Matthew Cash is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Cetera Planning Partners and has previously worked at firms including Robert W. Baird and UBS Financial Services. His background includes roles at multiple Cetera and Avantax affiliated firms. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s approach emphasizes diversified allocations tailored to client objectives and risk tolerance, supported by integrated services such as tax planning, bookkeeping, and estate planning.

Taylor Herbst is a CFP® professional with 12 years of industry experience, currently advising at Cetera Planning Partners. His prior experience includes roles at Avantax and ProEquities, and he also provides financial planning support services through HK Financial Services, assisting advisers in developing client financial plans. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees. The firm offers comprehensive financial planning and investment management alongside additional services such as tax planning, bookkeeping, and an estate-planning program delivered through third-party providers.

Chase Hefel is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has worked at Wealth Enhancement Advisory Services since 2025. Outside of his advisory role, he works part-time as a bartender at Gin Rickey's in Dubuque, Iowa. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment approach combining passive and active managers with oversight by an internal Investment Committee.

Adriel Mc Intosh is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and 17 years of industry experience. His career includes roles with Prudential Investment Management Services and Prudential from 2008 to 2022, before joining Transamerica entities in 2022. Transamerica Retirement Advisors serves participants in employer‑sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary software and model portfolios developed with Morningstar Investment Management to provide both managed and non‑discretionary recommendations.

Josh Vondran is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Advised Assets Group, GWFS Equities, American Trust, LPL Financial, and Cetera Investment Advisors. Outside of his advisory work, he serves as a judge for the United Powerlifting Association and coaches youth baseball in Western Dubuque. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients, delivering services integrated with Empower’s recordkeeping and administrative platforms.

Julie Wilson is a Series 65 licensed financial advisor with 16 years of industry experience. She is currently with Cetera Planning Partners and has previously worked with Avantax Investment Services and Avantax Planning Partners. Wilson is based in Dubuque, IA. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified allocations using mutual funds and ETFs, with services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider.

Gabriel Ward is a financial advisor with Empower Advisory Group and holds Series 63 and Series 65 credentials. He has 24 years of industry experience, including roles at Prudential Insurance Company of America and Global Portfolio Strategies, Inc. His current tenure at Empower Retirement began in 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, integrating services with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach.

Joshua Herbst is a financial advisor with Principal Financial Services in Dubuque, IA, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Metlife Securities, Massachusetts Mutual Life Insurance Company, and Union Financial, Inc. He serves as President-Elect of NAIFA Dubuque. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party manager asset allocation and separately managed account solutions.

Tyler Sippel is a financial advisor at Wealth Enhancement Advisory Services, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Heacock & Jones Financial Services for five years. Outside of finance, he has experience in the food and beverage industry, having been involved with Verena Street Coffee Company and Happy's Place. Wealth Enhancement Advisory Services is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting services, utilizing a strategic investment process that combines passive and active management supported by quantitative and fundamental research.

Francis Dardis is a financial advisor with Cetera Planning Partners, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His background includes roles at Avantax, ProEquities, TD Ameritrade, and Prudential Retirement Brokerage Services. He also serves as a senior financial advisor at Honkamp Krueger Financial Services, focusing on financial planning and wealth management. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach involves diversified allocations aligned with client objectives and risk tolerance, supported by additional services such as tax planning, bookkeeping, payroll, and estate planning through third-party providers.

Brian Ormord is a financial advisor with LPL Financial in Dubuque, IA, holding Series 63 and Series 66 credentials and 31 years of industry experience. He has worked with LPL Financial since 2004 and is also affiliated with RetireRight, LLC, an independent investment advisory firm he founded in 2019. Ormord has experience with Premier Bank since 2010 and RetireRight since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Katie Preston is a financial advisor at Edward Jones in Dubuque, IA, holding Series 63 and Series 66 licenses with 12 years of industry experience. She has been with Edward Jones since 2018 and previously worked at Lincoln Elementary from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Charles Geers is a financial advisor with LPL Financial in Dubuque, Iowa, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. His prior firms include VisionPoint Advisory Group, Advantage Investment Management, National Planning Corporation, and Fintegra. He owns a non-variable insurance business operating under his own name. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Marsha Abbott is a CFP® professional with over 21 years of experience, currently serving at Edward Jones since 2004. She is based in Dubuque, IA, and holds Series 63 and 66 licenses. Outside of her advisory role, she serves on the advisory board for Loras College's LIFE Portfolio and contributes weekly to an inspirational blog, BeYourBestSelfBlog. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors. The firm manages approximately $1.01 trillion in assets and provides both discretionary and non-discretionary strategies alongside affiliated mutual funds and tax-efficient services.

Michael Osgood is a financial advisor with LPL Financial in Dubuque, IA, holding a Series 66 designation and 17 years of industry experience. He has worked at multiple firms, including Morgan Stanley, Edward Jones, and CUNA Brokerage Services, prior to joining LPL Financial in 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management solutions.

John Greenwood is a financial advisor with Edward Jones in Dubuque, IA, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, Greenwood is involved in several business ventures, including ownership of an online marketing business and partnership in a real estate rental firm. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a large national network of advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment options while operating under a fiduciary standard.

Alexander Breckon is a financial advisor at Ameriprise in Dubuque, IA, holding a Series 66 designation. He has experience at UMB Bank spanning four years and previously worked at Door County Kayak Tours and TJMaxx. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm serves a broad client base with a wide range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Andrew Smith is a financial advisor with Ameriprise Financial Services, holding Series 65 and Series 66 licenses and 21 years of industry experience. He has worked at Ameriprise since 2005. Outside of Ameriprise, he is an associate advisor at Nancy S Daoud & Associates LLC, where he manages an advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides annual retirement-income planning advice based on in-depth research and algorithmic analysis.

Alauna Boettner is a financial advisor with Ameriprise in Dubuque, IA, holding a Series 63 designation and 29 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations tailored to clients’ financial situations.

Brandon Hedley is a financial advisor at Osaic with 10 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at several firms, including Securities America Advisors, Inc. and Securities Service Network, Inc. In addition to his advisory role, Hedley is involved in insurance sales through Fury Financial Services and owns a marketing business specializing in life and disability insurance. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated financial services and utilizes firm-provided tools and third-party platforms to construct and manage portfolios across various asset classes.