Alexandra Herbert is a financial advisor with IHT Wealth Management LLC in Kalamazoo, MI. She holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining IHT, she worked at LPL Financial and Jeff K Ross Financial Services, LLC. IHT Wealth Management serves individuals, corporate and institutional clients, and retirement plan sponsors, offering discretionary asset management, financial planning, ERISA consulting, and outsourced CIO services. The firm uses proprietary model portfolios, third-party managers, and a combination of fundamental and quantitative investment strategies.

Floriana Romanelli is a financial advisor at Harbour Investments, Inc. with eight years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Edward Jones, and Fifth Third Bank. Outside of her advisory role, she owns and operates a daycare business and is involved in sales and marketing for Scout & Cellar and Mary Kay Cosmetics. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to create customized investment strategies and offers model-based solutions through a subscription platform.

James Baird is a CFP® professional with 16 years of industry experience, working with Plante Moran Financial Advisors since 1999 and with Plante & Moran PLLC since 1994. He is a partner at Plante & Moran PLLC, a role unrelated to investment advisory services. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to a diverse client base including high-net-worth individuals, institutional clients, and sovereign wealth funds. The firm utilizes a combination of fundamental, technical, and cyclical analysis in its investment approach and offers both discretionary and non-discretionary portfolio management services.

Jack Ombry is a CFP® professional with experience at Zhang Financial since 2023. Prior to joining Zhang Financial, he worked at Google LLC for four years, the Center for Automotive Research for three years, and spent four years at the University of Michigan. Zhang Financial is a fee-only investment adviser managing approximately $8.37 billion in assets with a multi-advisor team. The firm provides portfolio management, financial planning, pension and retirement consulting, and institutional advisory services to individuals, charities, corporations, and municipal government entities. Their investment approach combines fundamental, technical, and cyclical analysis across multiple time horizons, employing strategies such as long-term and short-term holdings, active trading, and option strategies.

Aaron Chenoweth is a CFA® charterholder with six years at Plante Moran Financial Advisors and three years of industry experience. His prior work includes roles at Amazon, Chicago Dough, the Acton Institute, and Olivet Nazarene University. Plante Moran Financial Advisors, LLC provides investment advisory, financial planning, and estate planning services to both private and institutional clients. The firm employs a blend of fundamental, technical, and cyclical analysis in its investment process and serves a diverse client base including high-net-worth individuals, banks, insurance companies, not-for-profits, and sovereign wealth funds.

Jerry Love is a CFP® with 22 years of industry experience. He joined F.L. Putnam Investment Management Co. in 2026 after 26 years at Arcadia Investment Management Corp. He also provides financial planning, estate planning, tax work, and trustee services through a separate sole proprietorship serving a limited number of clients. F.L. Putnam serves individual investors, families, and institutions, offering customized, team-based investment management and consulting across various asset classes. The firm employs both internally managed strategies and third-party managers, with options including sustainable investing and tax-aware rebalancing.

Jeremy Heavey is a financial advisor with M Holdings Securities, Inc. based in Kalamazoo, MI. He holds a Series 65 designation and has four years of industry experience. Prior to joining Rose Street Advisors in 2021, he spent ten years at gracespring Bible Church. He also volunteers providing guidance and coaching to the nonprofit organization Edge Community, Inc. M Holdings Securities, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent firms and financial professionals. The firm offers a range of advisory and brokerage services, combining discretionary and non-discretionary investment management with retirement consulting and insurance advisory solutions.

Tianxing Zheng is a CFA® charterholder with one year of industry experience, currently serving at Zhang Financial. Prior to joining Zhang Financial, Zheng worked at Invesco Great Wall Fund Management Company for five years and at Citadel LLC for two years. Zhang Financial is a fee-only investment adviser managing approximately $8.37 billion in assets. The firm serves individuals, including high-net-worth clients, charities, corporations, and municipal government entities, offering discretionary and non-discretionary portfolio management, financial planning, and institutional advisory services. Their investment approach combines fundamental, technical, and cyclical analysis, utilizing internally developed model portfolios and a range of strategies including active trading and option strategies.

Philip Clark is a CFP® and holds a Series 65 license with 16 years of industry experience. He is currently with Plante Moran Financial Advisors and has been associated with Plante Moran firms since 2008. Clark is also a partner at Plante & Moran PLLC in Southfield, MI. Plante Moran Financial Advisors, LLC provides investment advisory, financial planning, and estate planning services to a diverse client base including individuals, institutions, and government entities. The firm employs a combined fundamental, technical, and cyclical analysis approach supported by a proprietary equity market valuation model, managing a majority of assets on a non-discretionary basis.

