoneX Securities Inc. since 2014 and previously at Wrp Investments, Inc. from 2011 to 2015. In addition to his advisory role, he is involved in insurance sales as a representative for Pinnacle Advisory Group. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, ERISA plan consulting, and related services. The firm uses a combination of independent advisors and an in-house Private Client Group to deliver customized solutions through various account structures and model-based strategies.

Anthony Marlow is a financial advisor with HBW Advisory Services LLC, holding a Series 65 credential and with one year of industry experience. His prior work includes positions at Wells Fargo Bank and service in the U.S. Army 10th Special Forces. He has also been involved with educational and community organizations such as Jackson Hole Classical Academy and Gateway Church. HBW Advisory Services manages approximately $1.75 billion in assets and offers discretionary and non-discretionary management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach that combines tactical allocation, fixed income, and multi-manager diversification, and serves a broad range of clients through institutional and intermediary roles.

Bradley Smith is an investment adviser representative at Westminster Financial Advisory Corp with 18 years of industry experience. He holds a Series 66 designation and has been with Westminster Financial Advisory since 2016. Outside of his advisory role, Smith is a partner at Smith & Co CPA LLC, where he provides tax compliance, planning, and consulting services to individuals and businesses. Westminster Financial Advisory Corporation offers investment supervisory services and financial planning for individuals, families, trusts, charitable organizations, small businesses, and retirement plans. The firm employs a strategic asset allocation approach combined with tactical economic and market analysis, primarily using a buy-and-hold framework with discretionary trading and option strategies to manage portfolios.

Raymond Thomes is a financial advisor at Prospera Financial Services, Inc. with 62 years of industry experience. He holds a Series 63 designation and has previously worked at Cutter & Company, Inc., Butler, Wick & Co., Inc., and Citigroup Global Markets. Outside of his advisory role, he is involved full-time with SJ Wolfe Investments, Inc. Prospera Financial Services is a multi-team advisory firm with over 270 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other business entities, offering financial planning, portfolio management, and access to various advisory platforms and programs.

James Lavy is a financial advisor at Signal Advisors Wealth, LLC with 12 years of industry experience. He previously worked at AE Wealth Management, Heritage Financial Resources Wealth Management, Transamerica Financial Advisors, and World Financial Group. James is involved with Heritage Financial Resources, where he oversees sales, presentations, and planning alongside other agents and specializes in federal civilian employee benefits for education and retirement planning. Signal Advisors Wealth operates a turnkey asset management platform serving independent RIAs, co-branded investment adviser representatives, and their clients. The firm employs a primarily top-down, tactical asset allocation process combined with fundamental, quantitative, and technical analysis.

Martin Hummel is a financial advisor with G. A. Repple & Company, holding 19 years of industry experience. He has been with G. A. Repple & Company since 2006. Outside of his advisory role, he works as a healthcare worker at the Dayton VA Medical Center, assisting veterans. G. A. Repple & Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and corporate entities. The firm employs various analytical approaches to develop individualized plans and offers multiple portfolio management options, including a Biblically-Responsible Investing model.

George Rassi is a financial advisor with Fifth Third Securities, Inc. in Centerville, OH, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Fifth Third Securities since 2011 and has worked with Fifth Third Bank since 2010. Outside his advisory role, he is involved in managing several rental properties through personal ownership and business entities. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines a municipal-advisor registration with its affiliation to Fifth Third Bank and provides clients access to multiple discretionary managed-account options, including advisor-directed models and tax-overlay services.

Kristine Skomer is a financial advisor at AE Wealth Management, LLC with 25 years of industry experience. She holds a Series 66 designation and has held previous roles at Arkadios Capital, Russell Total Wealth & Wellness, and The Huntington Investment Co. She also serves as Chief Compliance Officer at Russell Total Wealth & Wellness. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, utilizing discretionary model portfolios and a range of investment strategies to serve individuals, corporations, trusts, and ERISA plan sponsors.