Stephanie Lemenowsky is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in delivering these services, with an emphasis on assets held in Ameriprise Managed Accounts.

Jenny Larson is a financial advisor with LPL Financial in Duluth, MN, holding Series 63 and Series 65 licenses and having 14 years of industry experience. Prior to joining LPL Financial in 2022, she spent 10 years with Cuna Brokerage Services Inc. and has worked with Affinity Plus Federal Credit Union since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions utilizing both proprietary research and third-party strategies.

Linda Walli is a financial advisor at Ameriprise with 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. She is based in Duluth, MN. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Ian Sundland is a financial advisor at RBC Capital Markets with a Series 66 credential and two years of industry experience. Before joining RBC in 2023, he worked at Superior Choice Credit Union and has a background that includes roles at the University of Minnesota Duluth and involvement with Grandma's Corporation, which operates Little Angie's Cantina and G-12. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles through a blend of internal and external investment managers.

Craig Chilcote is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked with Symphonic Financial Advisors and Anderson, Kuiti & Asuma, where he serves as a managing partner specializing in tax services. Chilcote is also involved in managing an assisted living facility through Expanding Horizons, Inc. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm utilizes multiple platforms and custodians to provide discretionary and non-discretionary management, offers access to third-party advisors, and develops proprietary model strategies under the Founders Gate Capital brand.

Jacob Marxhausen is a financial advisor with Edward Jones in Two Harbors, MN, holding a Series 66 credential and bringing 17 years of industry experience. His prior roles include positions at Prudential Annuities Distributors, Prudential Insurance Co of America, SSC Corporation, and Wells Fargo Advisors. Outside of his advisory work, he serves as a volunteer fireman with the Amery Fire Department in Wisconsin. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Nora Benzen is a financial advisor with LPL Financial based in Duluth, MN, holding a Series 66 designation and seven years of industry experience. Her prior work includes roles at Waddell & Reed Inc and various insurance carriers. She is also involved in insurance sales as an agent with W & R Insurance Agencies and serves as an advisor associate at Carrie Kelley, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management options supported by advanced operational and research tools.

Jordyn La Vigne is a Series 66 licensed financial advisor with six years at Merrill and a total of five years in the industry. Prior to joining Merrill in 2020, she worked at North Shore Bank of Commerce for three years and has experience in the hospitality sector with Black Woods Grill & Bar. She assists with administrative duties for her husband's small businesses in adult foster care and community services in her spare time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Green is a financial advisor at Thrivent Investment Management in Duluth, MN, holding a Series 66 designation with 15 years of industry experience. He has been with Thrivent Financial for Lutherans and its affiliated investment management firm since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a wide range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option.

Kristin Rognerud is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services before joining Raymond James in 2011. Rognerud serves on the Finance/Investment Committee of the College of St Scholastica’s Board of Trustees, advising on the management of the college’s endowment. She is also president of Ascential Wealth Advisors, where she provides financial planning services and oversees business management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm delivers non-discretionary planning and consulting tailored to client goals, utilizing risk profiling and analytical tools to illustrate potential outcomes.

Tanner Laderoute is a financial advisor with Morgan Stanley in Duluth, MN, holding a Series 66 designation and with less than one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, the Pittsburgh Penguins Organization, and the University of Minnesota Duluth. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and research resources.

Derek Dallum is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked in healthcare and bookkeeping roles. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports through a centralized consulting team.

Kevin Pilon is a financial advisor with Thrivent Investment Management in Duluth, MN, holding a Series 66 credential and 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of his advisory role, Pilon provides occasional cantoring at funerals and serves on the stewardship council at St. Benedict Catholic Parish. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based financial planning without discretionary trading authority or institutional portfolio management.

Conrad Hjort is a financial advisor with Ameriprise in Duluth, MN, holding CFP®, ChFC®, and Series 63 designations and has 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as a trustee and is a general partner involved in managing office expenses for a business entity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Mark Brown is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 credential and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and investment committee analyses. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-based financial planning agreements.

Cheryl Meese is a CFP® with 47 years of industry experience, currently with RBC Capital Markets in Duluth, MN. She has worked at the firm since 2008 and at City National Bank since 2020. Outside of her advisory role, she serves on the boards of the Animal Allies Humane Society and the Kitchi Gammi Club Foundation, and she is involved with NATCOM Bancshares as chair of its Enterprise Risk Management Committee. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies, offering discretionary and non-discretionary portfolio management, financial planning, and custody services through multiple wrap fee advisory programs.

Vincent Jones is a CFP® professional with 17 years of experience at RBC Capital Markets in Duluth, MN. He has served at RBC Capital Markets Corporation since 2008. Outside of his advisory role, he is a board member of Goodwill Industries Vocational Enterprises, Inc. and participates on the University of Minnesota Duluth Labovitz School of Business & Economics Financial Markets Program Oversight Committee. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm combines proprietary and third-party investment managers and offers customizable portfolio solutions tailored to clients’ risk profiles.

Lynn Dart Nelson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Prior to joining LPL Financial in 2021, Nelson spent over three decades with Waddell & Reed, Inc. and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment solutions through a large network of advisors and incorporates both proprietary research and third-party strategies.

Carol Taran is a financial advisor with Ameriprise in Hermantown, MN, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Robert Bubalo is a financial advisor with RBC Capital Markets in Duluth, MN, holding a Series 66 designation and bringing 11 years of industry experience. He has been with RBC Capital Markets since 2014 and is also affiliated with City National Bank. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Maple Village Home Owners Association and the local court of the Royal Order of Jesters, and he is a board member of the GND Development Alliance, a charitable foundation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored advisory programs combining discretionary and non-discretionary portfolio management with a range of in-house and third-party investment options.