Bahiya Fawaz is a financial advisor at Mpm Wealth Advisors with 16 years of industry experience and holds Series 63 and Series 65 licenses. She has worked at Mpm Wealth Advisors since 2004 and operates a CPA firm, Alpha Tax Accounting and Tax Service, providing tax and advisory services. Mpm Wealth Advisors offers investment advisory and financial planning services to individuals, pension and employee benefit plans, trusts, and other entities. The firm emphasizes diversified portfolios constructed with low-expense mutual funds and ETFs, guided by client suitability and risk profiles.

Steven Bernier is a financial advisor with MPM Wealth Advisors in Southfield, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at MPM Wealth Advisors since 2006 and was previously with Purshe Kaplan Sterling Investments from 2020. Bernier is also a licensed independent insurance agent. MPM Wealth Advisors serves individual clients, pension and employee benefit plans, trusts, and other entities, offering investment advisory and financial planning services. The firm emphasizes diversified portfolios built mainly from low-expense mutual funds and ETFs, guided by client suitability and risk profiles, and manages approximately $1.04 billion in assets.

Lucian Harbar II is a financial advisor at Spectrum Financial Resources with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously with Securities America Advisors, Inc. and Securities America, Inc. outside of his advisory role, he owns Bunch Tax Service, a tax preparation and accounting business. Spectrum Financial Resources provides investment advisory and planning services to individuals, business entities, and various organizations. The firm offers customized portfolio management and financial planning, often using mutual funds, ETFs, equities, and fixed income securities, with both discretionary and non-discretionary management options.

Nickolas Roeder is a financial advisor at CIG Asset Management, Inc. in Southfield, MI, holding a Series 66 designation with nine years of industry experience. He previously worked at Fidelity Brokerage Services LLC and Scottrade before joining CIG Capital Advisors in 2024. CIG Asset Management provides wealth management, financial planning, and discretionary portfolio management services to a range of clients including individuals, trusts, charitable organizations, and corporations. The firm employs an asset allocation framework that integrates strategic and dynamic models across multiple asset classes and offers SRI/ESG screened portfolios, managing accounts primarily on a discretionary basis.

Adam Saghir is a financial advisor at Spartan Wealth Management with one year of industry experience. He holds a Series 66 designation and previously worked at Cadaret, Grant & Co., Inc. from 2023 to 2025. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm’s investment approach combines fundamental analysis and Modern Portfolio Theory to create personalized portfolios using a range of securities, with ongoing monitoring and the discretion to rebalance to meet client objectives.

Ariel Wagner is a financial advisor with Spartan Wealth Management and holds the Series 66 credential. He has nine years of industry experience, including prior roles at LPL Financial, Cadaret Grant & Co., Inc., and Cambridge Investment Research. Outside of his advisory work, Wagner is a business owner of Score Pickleball, LLC. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, providing discretionary investment management, comprehensive financial planning, and retirement plan advisory services. The firm uses a combination of fundamental analysis and Modern Portfolio Theory to build primarily long-term portfolios while incorporating derivatives and hedging strategies as part of its risk management.

James Carroll is a CFA® charterholder with 15 years of industry experience. He has been with Pointe Capital Management LLC since 2014, where he is part of a five-advisor team. Pointe Capital Management provides discretionary and non-discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, institutions, trusts, and 401(k) plan sponsors. The firm uses a long-term, low-turnover investment approach centered on fundamental analysis and a proprietary valuation process, and it employs derivatives and margin in separately managed accounts, which is uncommon among similar advisers.

Phillip Afif is a financial advisor with Royal Oak Financial Advisors, LLC, holding a Series 65 designation and three years of industry experience. He previously worked at Alpha Asset Advisors and has been with Royal Oak Financial Advisors since 2017. Outside of his advisory role, he is a limited partner in a real estate and construction company, SODECO Limited Partnership, though he is not actively engaged in its operations. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans, offering discretionary portfolio management, financial planning, and retirement-plan services. The firm employs a model portfolio approach based on client risk tolerance and goals, managing accounts primarily on a discretionary basis.

Joseph Mansoor is a financial advisor at Spartan Wealth Management in Bingham Farms, MI, with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including UBS Financial Services and Cadaret Grant & Co., Inc. Mansoor also engages in non-variable insurance activities through Spartan Wealth Management. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a long-term portfolio construction approach using fundamental analysis and Modern Portfolio Theory, offering customized asset allocation and portfolio strategies through a multi-advisor team.

Kevin McMillan is a financial advisor with Spectrum Financial Resources and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including eight years at J.P. Morgan Securities prior to joining Spectrum Financial Resources in 2020. Spectrum Financial Resources provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolio management and financial planning, using a range of investment vehicles such as mutual funds, ETFs, equities, and fixed income securities.

