Wayne Schluchter is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Schluchter Investment Advisors and Commonwealth Financial Network. Outside of his advisory role, he serves as an assistant varsity football coach at St. Cloud Technical High School and is involved with the NDSU Foundation & Alumni Association as a director. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs providing portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

David Dolan is a financial advisor with OSAIC in St. Cloud, MN, holding a Series 63 designation and bringing 26 years of industry experience. Prior to joining OSAIC in 2024, he has been associated with State Farm since 1991. He serves on the board of directors and finance committee of the Catholic Community Schools, a group of ten private Catholic schools. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing a range of asset-allocation tools and third-party platforms to manage portfolios that include various securities and alternative investments.

Aaron Zimmer is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera. He has previously worked with firms including Securian Financial Services and Minnesota Life Insurance, and currently operates his own financial services business, Aaron M Zimmer Agency LLC. Zimmer is based in St. Cloud, MN. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of services to individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, various retirement services, and access to third-party money managers across multiple program structures and investment strategies.

Lacy Plemel is a financial advisor at Equitable Advisors with two years of industry experience and holds the Series 66 designation. Prior to joining Equitable Advisors, Plemel has held leadership roles in several private businesses, including Plemel Medical & Consulting LLC and Plemel Roof Technologies LLC. She also serves as an Executive Assistant for the Minnesota Society of Plastic Surgeons, a nonprofit organization. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers these services through a network of Investment Adviser Representatives, utilizing various third-party asset managers and advisory programs.

Patrick Kruchten is a financial advisor with Ameriprise in Saint Cloud, MN, holding the CFP® and Series 63 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he has served on the finance committee of LEAF and has acted as an expert witness in financial cases. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, delivering tailored, research-based recommendations through a centralized consulting team. The firm combines modeling, tax analysis, and asset management strategies, with an emphasis on assets held in Ameriprise-managed accounts.

Chad Raiche is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Cetera since 2016, following earlier roles at Gradient Advisors, LLC, Independent Financial Group, LLC, and Dougherty & Associates Financial Advisors, Inc. Outside of his advisory work, Raiche co-chairs an amateur state baseball tournament and serves as a trustee board member at Annandale Evangelical Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with multiple program structures and custodial relationships.

Josephine Kruchten is a financial advisor at Ameriprise with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to her current role, she was involved with the Power Plate Meals Company and has experience in various positions including at North Dakota State University and School District 742. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Aaron Green is a financial advisor with Cetera in St Cloud, MN, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has worked at Cetera since 2018 and previously spent two years with Thrivent Financial. Outside of his advisory role, he serves as a board member for the Cathedral High School Education Foundation and is a notary public for the state of Minnesota. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of over 10,000 advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and multiple program structures, managing over $256 billion in assets.

John Elliott is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His previous roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and customizes portfolio strategies based on clients’ risk profiles, utilizing both in-house and third-party investment managers.

Matthew Boenish is a financial advisor with Edward Jones in Sartell, MN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Devon Hanson is a financial advisor with Ameriprise in Saint Cloud, MN, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate since 2008. Outside of his advisory role, Hanson serves as Booster Club president for the Cathedral Track and Field team. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations in partnership with its advisors.

Brandon Finnegan is a financial advisor with Equitable Advisors, holding a Series 66 designation and possessing two years of industry experience. His prior work includes roles at Northwestern Mutual and UPS, among others. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party partnerships.

Brian Lutzke is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Vision Cents Optical for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Daniel De Vargas is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. His prior work includes roles at Cold Spring Brewery and several part-time positions before joining Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Samuel Jenson is a financial advisor at UBS Financial Services with five years of industry experience. He previously worked at Griffin Capital Securities and has held various roles including involvement with golf clubs and university positions. Jenson serves on the board of a Christian non-profit organization that hosts an annual event for professional golfers and baseball players to share their faith. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and lending programs.

Jerome Wenner is a financial advisor with Edward Jones in Cold Spring, MN, holding CFP®, ChFC®, and Series 63 designations, and has 25 years of industry experience. He has been with Edward Jones since 2001. Outside of advising, he is involved as a silent partner and director in several local commercial real estate entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Jay Loch is a financial advisor with RBC Capital Markets and holds Series 63 and Series 65 credentials. He has 30 years of industry experience and has worked at RBC Capital Markets since 2008 and City National Bank since 2019. Outside of his advisory role, he serves on the boards of several local organizations, including the Eden Valley-Watkins Community Foundation, the Paramount Arts District, the Tech Hockey Booster Club, and the St. Cloud Country Club. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, utilizing both in-house and third-party managers to meet diverse client needs.

Charles Murray is a financial advisor with Raymond James & Associates in Saint Cloud, MN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include five years at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, investment consulting, and institutional fiduciary services with a primarily non-discretionary approach.

Eric Henry is a financial advisor at Cetera with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has been with various Cetera entities since 2013. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Keith Laudenbach is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, combining in-house and third-party managers to meet diverse client needs.