Benjamin Dembowski is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Delta College and Darden Restaurants. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach centered on ETF strategies, supplemented by separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and fiduciary services.

Jonathan Hansen is a financial advisor at Fifth Third Securities, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Fifth Third Securities since 2008 and has worked at Fifth Third since 2007. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, and is notable for its combination of municipal-advisor registration and affiliation with Fifth Third Bank.

Samuel Brushaber is a financial advisor at Hantz Financial Services, Inc. with eight years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2017, following a brief tenure at Chemical Bank and a position at Albion College. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors. The firm manages approximately $10 billion in assets through a multi-advisor platform and offers diversified, ETF-centered model portfolios alongside financial planning, wealth management, and retirement consulting services.

Luke Suminski is a financial advisor with AE Wealth Management, LLC, holding Series 66 and Series 63 registrations and possessing 11 years of industry experience. His prior roles include positions at Oppenheimer & Co and Thrivent Financial. Outside of his advising duties, he serves in several community roles, including as past president of Muth United FC, vice chairman of the Ascension St. Mary's Foundation, and a voting member of the Frankenmuth City Economic Development Company. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio management supported by a broad platform and serves a large number of clients through standardized investment models and advisory services.

Scott Hall is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Hantz Financial Services since 2002. In addition to his advisory role, Hall prepares tax returns for friends and family during tax season. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and offers expanded implementation capabilities through affiliated entities such as a trust bank, tax and business consulting, and mortgage origination businesses.

Gage Chapin is an advisor at Hantz Financial Services, Inc. with a Series 66 credential and industry experience beginning in 2024. Prior to joining Hantz, he was a student at Northwood University and has work experience at Bullock Creek High School. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer that manages roughly $10 billion in client assets across individual investors, corporate and retirement plan sponsors. The firm offers financial planning, portfolio and wealth management, and retirement plan consulting with a focus on diversified, ETF-centered model portfolios and tax-aware strategies.

Nora Strait is a Series 66-credentialed financial advisor with five years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has held prior roles at firms including LPL Financial, Gavin Financial Group, Raymond James Financial Services, Bank of America, and Merrill Lynch. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning and asset management services.

Carol Cushman Cram is a financial advisor at Hantz Financial Services, Inc. with seven years of industry experience. She holds the Series 66 designation and previously worked at Bank of America, Merrill, and Carey Allstate Insurance. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm offers financial planning, portfolio and wealth management, retirement plan consulting, and model-based ETF strategies, emphasizing diversified, ETF-centered model portfolios with asset allocation and periodic rebalancing.

Nolan Mcintosh is a Series 65-licensed financial advisor with eight years of experience, currently affiliated with AE Wealth Management, LLC since 2019. He is also a partner at Focus Wealth Planning, LLC, where he provides legacy planning services. His prior work includes roles at Functional Advantage and Brokers Financial, as well as nearly a decade at Evergreen Physical Therapy. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and plan services through a platform that integrates internally managed, third-party, and advisor-managed models.

Derek Johnston is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds a Series 66 designation and has prior work experience across several sectors, including positions at Campus Village, Federal Ammunition, and Saginaw Psychiatry. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer that manages approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors through a multi-advisor platform, employing diversified, ETF-centered model portfolios alongside discretionary and non-discretionary mandates.

Shelley Norris is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has previously worked at LM Kohn, Bank of America, and Merrill. Norris serves as a board trustee for SVRC Industries, an organization that employs and supports individuals with disabilities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Kevin Shanks is a financial advisor with SPC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has been associated with Parkland Securities, LLC and SPC since 2016. Outside of his advisory role, Shanks serves as a school board member for the Swan Valley School District and is president of the Swan Valley Athletic Association, a local nonprofit supporting student athletes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through Fidelity/NFS custodial platforms.

Rola Zarife is a financial advisor with Transamerica Financial Advisors, holding a Series 66 designation and 12 years of industry experience. Her background includes roles at J.P. Morgan Securities LLC and various health insurance agencies, as well as business development and community involvement through organizations such as the Southeast Michigan Chamber of Commerce and a political campaign committee. She is also engaged in health insurance sales and operates her own LLC focused on health-related services. Transamerica Financial Advisors serves a diverse client base with investment advisory, brokerage, and retirement-plan services, utilizing model portfolios and third-party managers across multiple platforms to deliver its offerings.

Derrick Young is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Saginaw Valley State University, Saginaw Control & Engineering, and McDonald's. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm emphasizes diversified, ETF-centered model portfolios, asset allocation, and periodic rebalancing, and offers financial planning, portfolio management, retirement consulting, mortgage brokerage, and insurance services through affiliated agencies.

Leanne Kovach is a financial advisor at Wealth Enhancement Advisory Services, LLC with eight years of industry experience. She holds a Series 66 designation and has worked previously with firms including Raymond James Financial Services Advisors, Gavin Financial Group, and Edward Jones. Kovach is based in Midland, MI. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and access to separate managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified investment process combining passive and active strategies overseen by an internal Investment Committee.

Ryan Rasmussen is a financial advisor at Benjamin F. Edwards & Company, Inc. He holds the Series 66 designation and has one year of industry experience. His prior work includes roles at Crystal Mountain, Great Lakes Ag Labor Services, Bodo Moeller Chemie, and Hope College. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, institutions, and charitable organizations. The firm offers a range of investment and financial planning services through fee-based wrap programs utilizing both proprietary and third-party managed strategies.

Zachary Maddox is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds the Series 66 designation and has prior experience with Bankers Life Securities and Banker's Life and Casualty. Outside of advising, he is licensed as an insurance agent. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Michael Gavin is a CFP® with 29 years of industry experience, currently serving as an advisor at Wealth Enhancement Advisory Services, LLC. He previously worked at Raymond James Financial Services Advisors Inc. for 13 years and operated his own firms, Gavin and Associates, LLC and Gavin Financial Group. Outside of his advisory work, he is co-owner and manager of Gavin Aviation, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers a range of financial planning and asset management services, employing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

Frederick Gray is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Independent Financial Group since 2016. Gray serves on the boards of the Thomas Township Business Association, Midland First United Methodist, Thomas Township DDA, and the Thomas Township Kiwanis club. Independent Financial Group is a large advisory and brokerage firm serving individuals, high-net-worth clients, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs and financial planning services, utilizing both in-house and third-party managed portfolios with tailored strategies aligned to clients’ risk profiles.

Thomas Heslip is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Hantz Financial Services, he worked at Zehnders and Mercy Plus Care. Hantz Financial Services, Inc. is an enterprise advisory firm managing approximately $10 billion in client assets. It serves individual investors, corporate clients, and retirement plan sponsors using diversified, ETF-centered model portfolios and offers services including financial planning, portfolio management, retirement consulting, mortgage brokerage, and insurance through its affiliated agencies.