April Mastey is a financial advisor with LPL Financial in Sauk Rapids, MN, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with LPL Financial since 2011. Outside of her advisory role, she is involved in notary services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Eric Bauer is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has been with Cetera and its affiliated entities since 2011. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary investment strategies.

Jeffrey Benda is a financial advisor at Cetera with 15 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Wells Fargo Advisors and Granite Community Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Wayne Schluchter is a financial advisor at RBC Capital Markets with 38 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Schluchter Investment Advisors and Commonwealth Financial Network. Outside of his advisory role, he serves as an assistant varsity football coach at St. Cloud Technical High School and is involved with the NDSU Foundation & Alumni Association as a director. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs providing portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

David Dolan is a financial advisor with OSAIC in St. Cloud, MN, holding a Series 63 designation and bringing 26 years of industry experience. Prior to joining OSAIC in 2024, he has been associated with State Farm since 1991. He serves on the board of directors and finance committee of the Catholic Community Schools, a group of ten private Catholic schools. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing a range of asset-allocation tools and third-party platforms to manage portfolios that include various securities and alternative investments.

Aaron Zimmer is a CFP® professional with 10 years of industry experience, currently associated with Cetera in St. Cloud, MN. He is the owner of Aaron M Zimmer Agency LLC and is also affiliated with North Star Resource Group, both providing financial services. His prior roles include work with Jacobs Financial and Securian Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Lacy Plemel is a financial advisor with Equitable Advisors holding a Series 66 designation and two years of industry experience. Prior to her current role, she has been involved with Plemel Medical & Consulting LLC and Plemel Roof Technologies LLC, where she serves as president. She is also active with the Minnesota Society of Plastic Surgeons as an executive assistant. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model with SEC investment adviser and broker-dealer status.

Patrick Kruchten is a financial advisor with Ameriprise in Saint Cloud, MN, holding the CFP® and Series 63 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he has served on the finance committee of LEAF and has acted as an expert witness in financial cases. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, delivering tailored, research-based recommendations through a centralized consulting team. The firm combines modeling, tax analysis, and asset management strategies, with an emphasis on assets held in Ameriprise-managed accounts.

Chad Raiche is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked at Cetera and its affiliates since 2016, with a prior year at Gradient Advisors, LLC. Outside of his advisory role, he co-chairs an amateur state baseball tournament and serves on the trustee board of Annandale Evangelical Church. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over $256 billion in assets and more than 10,000 advisors.

Josephine Kruchten is a financial advisor at Ameriprise with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to her current role, she was involved with the Power Plate Meals Company and has experience in various positions including at North Dakota State University and School District 742. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Aaron Green is a financial advisor with Cetera in St Cloud, MN, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has worked at Cetera since 2018 and previously spent two years with Thrivent Financial. Outside of his advisory role, he serves as a board member for the Cathedral High School Education Foundation and is a notary public for the state of Minnesota. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of over 10,000 advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and multiple program structures, managing over $256 billion in assets.

John Elliott is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His previous roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and customizes portfolio strategies based on clients’ risk profiles, utilizing both in-house and third-party investment managers.

Matthew Boenish is a financial advisor with Edward Jones in Sartell, MN, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory programs and investment strategies, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Devon Hanson is a financial advisor with Ameriprise in Saint Cloud, MN, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate since 2008. Outside of his advisory role, Hanson serves as Booster Club president for the Cathedral Track and Field team. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations in partnership with its advisors.

Brandon Finnegan is a financial advisor with Equitable Advisors in Saint Joseph, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Northwestern Mutual and held positions outside the financial industry at UPS and various hospitality establishments. Equitable Advisors serves a broad range of clients including individuals, high-net-worth families, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to provide advisory and brokerage solutions.

Brian Lutzke is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at Vision Cents Optical for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Robert Deters is a financial advisor at Osaic with 23 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors and Securities America Inc for 11 years. Outside of his advisory role, Deters is active in insurance sales, including life, health, and Medicare-related insurance products. Osaic Wealth, Inc. serves a diverse client base comprising retail and institutional investors by offering integrated brokerage and investment advisory services, financial planning, and access to various managed account solutions. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across multiple asset classes for both discretionary and non-discretionary accounts.

Daniel De Vargas is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. His prior work includes roles at Cold Spring Brewery and several part-time positions before joining Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Samuel Jenson is a financial advisor at UBS Financial Services with five years of industry experience. He previously worked at Griffin Capital Securities and has held various roles including involvement with golf clubs and university positions. Jenson serves on the board of a Christian non-profit organization that hosts an annual event for professional golfers and baseball players to share their faith. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and lending programs.

Jerome Wenner is a financial advisor with Edward Jones in Cold Spring, MN, holding CFP®, ChFC®, and Series 63 designations, and has 25 years of industry experience. He has been with Edward Jones since 2001. Outside of advising, he is involved as a silent partner and director in several local commercial real estate entities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.