Ellis Liddell is a financial advisor at ELE Advisory Services, Inc. with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has been involved in multiple business ventures including coaching, motivational speaking, mortgage services, and charitable work through the ELE Cares Foundation. Liddell is also a board member of the Educators With Purpose foundation. ELE Advisory Services, Inc. provides portfolio management, financial planning, and retirement-planning seminars to individuals, business owners, and charitable organizations. The firm emphasizes fundamental analysis and customized Investment Policy Statements, managing portfolios across a range of asset classes while typically maintaining non-discretionary client accounts.

Scott Angebrandt is a financial advisor at Fairway Investment Group, LLC with seven years of industry experience. He holds a Series 66 designation and has worked concurrently at Fairway Investment, MEA Financial Services, and Paradigm Equities since 2018. Outside of his advisory role, Angebrandt is also a teacher at Kent Intermediate School District, where he has been employed since 2019. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses. The firm provides portfolio management through LPL Financial-sponsored programs and emphasizes tailored advice based on investor profiles, combining fundamental, technical, and cyclical analysis to inform asset allocation and model selection.

Amar Mashhour is a financial advisor at Spartan Wealth Management with one year of industry experience. He holds the Series 65 designation and previously worked at MB Advisors from 2015 to 2024. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans by providing discretionary investment management, comprehensive financial planning, and retirement plan advisory services. The firm employs a multi-advisor team approach and combines fundamental analysis with Modern Portfolio Theory to construct primarily long-term diversified portfolios.

Bardette Hicks is a financial advisor with ELE Advisory Services, Inc. in Southfield, MI, holding Series 63 and Series 65 licenses. Hicks has seven years of industry experience, including prior roles at Pruco Securities, LLC and eXp Realty, LLC. In addition to advising, Hicks works as a real estate agent with Virtual Real Estate Services, LLC. ELE Advisory Services, Inc. provides portfolio management, financial planning, and retirement-planning seminars to individuals, business owners, and charitable organizations. The firm emphasizes fundamental analysis and customized investment policies while maintaining primarily non-discretionary management of client accounts.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Derek Damian is a financial advisor at Spartan Wealth Management with 13 years of industry experience. He holds the Series 66 credential and has worked at firms including LPL Financial, Cadaret, Grant & Co., Inc., and Cambridge Investment Research. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary investment management and comprehensive financial planning services. The firm employs a multi-advisor team approach, combining fundamental analysis with Modern Portfolio Theory to build primarily long-term portfolios while utilizing derivatives and third-party research as part of its investment strategies.

Hans Gappy is a financial advisor at Royal Oak Financial Advisors, LLC in Royal Oak, MI, with six years of industry experience. He holds the Series 66 designation and has previously worked at Westminster Financial Securities, Inc., Stifel Independent Advisors, LLC, and Dumbstruck Inc. Outside of his advisory role, Hans serves as the head varsity boys basketball coach at Auburn Hills Oakland Christian School. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans, providing discretionary portfolio management, financial planning, and retirement-plan monitoring. The firm’s investment approach emphasizes asset allocation and model portfolios tailored to clients’ risk tolerance and goals, with regular monitoring and rebalancing.

Mark Virostick is an investment adviser representative at FSA Advisors, Inc. with 27 years of industry experience. He has worked at FSA Advisors since 2017 and previously spent 15 years with Independence Capital Co. In addition to his advisory role, Virostick serves as Vice President and insurance agent at Financial Services of America, where he has been involved in insurance sales since 1993. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and employs a long-term trading approach, using a range of investment vehicles including mutual funds, ETFs, fixed income, and selected third-party managers.

Carter Sales is a financial advisor at Pointe Capital Management LLC with a Series 65 designation and one year of industry experience. Prior to joining Pointe Capital Management, he held positions at Comerica Bank and Seneca Partners and completed his education at Michigan State University. Pointe Capital Management serves individuals, retirement plans, trusts, and select institutional accounts with discretionary and non-discretionary investment management and ERISA fiduciary retirement-plan advising. The firm employs a long-term, fundamentally driven equity selection process focused on a Large Cap Value strategy, combining this with diversified asset-allocation strategies and the use of derivatives and leverage within separately managed accounts.

Marcelle Gordon is a financial advisor with ELE Advisory Services, Inc. in Southfield, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her career includes roles at Fifth Third Securities and Fifth Third Bank, along with extensive tenure at ELE Advisory Services and ELE Wealth Management. Outside of advisory work, she owns Celmar Consulting Group, LLC, which provides notary, proofreading, and administrative services. ELE Advisory Services is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, business owners, and charitable organizations. The firm emphasizes fundamental analysis and client-specific investment policy statements, offering portfolio management, financial planning, and third-party adviser selection across a broad range of investment products.