Cameron Formsma is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked at Hantz Financial Services since 2024. Prior to that, he held various positions across retail and service industries. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and advanced portfolio management technologies.

Gage Gransden is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and holds a Series 66 designation. His prior work includes roles in education and retail, such as positions at Carrollton Public Schools, Saginaw Valley State University, and JJ Kosher Store. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supplemented by third-party money managers and Direct Indexing, and combines advisory, brokerage, mortgage, and insurance services within its enterprise structure.

Peter Bender is a CFP®-designated financial advisor with 24 years of industry experience. He is currently with Cetera Planning Partners and has held prior roles at various firms including Avantax Investment Services and Yeo & Yeo Wealth Management. Outside of his advising duties, Bender serves as Executive Director of the St. Lorenz Church Foundation and holds several board and trustee positions with nonprofit and community organizations. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll, and estate planning through third-party providers.

Weston Powell is a CFP® with four years of industry experience, currently serving at Hantz Financial Services, Inc. in Saginaw, MI since 2022. His prior work history includes roles in education and retail, including positions at Northwood University and Zehnder's of Frankenmuth. Hantz Financial Services, Inc. serves a diverse client base, including high-net-worth individuals, pension plans, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses technology-driven solutions such as tax-loss harvesting and AI-assisted data aggregation.

Wendy Shannon is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at L.M. Kohn & Company, Edward Jones, and Morgan Stanley. Outside of her advisory work, she owns Michigan Patchwork Studio, where she sews crafts and quilts for sale at shows, and she also works seasonally as an ornament personalizer at Bronners Christmas Wonderland. Wealth Enhancement Advisory Services manages over $122 billion in assets and offers financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm utilizes a diversified, risk-class based investment approach that incorporates both passive and active managers, with portfolio oversight provided by an internal Investment Committee.

Ryan Micho is a financial advisor with Hantz Financial Services, Inc. in Midland, MI. He holds a Series 65 designation and has 10 years of industry experience. Micho has been with Hantz Financial Services since 2012. Hantz Financial Services, Inc. serves a diverse client base including individual and high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm focuses on ETF-based model portfolios across varied risk levels, supplemented by third-party money managers and Direct Indexing, and offers integrated advisory, brokerage, mortgage, and insurance services.

Carly Wieland is a CFP® and ChFC® operating with Carson Wealth and CWM, LLC, holding two years of industry experience. Her prior roles include positions at Abbs Retirement Planning Advisors, Nexteer Automotive, Saginaw Valley State University, and Dow Chemical. CWM, LLC is an SEC-registered investment adviser that manages approximately $50.6 billion through a network of more than 650 advisors. The firm serves corporate, institutional, and high-net-worth clients, delivering discretionary asset management and financial planning with model portfolios overseen by an Investment Committee using both fundamental and technical analysis.

Clayton Funnell is a financial advisor at Hantz Financial Services, Inc. with 16 years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios across multiple risk levels, complemented by third-party managers and technology-driven solutions such as automated tax-loss harvesting.

Jacquelyn Korpal Beyer is a financial advisor at Empower Advisory Group with two years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Empower, she worked at J.P. Morgan Securities LLC and PNC Financial Group. Outside of her advisory role, she has operated Jacqui B's Greenhouse for over 20 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Connor Smith is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with three years of industry experience. Prior to joining Hantz, he worked in the hospitality sector at Lucky's Steakhouse and Vivante French Eatery. Hantz Financial Services, Inc. serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios across varying risk levels, supplemented by third-party managers and technology-enabled tax-loss harvesting, combining advisory, brokerage, mortgage, and insurance services under one enterprise.

Ryan Brown is a financial advisor at Hantz Financial Services, Inc. in Saginaw, Michigan, with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, while combining advisory, broker-dealer, mortgage, and insurance activities.

Frederick Lambert is a Series 65-licensed financial advisor at Hantz Financial Services, Inc. in Midland, MI, with 11 years of industry experience. He has been with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including individuals, high-net-worth households, pension and profit-sharing plans, charitable organizations, corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party managers and direct indexing, and combines advisory, brokerage, mortgage, and insurance services in a multi-faceted enterprise structure.

Jacob Chapman is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Midland Country Club and Michigan State University. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party money managers and advanced tools such as automated tax-loss harvesting and Direct Indexing.

Jeffrey Sieffert is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 13 years of industry experience. He has worked at Bankers Life and its affiliated entities since 1998, including a decade at Bankers Life Securities, Inc. In addition to his advisory role, he serves as a Unit Field Trainer, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Caleb Christe is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. Prior to joining Hantz, Caleb worked in roles at Nexteers Automotive and various educational institutions. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions.

Kelly Neil is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation and 19 years of industry experience. He has worked with Hantz Financial Services since 2008 and was previously associated with Wells Fargo Clearing in 2007. Hantz Financial Services serves a diverse client base, including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning, portfolio and wealth management through ETF-based model portfolios and third-party SMA strategies, alongside retirement plan consulting and brokerage, mortgage, and insurance services via affiliated entities.

Joseph Swope is a financial advisor at Hantz Financial Services, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Precision Risk Management and Decorative Panels International. Outside of advisory roles, he oversees and advises the security team at Cardinal Corners LLC, an apartment complex. Hantz Financial Services serves individual, pension, charitable, corporate, and business owner clients through financial planning, portfolio and wealth management, and retirement plan consulting. The firm employs ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Gavin Patterson is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding CFP® and Series 66 credentials with three years of industry experience. His prior work includes roles at Saginaw Valley State University, Subway, M.J. Electric, and New Lothrop High School. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios across various risk levels, supplemented by third-party managers and Direct Indexing, alongside retirement plan consulting and affiliated brokerage, mortgage, and insurance services.

Joanne Rose is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Hantz Financial Services since 2017, preceded by a one-year tenure at AXA Advisors, LLC. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and Direct Indexing, while integrating advisory, broker-dealer, mortgage, and insurance services.

Linda Collier is a financial advisor with PNC Wealth Management in Saginaw, MI, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Citizens Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital, discretionary model account available via an invitation-only employee pilot. The firm utilizes algorithm-driven investment strategies with portfolio implementation and oversight delegated to third parties.