Jeffrey Lectka is a financial advisor with Harbour Investments, Inc. in Kalamazoo, MI, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at Harbour Investments since 2019 and has also been associated with Investment Plus since 2016. Outside of his advisory work, Lectka operates as an independent insurance agent, which may include equity indexed annuities. Harbour Investments serves a diverse client base, including individual investors, trusts, pension and 401(k) plans, and institutional and corporate entities. The firm offers a range of portfolio management and financial planning services, with investment approaches tailored by individual advisors and approved third-party managers.

Rebecca Artz is a financial advisor at Harbour Investments, Inc. with seven years of industry experience. She holds a Series 66 designation and has worked at Harbour since 2019. In addition to her advisory role, she is an independent insurance agent, which includes activities related to equity-indexed annuities. Harbour Investments provides investment advisory and financial planning services to a diverse client base, utilizing a combination of fundamental and technical analysis to build customized strategies across various asset classes.

Scott Higgins is a CFP® professional with 25 years of industry experience, currently affiliated with M HOLDINGS SECURITIES, Inc. and Rose Street Advisors since 2012. He serves on the finance committee of Kalamazoo Neighborhood Housing Services. M HOLDINGS SECURITIES, Inc. operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a broad range of advisory and brokerage services to individuals, retirement plans, charitable organizations, and businesses through a nationwide network of independent firms and financial professionals.

John Ruzza is a CFP® with 39 years of industry experience. He is currently with CX Institutional, LLC and previously worked for 18 years at Cambridge Investment Research Advisors, Cambridge Investment Research, and MainStreet Financial Advisors. CX Institutional serves individuals, high-net-worth clients, charitable organizations, and business entities by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting through a multi-strategy platform. The firm employs a combination of fundamental, quantitative, technical, and cyclical analysis to manage diversified portfolios that include equities, fixed income, ETFs, structured products, and private investment funds.

Andrew Mayer is a financial advisor at CX Institutional, LLC with eight years of industry experience. He holds the Series 66 designation and previously worked at Cambridge Investment Research Advisors and Main Street Financial. CX Institutional serves individuals, high-net-worth clients, charitable organizations, and business entities, providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting through a multi-strategy platform. The firm combines fundamental, quantitative, technical, and cyclical analysis to allocate assets across various investment types, including individual equities, fixed income, ETFs, structured products, and private funds.

Amanda Hartman is a financial advisor at Zhang Financial with 10 years of industry experience. She holds a Series 66 designation and has been with Zhang Financial since 2012. Zhang Financial is a fee-only advisory firm with approximately 20 advisors managing about $7.2 billion for over 2,100 clients, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and municipal government entities. The firm offers asset management, financial planning, pension consulting, and institutional advisory services, emphasizing individualized asset management and continuous account supervision.

Christine Lindberg is a financial advisor at Zhang Financial with 17 years of industry experience. She holds a Series 66 designation and has been with Zhang Financial since 2012. Zhang Financial is a fee-only advisory firm with about 20 advisors managing approximately $7.2 billion for over 2,100 clients. The firm serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and municipal government entities, offering asset management, financial planning, pension consulting, and institutional advisory services.

Steven Ryan is a financial advisor at OneSeven with 26 years of industry experience. His prior roles include positions at Regulus, LLC and Regal Investment Advisors, LLC. Ryan holds Series 63 and Series 65 licenses. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and consulting. The firm employs a primarily long-term investment approach with both discretionary and non-discretionary options, utilizing diversified portfolios and access to alternatives and private placements.

Paul Miller II is a financial advisor with Creative Financial Designs, Inc. in Kalamazoo, MI. He holds a Series 65 designation and has 14 years of industry experience, including nine years with Foundations Investment Advisors, LLC. Outside of his advisory role, he is the owner of a machine shop, Sojourn MFG & Engineering, Inc. Creative Financial Designs serves individual, corporate, institutional clients, and employer retirement plans. The firm offers discretionary and non-discretionary investment management and financial planning, using asset-class model allocations across five risk objectives and incorporating Biblically Responsible Investing strategies.

Abbey Homminga is a financial advisor at Plante Moran Financial Advisors with a Series 65 credential and one year of industry experience. Prior to joining Plante Moran, Abbey has held roles at Padnos and worked at Grand Valley State University. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to a diverse client base, including individuals, institutional clients, and sovereign wealth funds. The firm’s investment approach integrates fundamental, technical, and cyclical analysis along with proprietary equity market valuation models, often employing third-party managers and alternative investments.

Robert Mcdougall is a CFA® charterholder with six years of industry experience. He has worked at Zhang Financial since 2018 and previously held positions at Trenchant Partners and Nuveen Asset Management. Zhang Financial is a fee-only multi-team advisory firm with approximately 20 advisors managing $7.2 billion for over 2,100 clients. The firm serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and municipal government entities, offering asset management, financial planning, pension consulting, and institutional advisory services.