Annette McTaggart is a CFP® with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. Prior to joining LPL, she worked for Royal Alliance Associates, Inc. for 15 years. In addition to her advisory role, she owns a construction equipment rental company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Johnny Martinez Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2023 and previously worked at Commonwealth Financial Network for 17 years. His outside business activities include fixed insurance sales at his branch location. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios, third-party asset management, and institutional platforms, supported by a large network of over 22,900 advisors.

William Irish is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been with LPL Financial since 1996 and is also associated with Projected Planning Inc. and Irish & Associates, the latter of which he has operated since 1970. Outside of advisory work, he is involved in selling fixed life insurance through Irish & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of investment strategies including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Frank List is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. He is approved to conduct other insurance activities with companies outside of the Equitable network. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Steven Masker is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Sigma Financial Corp for 13 years and Frankenmuth Credit Union for over two decades. Masker also serves as a relationship manager for a credit union trust and is an agent for life and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies.

Daniel Bade is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has worked since 1990. He is a member of the Provenzano-Bade-Wood Group, which comprises four financial advisors and five client associates with over 130 years of combined experience. Dan's approach centers on connecting all aspects of his clients' financial lives to help prioritize and pursue their goals. He specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, individual and corporate investment strategies, and retirement income. Dan holds a Bachelor's degree in Marketing with minors in Accounting and General Business from Western Michigan University. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Recognized by Forbes on the "Best-in-State Wealth Advisors" list for several years including 2022, 2023, 2024, and 2025, Dan has over three decades of experience guiding clients through the transitions of life and helping them achieve their personal financial goals. In addition to his professional work, Dan is active in his community and church in Frankenmuth. He serves as Co-Chair of the Frankenmuth Rotary Helping Hands Committee Fund, Chairman of the Frankenmuth Fondo bicycle race, and board member for the St. Lorenz Foundation. He is also an active member of St. Lorenz Lutheran Church. Dan resides in Frankenmuth with his wife and engages in activities such as biking, fishing, golfing, reading, running, and traveling.

James Tillman Jr. is a financial advisor with LPL Financial holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at CUNA Mutual Group, JP Morgan Securities LLC, and Firstmerit Bank. Outside of his advisory work, Tillman has operated a business called The Pancake Man since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a broad platform that includes model portfolios, third-party asset managers, and institutional programs.

Joseph Reyes is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at various JPMorgan entities since 2015, including JPMorgan Chase Bank, N.A. and JPMorgan Securities. Prior to that, he was with PNC Wealth Management for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework in its recommendations.

George Snyder is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously spent 15 years with Royal Alliance Associates, Inc. and has maintained independent insurance and CPA-related businesses for over two decades. Snyder is a shareholder in Mcdonald And Associates CPA PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including third-party asset management and institutional platforms, supported by a broad network of investment adviser representatives.

Michael Southgate is a financial advisor at Edward Jones in Frankenmuth, MI, holding a Series 66 designation with 16 years of industry experience, all with Edward Jones since 2010. Outside of advising, he is involved as treasurer and co-owner of Pine Island Association LLC and owns Pine Island Design LLC, a design studio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors and offers a range of advisory programs under a fiduciary standard.

Andrew Cousineau is a financial advisor with OSAIC, holding a Series 66 designation and 22 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 11 years at Signator Investors Inc. Cousineau is also Vice President of Vantagepointe Financial Group, where he is involved in sales and marketing of securities and insurance products. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm provides brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by various managed account programs and third-party managers.

Rajwinder Kaur is a financial advisor at Ameriprise with 11 years of industry experience. She holds Series 65 and Series 63 credentials and has previously worked at Principal Securities, Wells Fargo Clearing, and The Huntington National Bank. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lee Le Roy III is a financial advisor at Ameriprise Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and J.J.B. Hilliard, W.L. Lyons, LLC. Outside of his advisory role, he serves as an arbitrator for dispute resolution cases vetted by FINRA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service focused on generating dependable retirement income through tax-aware withdrawal strategies and comprehensive planning supported by proprietary research and algorithmic tools.

Clark Piper is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. He has worked at various JPMorgan entities since 2006, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative screens, qualitative research, and forward-looking capital market assumptions.

Michael Wegener is a financial advisor at Ameriprise with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior work includes roles at Raymond James & Associates and Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement income planning advice through a combination of proprietary research, third-party data, and algorithmic tools.

Nathan Schmidt is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to his role at LPL Financial, he worked at Wildfire Credit Union and has a background that includes positions at Exact Sciences and Michigan State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Scott Stasik is a Series 66-licensed financial advisor with Equitable Advisors in Saginaw, Michigan, where he has worked since 2000. He has 26 years of industry experience, with prior work at Axa Advisors. Outside of his advisory role, he serves as treasurer for the Lady Hawks softball organization. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and nonprofit clients through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory models and offers ERISA fiduciary services, focusing on tailored investment solutions without sponsoring its own wrap fee program.

Joseph Shaver is a CFP® with 19 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked for Thrivent Financial for Lutherans and Thrivent Investment Management Inc. for 18 years. He serves as President on the Board of Directors for the Peace Lutheran Church and School Foundation in Saginaw, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm integrates internal research, third-party data, and algorithmic tools to provide tailored planning within defined enrollment criteria and its affiliated investment ecosystem.

Ellen Martz is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Raymond James since 1999 and also has a long tenure at Roney & Co. Martz serves on multiple nonprofit boards, including as a trustee and officer for organizations such as the Catholic Community Foundation of Mid-Michigan and the JRS Biodiversity Foundation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Sheri Turek is a financial advisor with Ameriprise in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes roles at firms such as The Huntington Investment Company, Infinex Investments, Flagstar Bank, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that offers tax-aware retirement planning and ongoing income advice.