Jesse Lillard is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Saginaw, Michigan. He specializes in assisting successful professionals, business owners, and families during significant financial transitions, including retirement preparation, career changes, managing new wealth, and business succession planning. Jesse’s approach involves organizing financial lives through disciplined planning that transforms complexity into clear, actionable steps aligned with clients’ goals and values. Jesse holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree, Cum Laude, from Wayne State University. He is also a member of the Midland Noon Rotary Club. Outside of his professional work, Jesse enjoys camping, cooking, fishing, football, golfing, hiking, horseback riding, music, traveling, and spending time with his family.

Coleman Staudacher is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at PGA Tour Superstore and Equitable Advisors LLC. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and a proprietary money market fund. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Sara Rabideau is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Dijak is a CFP® professional with 29 years of experience in the financial industry. He is currently with OSAIC Wealth Inc and has held roles at The Graczyk-Dijak Financial Group, Harbour Investments, Inc, and NEXT Financial Group, Inc. Outside of his advisory work, he serves as an assistant basketball coach at Bay City Western High School. OSAIC Wealth Inc. serves a diverse range of clients including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that may include a variety of investment types managed on both discretionary and non-discretionary bases.

Mary Hofmeister is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she is associated with Lakeside Media, a media business in Essexville, MI, which is owned by her husband. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Martin Hessler is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Thrivent and its predecessor entity since 2002. Outside of his advisory role, Hessler serves as Committee Chair for Boy Scout Troop 55 in Frankenmuth, MI. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a consolidated billing option called “WealthPlan” that combines planning with managed accounts while maintaining separate service delivery.

Jordan Schultz is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked for five years at Agnew Construction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Moulton is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previous work history at Thrivent Financial and Thrivent Investment Management. Moulton is a committee member of the Saginaw Chamber of Commerce. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a variety of portfolio management options and platform arrangements.

Jimmy Price is a financial advisor with Ameriprise in Essexville, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement who meet specific asset thresholds, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement advice through a centralized consulting team, emphasizing managed accounts and algorithmic support in its recommendations.

Dale Jurek is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services through various advisory programs.

Kayla Lange is a financial advisor at Morgan Stanley in Saginaw, MI, holding a Series 66 designation with 12 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and analysis methods. The firm manages a broad range of client assets and delivers services through both direct client engagement and corporate financial planning agreements.

Brian Abraham is a Series 66-licensed financial advisor with Raymond James & Associates, based in Bay City, MI, and has 20 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering tailored financial planning and consulting services primarily on a non-discretionary basis.

Brook Maziasz is a financial advisor at MassMutual Investors Services with a Series 66 designation and three years of industry experience. His prior work includes roles at MassMutual Life Insurance Co and Soho. Outside of advising, he is involved in retail sales and works as a health insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and an event-driven approach for various planning services.

Olivia Zwetzig is a CFP® and holds a Series 66 license, with three years of industry experience. She has worked at Edward Jones since 2022 and previously spent a year at Common Sail Investment Group and 15 years at Dow Chemical Company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Richard Nelsen is a financial advisor with Cetera, holding the CFP® and Series 66 credentials and bringing 19 years of industry experience. He has been associated with Cetera since 2009 and previously operated his own financial planning and tax-related businesses. Outside of his advisory work, Nelsen serves as co-chairman of a local high school reunion committee. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting advisers with various program options and access to affiliated and unaffiliated investment managers.

James Munn is a financial advisor with Cambridge Investment Research Advisors in Bay City, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Cambridge since 2010 and serves as an independent insurance agent through Valley United Insurance Agency. Munn also operates Munn Farm, which sells eggs locally. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Macy Schultz is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has held previous roles at Covenant Health Care, U.P. Health Systems - Duke Life Point Health, and Manpower. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Annette McTaggart is a CFP®-certified financial advisor with 23 years of industry experience, currently affiliated with LPL Financial since 2020. She previously worked at Royal Alliance Associates, Inc. for 15 years and has maintained independent business activities including insurance agency work and tax preparation through McDonald Financial Services and McDonald & Associates, P.C. Additionally, she owns JAAD, LLC, a construction equipment rental company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and proprietary research across diversified and alternative strategies.

Kevin Pieschke is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Members First Credit Union, and Axa Advisors. Outside of his advisory role, he serves as a board member for Hopevale Church, where he participates in doctrinal discussions and budgetary decisions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Valentine Dobschensky is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at Raymond James since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of services such as financial planning, non-discretionary investment consulting, and municipal advisory services.