Todd Ustby is a financial advisor with LPL Financial in Rochester, MN, holding the Series 63 designation and with 33 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory role, he has been involved in building houses and serves in a fiduciary capacity for The Charles Rocca Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Gary Reiland is a financial professional with 10 years of industry experience, currently with Cetera in Rochester, MN. He holds a Series 66 designation and has prior experience with Mayo Employees Federal Credit Union and a more than three-decade tenure at Mayo Clinic. Outside of his advisory role, he is involved in selling fixed insurance products including life insurance, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and various program structures, supported by a network of over 10,000 advisors and managing approximately $256 billion in assets.

Andrew Dunn is a financial advisor with Edward Jones in Rochester, MN, holding a Series 63 designation and over 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Robert Ziller is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2017. His prior experience includes roles at National Planning Corporation and as an independent insurance agent. Outside of his advisory work, he serves as an election judge for the City of Rochester and acts in fiduciary capacities for family estates and farms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of investment solutions, including financial planning and access to third-party asset management, supported by its extensive network of investment adviser representatives.

Bradley Dewerd is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services for 19 years. Dewerd serves as a board member of the Rochester Hockey Foundation, which raises funds through hockey camps for youth hockey in Rochester. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and automated rebalancing to construct portfolios that include a variety of investment options.

Ethan Humble is a financial advisor at Thrivent Investment Management with a Series 66 designation and one year of industry experience. Prior to joining Thrivent, he worked at Flynn Wright and held various roles in the media and retail sectors. Outside of finance, he served at First United Methodist Church and Simpson College for several years. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses across a range of financial topics. The firm delivers planning separately from portfolio management and emphasizes periodic reviews of its recommendations.

Matthew Sather is a Certified Financial Planner® with Raymond James Financial Services Advisors, Inc., bringing four years of industry experience. Prior to joining Raymond James, he worked at Rock Island Wealth Management and LPL Financial. Outside of finance, he works as a freelance actor, participating in professional theatre as his schedule allows. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using various analytical tools and supports a broad network of advisors and affiliated firms.

Kaye Anderson is a financial advisor at Edward Jones with nine years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets nationwide.

Dana Riggie is a financial advisor with Ameriprise in Rochester, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, Dana worked at Edward Jones for five years and was employed at Horizons Conference Center for three years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, providing clients with written recommendations and ongoing advice based on proprietary research and tax-aware strategies.

Brian Gruhlke is a financial advisor with Primerica Advisors in Rochester, MN, holding a Series 63 designation and over 38 years of industry experience. He has been with Primerica Advisors since 1987 and has prior work experience with organizations including Olmsted Medical Center and Midwestern Wheels, Inc. Outside of his advisory role, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and provides a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional plan services.

Mychelle Christian is a financial advisor at Ameriprise with 20 years of industry experience. She holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 1996. Outside of her advisory role, she serves on the Board of Directors for St. Ignatius Catholic Church in Spring Valley, MN. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Daryn Ruggeberg is a financial advisor with Primerica Advisors in Rochester, MN, holding a Series 63 designation and 35 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors since 1990. Outside of advisory activities, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and selectively managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing portfolio management without serving institutional pension or profit-sharing plans.

Jodi Miller Hammes is a financial advisor with Ameriprise in Rochester, MN, holding the ChFC® and Series 63 designations and bringing 31 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she co-owns an Orange Theory Fitness gym and serves on the Finance Committee and Lifetime Board of the Boys and Girls Club of Rochester, MN. Ameriprise is a large institutional firm that offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Randall Ehleringer is a CFP® and ChFC® with 39 years of industry experience, currently affiliated with Ameriprise Financial Services LLC since 1988. He has held continuous roles within Ameriprise entities since 1987. Outside of his advisory work, he serves on the board of directors for Wishes and More, a nonprofit organization. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides retirement planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Staci Kaltenbach is a CFP®, ChFC®, and Series 66 registered financial advisor with Edward Jones in Byron, MN. She has 16 years of industry experience and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and operating under a fiduciary standard. The firm is notable for its extensive nationwide advisor and branch network, as well as affiliated capabilities including a trust company and proprietary mutual funds.

Arlin Bornschlegl Jr. is a financial advisor with Thrivent Investment Management in Rochester, MN. He holds the ChFC® designation and Series 66 license and has 19 years of industry experience. Bornschlegl has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2006. He serves as a member of the WELS Board for World Missions, a charitable organization that supports global missions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written recommendations across various financial topics without managing assets directly. The firm emphasizes goal-based, holistic planning and offers a consolidated billing option for combining planning with managed-account services.

Matthew Cano is a financial advisor with Fisher Investments, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 10 years before joining Fisher Investments in 2018. Cano serves on the board of directors for the Austin Area Chamber of Commerce. Fisher Investments provides discretionary portfolio management to a diverse client base, including institutional and high-net-worth individuals, utilizing a centralized investment process that combines quantitative and qualitative research to build globally diversified portfolios. The firm offers a range of services including sub-advisory and retirement plan solutions.

Josh Dascher is a financial advisor with Thrivent Investment Management in Rochester, MN, holding a Series 66 designation and six years of industry experience. Prior to joining Thrivent in 2020, he was self-employed and worked at Augsburg University and the Mayo Clinic. Outside of finance, he serves as a game official for NCAA football as well as high school football and basketball. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach focuses on holistic, goal-based analyses addressing topics such as retirement, tax, estate, and special needs planning, with an option to combine planning and managed-account services under a consolidated billing program.

Jason Tlougan is a financial advisor at Ameriprise with two years of industry experience. He previously worked at Wells Fargo Bank from 2018 to 2022. Outside of his advisory role, he manages an advisory business through DNB Enterprises, LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Kathleen Allison is a financial advisor with Morgan Stanley in Rochester, MN, holding a Series 63 designation and bringing 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 2000. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and secular return estimates from its Global Investment Committee.