Ryan Riker is a financial advisor at EPI Financial Group in Troy, MI, holding Series 65 and Series 63 licenses with 10 years of industry experience. His work history includes roles at Prudential Insurance Company of America and ABG Portfolio Strategies, Inc. In addition to advisory services, he dedicates approximately half of his time to insurance sales and services through EPI Protection, LLC. EPI Financial Group serves individuals, charitable organizations, and business entities, focusing primarily on non-high-net-worth households. The firm provides discretionary portfolio management via sub-advisers and offers ongoing financial planning without a planning fee, utilizing both fundamental and technical analysis in its investment approach.

Ryan Malloch is a financial advisor at Third Sigma Investment Advisors LLC with 26 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Cetera Advisors LLC and M1 Capital Management. In addition to his advisory roles, he teaches financial education classes as adjunct faculty at Macomb Community College. Third Sigma serves individuals, trusts, estates, charitable organizations, corporations, and pension plans, providing discretionary portfolio management and comprehensive financial planning. The firm utilizes a diversified asset allocation strategy combining active managers with low-cost mutual funds and ETFs, and typically manages portfolios on a discretionary basis with an emphasis on cost-effective implementation and systematic rebalancing.

Scott Nicholson is a financial advisor at Advize Wealth Management with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Calder Capital, Blue Water Asset Management, Benchmark Mortgage, Redfield Financial Group, and Invest Financial Corporation. He is also licensed to sell life and health insurance and may engage in related product sales with clients. Advize Wealth Management advises individuals, high-net-worth clients, and employer plan sponsors, offering wealth management, investment management, and financial planning services. The firm emphasizes strategic and tactical asset allocation with a focus on passive investing, utilizing outside managers and technology-enabled platforms such as Betterment for Advisors and Altruist to implement client strategies.

James Westwood is an advisor with Royal Oak Wealth Advisors LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at several firms including Wells Fargo Clearing and WFG Investments, Inc., and currently dedicates significant time to Royal Oak Financial Advisors, LLC. Westwood is also a partner and owner of Alpha Asset Advisors and serves as a trustee of the Skala Irrevocable Life Insurance Trust. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, often acting as a sub-advisor for unaffiliated primary advisers. The firm employs a rules-based, dividend-growth investment strategy focused on companies with strong free cash flow and a history of increasing dividends, typically holding securities for longer than one year.

Paul Compeau is a CFP® with eight years of industry experience and is the principal advisor at Bridgewise Wealth Management. His prior roles include positions at Guardian Pointe Private Wealth Management and various Bridgewise-affiliated entities. He serves as Chapter President of the nonprofit American Financial Education Alliance, where he teaches financial planning classes and provides public education. Bridgewise Wealth Management serves individual and high-net-worth clients, trusts, nonprofits, corporations, and retirement plans, offering comprehensive financial planning, discretionary investment management, and consulting services. The firm employs a combination of fundamental, technical, cyclical, and charting analysis, utilizing both active and passive strategies, and manages accounts primarily on a discretionary basis with ongoing portfolio oversight.

When I was 5 years old, I started going to work with my dad at one of his 7 diners. We’d get on the road around 6 AM. I was allowed a day-old doughnut from the freezer for breakfast – white-iced, raspberry jelly-filled was my go-to. He usually zapped it too long in the microwave, making the jelly in the middle piping hot. I was great at peeling hardboiled eggs, restocking the candy case, and tallying up carry-out receipts – I loved every minute of it! Dad always said my maiden name, Bassano, meant “hard-worker.” I firmly believe that tongue-in-cheek joke, along with my mom & dad’s entrepreneurial spirit, shaped who I am today. Whether it was graduating college as a double major with honors in 3 years, or cycling the US coast-to-coast in 9 weeks, I put my heart and soul into everything I do. I fully expect the same of myself if given the opportunity to be your financial advisor.

