Amien Buyssens is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. His prior work includes roles in education and service industries, including positions at Northwestern Michigan College and Bay Meadows Golf Course. Hantz Financial Services, Inc. serves a diverse range of clients including individuals, high-net-worth households, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios and third-party managers, combining advisory, brokerage, mortgage, and insurance services.

Matthew Doran is a CFP® with 27 years of industry experience, currently serving as a financial advisor at \u0026Partners since 2023. His prior experience includes roles at Sage Wealth Planning LLC, Sage Consulting of Northern Michigan, and Edward D. Jones & Co., L.P. He is also the owner of Sage Wealth Properties, LLC. \u0026Partners serves a broad mix of individual and institutional clients, offering investment management, financial and tax planning, ERISA 3(21) consulting, retirement-plan participant discretionary management, and brokerage services. The firm employs a variety of investment strategies and third-party managers while providing ongoing monitoring and account reviews.

Matthew Conway is a financial advisor with Hightower Advisors in Traverse City, MI. He holds the Series 66 designation and has one year of industry experience, including prior roles at LPL Financial and Ally Financial. Outside of his advisory work, he has employment with Uber. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to various investment vehicles.

Theodore Rammelkamp is a financial advisor with Empower Advisory Group in Traverse City, MI, holding Series 63 and Series 65 credentials and five years of industry experience. His prior work includes roles at Bankers Life, Prudential Insurance, and Dr Pepper. He currently receives trailing commissions from previously sold business with no ongoing solicitation or servicing responsibilities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and clients’ savings rates.

Patrick Blume is a financial advisor with Fifth Third Securities, Inc. in Traverse City, MI, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Fifth Third Securities since 2008. Fifth Third Securities serves individual and institutional clients, including high-net-worth individuals, corporations, trusts, and retirement accounts, offering investment advisory and brokerage services through multiple program types and third-party portfolio managers on its Passageway Managed Account platform.

Natalie Mender is a financial advisor with Private Advisor Group, LLC and holds the Series 66 designation. She has 14 years of industry experience, including roles at LPL Financial and Wells Fargo Advisors LLC. Outside of her advisory career, she has been involved with Shady Lane Winery for over a decade. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based model utilizes both proprietary and third-party strategies supported by technology platforms.

Christopher Radu is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 19 years of industry experience. His career includes prior roles at Morgan Stanley from 2007 to 2015. Outside of his advisory work, he is a one-quarter owner of a local excavation and concrete business in Traverse City, Michigan. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management and financial planning services. The firm employs a fiduciary-based advisory model, utilizing a range of strategies and technology platforms while offering access to proprietary and third-party managed account solutions.

Kevin Russell is a CFP® professional with 16 years of industry experience. He is currently with Mercer Global Advisors Inc. and has worked at Financial & Investment Management Group Ltd since 2002. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios with multi-factor strategies implemented through a combination of low-cost funds, separate account managers, and specialized programs.

Caitlin Falenski is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2011. She is based in Traverse City, MI. Outside of her advisory role, she serves on the finance committee and board of the Grand Traverse Regional Land Conservancy, a nonprofit organization focused on land protection. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and other clients. The firm offers a wide range of investment and consulting services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Madelyn Ambrose is a financial advisor at Commonwealth Financial Network with three years of industry experience. She holds the Series 66 designation and has previously worked at Cetera and West Shore Bank. Prior to her financial advisory career, she spent four years involved with Red Rooster Coffee & Community. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and a broad client base. The firm provides comprehensive adviser support, including managed-account programs, access to third-party asset managers, and custody and clearing services.

Dennis Prout is a financial advisor with Integrated Wealth Concepts LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and 17 years of industry experience. He previously worked at Capital Asset Advisory Services, LLC for 15 years and operated Prout Financial Design for 21 years. Outside of his advisory role, Prout teaches a class at Northwestern Michigan College and serves as president of the board for the Grand Traverse Pavilions Foundation. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, using customized portfolios that combine internal management and third-party asset managers with a primarily long-term investment approach.

Christopher Minkin is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and 13 years of industry experience. He previously worked at Nationwide Investment Services Corp for 10 years before joining Voya in 2022. Minkin serves on the Board of Directors for the Traverse City Curling Club, a nonprofit organization focused on promoting the sport of curling in the Traverse City region. Voya Financial Advisors, Inc. is an enterprise advisory and broker-dealer affiliate that offers financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a combination of in-house and external strategists alongside technology-enabled tools to implement investment recommendations, managing many accounts on a non-discretionary basis with client authorization.

Bruce Anderson is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at firms such as Sigma Financial Corporation and Cetera, spanning over a decade before joining Transamerica. Outside of his advisory work, he serves as a high school golf coach at Grand Traverse Academy. Transamerica Retirement Advisors serves employer-sponsored retirement plan participants and IRA owners through managed advice programs and investment education services. The firm’s approach relies on proprietary software and model portfolios provided by Morningstar Investment Management, with a focus on asset allocation and retirement guidance for a broad client base.

David Cadarette Jr. is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and eight years of industry experience. Prior to joining AE Wealth Management in 2024, he worked at Horter Investment Management for seven years. He is also the owner of CLC Insurance Benefits, where he is involved in insurance sales and services. Additionally, he facilitates estate planning document services, coordinating client access to related platforms. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Justin Neilson is a financial advisor at Hantz Financial Services, Inc. with six years at the firm and a total of one year of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Limitless Investment and Capital, Northwood University, and North and Kidd. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and offers a combination of advisory, brokerage, mortgage, and insurance services.

Hans Mathiak is a financial advisor with Fifth Third Securities, Inc. in Traverse City, Michigan. He holds a Series 66 designation and has 23 years of industry experience. Mathiak has been with Fifth Third Securities since 2012. Outside of his advisory role, he performs nominal labor for private road maintenance in Lake Leelanau, Michigan. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and third-party portfolio management, and combines its municipal-advisor registration with a corporate affiliation to a large bank.

Renee Egelski is a CFP® professional with 15 years of experience in financial advising. She has worked at Mercer Global Advisors Inc. since 2018 and has also been affiliated with Financial & Investment Management Group Ltd since 2006. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options including ETFs, mutual funds, separate accounts, and direct indexing.

Kyler Carson is a financial advisor with Mercer Global Advisors Inc. based in Traverse City, MI. He holds a Series 65 designation and has been in the financial industry since 2025, with prior experience at Stonebrook Private and Dana Inc. Kyler also has a background that includes roles at Hillsdale College and entrepreneurial experience with Mixed Promotions, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, and estate planning, as well as family office services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, and other strategies, alongside specialized offerings such as retirement plan consulting and charitable advisory.

Heidi Cartwright is a financial advisor with Integrated Wealth Concepts LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Her prior roles include positions at LPL Financial, Geneos Wealth Management, Capital Asset Advisory Services, and Wfg Investments. She also operates Prout Financial Design, an investment-related business she has managed since 2009. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement advisory services, implementing customized portfolios with a long-term focus using a range of investment vehicles and overseeing third-party managers.

Nathaniel Prout is a Series 65-licensed advisor at Integrated Wealth Concepts LLC with three years of industry experience. He has operated Prout Financial Design since 2014 and joined Integrated Wealth Concepts in 2025. In addition to his advisory role, he is involved in fixed annuities, fixed life insurance, and long-term care products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a mix of internally managed and third-party strategies with a primarily long-term investment approach.