Kenneth Swiftney is a financial advisor with Primerica Advisors in Muskegon, MI, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has worked with Primerica Advisors since 2014 and currently operates under Drake Financial Group, a DBA affiliated with PFS Investments Inc. Outside of finance, Swiftney is a supervisor at Northern Boiler, a mechanical contracting firm specializing in process piping, boiler repair, and steel erection, where he has worked since 1999. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers, delegates trading responsibilities to BNY Mellon Advisors, and uses a tiered wrap-fee structure for its services.

Jeremy Kessler is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services alongside affiliated brokerage and investment management capabilities.

Brett Burza is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 21 years of industry experience. He previously worked for Raymond James & Associates, Inc. for 15 years before joining Cambridge in 2020. Outside of his advisory role, Burza is the owner of a manufacturing business, Two Brothers and Sons, LLC, based in Montague, MI. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Blaire Hilt is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 credential and has been with Raymond James since 2015. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, and charitable and governmental entities, offering financial planning, consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Thomas Ladd is a financial advisor with Robert W. Baird & Co. in Norton Shores, MI, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Robert W. Baird & Co. since 2008. Ladd serves on the investment committee of the Muskegon Catholic Central Foundation. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, employing a range of strategies from traditional equity and fixed income to non-traditional investments, alongside municipal advisory and public finance services.

Brandon Beukema is a financial advisor with LPL Financial in Ravenna, MI, holding a Series 66 designation and four years of industry experience. He has been with LPL Financial since 2020 and has additional work history at Lake Michigan Credit Union dating back to 2010. His other business activities include roles related to non-variable insurance with Oceanview Life and Annuity Company and Aspida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a broad network of investment adviser representatives, utilizing various investment strategies and technology tools.

Mason Norden is a Series 66-licensed financial advisor with Raymond James & Associates in Muskegon, MI, where he has worked since 2019. He has six years of industry experience and previously held positions at Northern Michigan University, Jimmy John's, and Muskegon Community College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Jonathan Mulder is a financial advisor with LPL Financial in Spring Lake, MI. He holds Series 63 and Series 66 designations and has 14 years of industry experience, including roles at Merrill and the Center for Wealth Planning Advisors. Mulder has been with LPL Financial since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various strategic and tactical investment options.

Michele Vanderlinde is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds a Series 63 designation and has worked at various Morgan Stanley entities since 2009, including Morgan Stanley Private Bank, N.A. Outside of her advisory role, she serves on the advisory board of Kids Food Basket, a nonprofit focused on children and youth in Grand Rapids, Michigan. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process incorporating firm‑approved tools and scenario modeling.

Michael Brzozowski is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has prior experience with JP Morgan Chase and service in the Army National Guard. He also has a long-term involvement with American Tree Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Jessica Bosma is a financial advisor with Ameriprise in Grand Haven, MI, holding Series 63 and Series 65 credentials and 10 years of industry experience. She previously worked at The Huntington Investment Company from 2015 to 2024. Bosma serves as a trustee for the West Michigan SPCA, participating in board decision-making and liaising with external accountants. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning and ongoing advice focused on income stability and tax-aware strategies.

Garrett Wever is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Wesco Inc. from 2022 to 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

William Bassow is a CFP® professional with 34 years of experience in financial advising. He currently works at OSAIC and has previously been affiliated with Securities America Advisors, Inc. and Securities America, Inc. for 12 years. Outside of his advisory role, he operates a tax preparation and consulting business and owns an insurance practice. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios with various investment options.

Ryan Beishuizen is a financial advisor at OSAIC with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Fifth Third Bank and Securities America Advisors. Beishuizen also provides insurance services as part of his client offerings. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management through multiple advisory platforms.

Base Hammond is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving in multiple roles including Defined Contribution Investment Consultant, Retirement Benefits Consultant, and Portfolio Manager. Since joining Merrill in 2016, he has provided wealth management and institutional consulting services to ultra-high-net-worth individuals, families, businesses, and organizations. Base works with corporate benefit programs, nonprofit organizations, foundations, and endowments to develop investment strategies that align with fiduciary responsibilities, organizational objectives, and long-term sustainability. In his capacity, Base provides both non-discretionary 3(21) and discretionary 3(38) fiduciary consulting to retirement plan sponsors, assisting with governance, investment oversight, and participant outcomes. His experience encompasses defined contribution and defined benefit plans, equity compensation, and nonqualified deferred compensation programs. Within his private wealth practice, he advises executives, business owners, and multi-generational families on concentrated stock positions, wealth transfer strategies, and major liquidity events, collaborating when appropriate with Bank of America Private Bank specialists for trust, estate planning, banking, and lending solutions. Base holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ and taught in conjunction with the Yale School of Management, and the Certified Plan Fiduciary Advisor® (CPFA®) designation. He earned a bachelor's degree in Economics from Michigan State University. Beyond his professional work, Base is involved with community organizations including the Peoples Center and United Way of the Lakeshore.

Roger Haag is a CFP® professional with 45 years of industry experience, currently affiliated with LPL Financial since 2020. His prior roles include positions at Harbour Investments, Inc., NEXT Financial Group, Inc., and longstanding leadership at Investment & Retirement Consulting Group and Haag Financial Advisors Inc. He is also a notary public and has worked as an estate planner. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment strategies and platforms supported by research and technology tools, serving more than 22,800 advisors managing substantial discretionary assets.

Joseph Masvero is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the financial industry in 1997 when he joined Merrill. Joseph focuses on developing and implementing financial strategies tailored to his clients' specific goals, providing advice and guidance to individuals, families, businesses, and charitable organizations. His approach involves a comprehensive understanding of clients' complete financial picture to address their short- and long-term objectives. Joseph holds the Certified Financial Planner (CFP®) designation and is a Personal Investment Advisor (PIA). He earned a bachelor's degree from Albion College. His client focus areas include college education planning, family wealth management, philanthropic and values-based investing, retirement income, special needs planning strategies, and services for endowments, foundations, and non-profits. In addition to his professional work, Joseph participates in community activities through involvement with organizations such as Park Place Circle Condo HOA and Muskegon Rescue Mission. He is also active in several professional and recreational clubs, including Caberfae Ski Club, West Michigan Flying Club, Grand River Sail Club, and Azzi Watch Club. His personal interests include adventure sports such as biking, boating, golfing, music, scuba diving, skiing, skydiving, traveling, and yoga.

Bonnie Adamczak Brown is a financial advisor with Raymond James & Associates in Norton Shores, MI, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. She has been with Raymond James & Associates since 2010. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting through various advisory programs and municipal advisory services.

Austin Wingett is a financial advisor with Raymond James & Associates in Muskegon, MI, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James in 2019, he worked at Grand Valley State University and Bausch Best Bushes. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and advisory services supported by a nationwide network of advisors.

Brandon Turnbull is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and Voya Financial Advisors. Outside of his advisory role, he serves as a director on the Rotary Club of Muskegon and owns a business consulting firm, Millennium Consulting. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to multiple program platforms including discretionary and non-discretionary strategies.