Alan Aidem is a Series 65 licensed financial advisor with two years of industry experience. He is currently with A & L Financial Services, LLC and previously worked at Valassis for five years. A & L Financial Services provides personalized financial planning and discretionary asset management primarily to individual and high net worth clients. The firm uses a combination of fundamental, technical, and cyclical analysis to manage portfolios on a discretionary basis, incorporating option-writing strategies and permitting borrowing within managed accounts.

John Benedict is a financial advisor at J2 Capital Management, Inc. in Troy, Michigan, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J2 Capital Management since 2010, with prior experience at Alpha Cubed Investments LLC and Node AI, Inc. He is a 50% shareholder of J2 Capital Management and serves as Chief Investment Officer and in client relationship management. J2 Capital Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, as well as corporations and other investment advisers. The firm uses a combination of charting, fundamental, technical, and cyclical analysis, incorporating artificial intelligence tools subject to human review, and offers subadvisory strategies that extend its client base beyond typical retail investors.

Antonio De Sano is a CFP® with 14 years of industry experience, currently serving as a financial professional at Third Sigma Investment Advisors LLC. His prior roles include positions at M1 Wealth Advisors, Cetera Investment Advisers LLC, Ameriprise Financial Services, Royal Alliance Associates Inc, and UBS Financial Services Inc. He is also active with M1 Wealth Advisors in a financial services capacity. Third Sigma Investment Advisors LLC provides discretionary portfolio management and investment consulting to individuals, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm emphasizes cost-effective implementation using a combination of active managers and low-cost mutual funds and ETFs, with a focus on tax-efficient transitions and customized asset allocation.

Reno Frazzitta is a CFP® professional with 13 years of experience in financial advising, currently serving as the sole advisor at Smart Money Financial Advisors, LLC since 2015. He has over 30 years of experience as an independent insurance agent. Frazzitta is the managing member and founder of Retirement Learning Academy, which provides educational workshops on retirement planning, tax planning, Social Security, and Medicare. He also serves as Chapter President of the American Financial Education Alliance in the Oakland/Macomb area of Michigan, conducting financial literacy seminars. Smart Money Financial Advisors, LLC offers portfolio management and financial planning services primarily to individual and high-net-worth clients, utilizing a long-term investment approach based on Modern Portfolio Theory. The firm emphasizes documented client goals and risk tolerance, discretionary management, and ongoing portfolio monitoring.

Michael Aidem is a financial advisor at A & L Financial Services, LLC with four years of industry experience. He holds a Series 65 designation and has been with A & L Financial Services since 2021. Prior to his advisory role, he worked in the restaurant industry for six years. A & L Financial Services provides personalized financial planning and discretionary investment management primarily to individual and high-net-worth clients. The firm operates on a fee-only basis, employs option-writing strategies as part of its portfolio construction, and emphasizes individualized plan reviews and coordination with outside professionals.

Paul Erickson is an advisor at Royal Oak Wealth Advisors LLC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Royal Oak Wealth Advisors since 2011, including a current role at Royal Oak Financial Advisors, LLC which he co-owns. He is also co-owner of Alpha Asset Advisors, where he is a licensed independent insurance agent. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, focusing on a rules-based, dividend-growth investment strategy with a longer-term horizon. The firm operates mainly as a sub-adviser, managing accounts on behalf of unaffiliated primary advisers while handling discretionary trades and portfolio reviews.

Charles O'Connor Sr. is a financial advisor with O'Connor Financial Group, LLC, holding a Series 66 designation and over 20 years of industry experience. He has worked at LPL Financial since 2010 and previously at Merrill from 2006 to 2010. Outside of advising, he is a licensed notary. O'Connor Financial Group is a state-registered investment adviser managing approximately $82.9 million for around 270 clients, primarily individuals, trusts, estates, and retirement plans. The firm uses a variety of strategies, including equity selection, mutual funds, fixed income, alternative investments, and options, tailoring portfolios to client risk tolerance and goals.

