Dale Jurek is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services through various advisory programs.

Kayla Lange is a financial advisor with Morgan Stanley in Saginaw, MI, holding a Series 66 designation and 13 years of industry experience. She has been with Morgan Stanley since 2009 and has worked specifically with Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and economic modeling techniques.

Brian Abraham is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has 20 years of industry experience, including roles at Wells Fargo Clearing prior to joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary relationships.

Brook Maziasz is a financial advisor at MassMutual Investors Services with a Series 66 designation and three years of industry experience. His prior work includes roles at MassMutual Life Insurance Co and Soho. Outside of advising, he is involved in retail sales and works as a health insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and an event-driven approach for various planning services.

Olivia Zwetzig is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Edward Jones since 2022. Prior to joining Edward Jones, she worked at Common Sail Investment Group and spent 15 years at Dow Chemical Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Richard Nelsen is a financial advisor with Cetera, holding the CFP® and Series 66 credentials and bringing 19 years of industry experience. He has been associated with Cetera since 2009 and previously operated his own financial planning and tax-related businesses. Outside of his advisory work, Nelsen serves as co-chairman of a local high school reunion committee. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting advisers with various program options and access to affiliated and unaffiliated investment managers.

James Munn is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2010. Outside of advising, he operates an independent insurance agency and is involved in a family farming enterprise selling eggs. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base, offers multiple account platforms, and develops proprietary model strategies under the Founders Gate Capital brand.

Annette McTaggart is a CFP® with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. Prior to joining LPL, she worked for Royal Alliance Associates, Inc. for 15 years. In addition to her advisory role, she owns a construction equipment rental company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Johnny Martinez Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2023 and previously worked at Commonwealth Financial Network for 17 years. His outside business activities include fixed insurance sales at his branch location. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios, third-party asset management, and institutional platforms, supported by a large network of over 22,900 advisors.

Michele Valentine Dobschensky is a financial advisor with Raymond James & Associates in Bay City, MI, holding Series 63 and Series 66 licenses and 21 years of industry experience. She has worked at Raymond James since 2018 and previously spent two years with Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

William Irish is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been with LPL Financial since 1996 and is also associated with Projected Planning Inc. and Irish & Associates, the latter of which he has operated since 1970. Outside of advisory work, he is involved in selling fixed life insurance through Irish & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of investment strategies including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Wendy Mueller is a financial advisor with Ameriprise in Bay City, MI, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. Her career includes tenure at Ameriprise since 2017, as well as previous roles at LPL Financial, The Huntington Investment Company, and FirstMerit Bank. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notably offering a Premier Retirement Income service that provides customized retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Bade is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has worked since 1990. He is a member of the Provenzano-Bade-Wood Group, which comprises four financial advisors and five client associates with over 130 years of combined experience. Dan's approach centers on connecting all aspects of his clients' financial lives to help prioritize and pursue their goals. He specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, individual and corporate investment strategies, and retirement income. Dan holds a Bachelor's degree in Marketing with minors in Accounting and General Business from Western Michigan University. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Recognized by Forbes on the "Best-in-State Wealth Advisors" list for several years including 2022, 2023, 2024, and 2025, Dan has over three decades of experience guiding clients through the transitions of life and helping them achieve their personal financial goals. In addition to his professional work, Dan is active in his community and church in Frankenmuth. He serves as Co-Chair of the Frankenmuth Rotary Helping Hands Committee Fund, Chairman of the Frankenmuth Fondo bicycle race, and board member for the St. Lorenz Foundation. He is also an active member of St. Lorenz Lutheran Church. Dan resides in Frankenmuth with his wife and engages in activities such as biking, fishing, golfing, reading, running, and traveling.

James Tillman Jr. is a financial advisor with LPL Financial holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at CUNA Mutual Group, JP Morgan Securities LLC, and Firstmerit Bank. Outside of his advisory work, Tillman has operated a business called The Pancake Man since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a broad platform that includes model portfolios, third-party asset managers, and institutional programs.

Joseph Reyes is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at various JPMorgan entities since 2015, including JPMorgan Chase Bank, N.A. and JPMorgan Securities. Prior to that, he was with PNC Wealth Management for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework in its recommendations.

George Snyder is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously spent 15 years with Royal Alliance Associates, Inc. and has maintained independent insurance and CPA-related businesses for over two decades. Snyder is a shareholder in Mcdonald And Associates CPA PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including third-party asset management and institutional platforms, supported by a broad network of investment adviser representatives.

Andrew Cousineau is a financial advisor with OSAIC, holding a Series 66 designation and 22 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 11 years at Signator Investors Inc. Cousineau is also Vice President of Vantagepointe Financial Group, where he is involved in sales and marketing of securities and insurance products. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm provides brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by various managed account programs and third-party managers.

Rajwinder Kaur is a financial advisor at Ameriprise with 11 years of industry experience. She holds Series 65 and Series 63 credentials and has previously worked at Principal Securities, Wells Fargo Clearing, and The Huntington National Bank. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lee Le Roy III is a financial advisor at Ameriprise Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and J.J.B. Hilliard, W.L. Lyons, LLC. Outside of his advisory role, he serves as an arbitrator for dispute resolution cases vetted by FINRA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service focused on generating dependable retirement income through tax-aware withdrawal strategies and comprehensive planning supported by proprietary research and algorithmic tools.

Michael Wegener is a financial advisor at Ameriprise with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior work includes roles at Raymond James & Associates and Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement income planning advice through a combination of proprietary research, third-party data, and algorithmic tools.