Joshua Miller is a financial advisor at Savings Coach, LLC with three years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial LLC, Advantasure, Beaumont Health, and Centria Healthcare. He is also a licensed insurance agent, though he does not spend time on insurance activities during trading or non-trading hours. Savings Coach, LLC provides investment advisory, financial planning, and behavioral coaching primarily to beginning savers and clients aged 20 to 50. The firm emphasizes individualized asset allocation with a focus on value, safety, quality, and risk control, offering both discretionary portfolio management and non-discretionary coaching services.

Charles O'Connor is a financial advisor with O'Connor Financial Group, LLC in Royal Oak, Michigan. He holds a Series 66 designation and has 18 years of industry experience. O'Connor has been with his current firm since 2011 and also maintains an affiliation with LPL Financial LLC. In addition to his advisory work, he is a licensed notary. O'Connor Financial Group, LLC provides investment management and financial consulting services to individuals, trusts, estates, charitable organizations, and retirement and business entities. The firm customizes portfolios using a combination of fundamental, technical, and cyclical analysis, implements option strategies, and conducts ongoing portfolio monitoring with at least quarterly reviews.

Kevin Weingarden is a Series 65-licensed advisor with four years of experience at Wittenberg Investments Inc. and his own accounting firm, Kevin Weingarden CPA LLC. He previously spent 14 years at Einstandig, Kline, & Meehan, LLP. Wittenberg Investments Inc. provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm focuses on fundamental analysis and offers services such as investment policy statement creation, portfolio monitoring, and ERISA-consistent pension consulting.

Joseph Desteiger is a CFP®-designated financial advisor at Gunder Wealth Management, LLC with 13 years of industry experience. He previously worked at McFawn Financial Services Group and Raymond James Financial Services Advisors. Gunder Wealth Management serves individual and high-net-worth clients, as well as pension and profit-sharing plan sponsors, offering investment management, comprehensive financial planning, and retirement plan consulting. The firm employs a investment approach based on modern portfolio theory and strategic asset allocation, utilizing both passive and active vehicles and third-party independent managers where appropriate.

John Dyer is a financial advisor at Royal Oak Wealth Advisors LLC with 21 years of industry experience. He holds a Series 66 designation and has worked at Key Management Group and Ameriprise Financial Services, Inc. He also serves as Chief Operating Officer and Investment Adviser Representative at Alpha Asset Advisors, LLC. Royal Oak Wealth Advisors LLC provides discretionary portfolio management primarily for individual and high net worth clients, specializing in a rules-based, dividend-growth investment strategy with a longer-term horizon. The firm mainly acts as a sub-adviser, managing accounts on behalf of unaffiliated primary advisers.

Donald Carnaghi is a financial advisor with Premier Estate Planners, LLC in Clinton Township, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Premier Estate Planners since 2002 and previously at Secure Asset Management, LLC from 2022 to 2025. Carnaghi is also involved with Macomb Marketing LLC and is a licensed insurance agent. Premier Estate Planners advises individuals, trusts, estates, charitable organizations, and business entities, providing wealth management services including portfolio management, third-party adviser selection, and savings plan management. The firm manages both discretionary and non-discretionary accounts and emphasizes model portfolios, often using ETFs, while serving a large client base with a small advisory team.

David Debenedictis is a ChFC® credentialed financial advisor with 14 years of industry experience, practicing at Northpoint Financial in Birmingham, MI. He has been associated with Northpoint Financial since 1982. Outside of his advisory role, he is president and sole shareholder of a life insurance sales agency and is involved in a wine education and travel business. Northpoint Financial provides comprehensive financial planning and advisory services primarily to high-net-worth individuals, focusing on estate planning, retirement modeling, and income tax planning. The firm emphasizes long-term investment strategies using a proprietary financial independence model and coordinates client relationships with various professionals while relying on external brokers and money managers for investment execution.