Raymond Ramos is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab & Co., USAA, and JP Morgan Securities. Ramos is based in Boerne, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Jason Null is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is noted for its extensive retail advisor and branch network, affiliated mutual funds, and trust services.

Peter Brown is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds Series 65 and Series 66 licenses and has been with UBS since 2011. Brown serves as Secretary and Chairman of the Continuing Education and Curriculum Committee for the Academy of Certified Portfolio Managers. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services through a network of financial advisors utilizing proprietary research and model-based asset allocations.

Salvatore Holt is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at SagePoint Financial, Inc. for 14 years before joining OSAIC in 2023. Holt is also president and managing partner of Holt Financial Group LLC, a marketing and branding entity for insurance and consulting services. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering both brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk tolerance assessments and utilizes a range of discretionary and third-party management strategies.

Alejandro Martinez is a financial advisor at Edward Jones with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Victory Capital Services, Charles Schwab, JP Morgan Chase, Apple Inc, and Tesla Motors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ryan Ridlehuber is a financial advisor with Raymond James & Associates in Boerne, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Raymond James since 2015. Outside of advising, he is an officer and treasurer of WayStar, LLC, managing company financials. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and various organizations. The firm provides tailored financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Kevin Foreman is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses. He has 37 years of industry experience, including 12 years at Thrivent Investment Management prior to joining LPL Financial in 2016. Foreman also serves as a life and fixed annuities agent with Pietsch Wealth Management Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing a broad advisor network and technology tools to support discretionary and non-discretionary investment strategies.

Michael Flores Jr. is a Series 66-registered financial advisor with 14 years of industry experience. He is currently with Ameriprise and has previously worked at Cetera, Provident Wealth Management, and JP Morgan Security LLC. Flores also manages an advisory business under Happy Bank in Fredericksburg, TX. Ameriprise offers retirement-income planning services primarily for individuals with at least $1 million in net investable assets and provides detailed written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies through a centralized consulting team.

Michael Wincek is a financial advisor with Ameriprise Financial Services in Boerne, TX, holding Series 63 and Series 65 licenses and 47 years of industry experience. He has been with Ameriprise since 2019, previously working at Wells Fargo Clearing from 2016 to 2019. Outside of his advisory work, he owns Whiskey Ridge Exotics LLC, a business breeding exotic livestock. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through a centralized service team.

Kristin Blow is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, she worked as a teacher for the Northside Independent School District from 2017 to 2020. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Erik Holt is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial, Matthew Robert Farrell, and Northwestern Mutual. Outside of his advisory role, he serves as a general board member for the Boerne Soccer Club, a nonprofit youth soccer program. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization.

Richard Reyes III is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2021. He previously worked at Charles Schwab and USAA Financial Advisors, Inc. Reyes is also a member of the Board of Governors for Shriners Children's Texas. Edward Jones is a full-service wealth management firm with over 23,700 advisors nationwide, serving individual and institutional clients through a range of advisory programs that include discretionary and non-discretionary strategies, SMAs, and affiliated mutual funds.

Jake Stollmeyer is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and previously worked for nine years in freelance television. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension and profit-sharing plans, and charitable organizations, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Phillip Hunter is a financial advisor at Fidelity with 33 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His tenure at Fidelity includes roles at Fidelity Brokerage Services, Inc. since 1992 and Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to design model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Robert Hartman is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 and 66 licenses. He has 24 years of industry experience, including prior roles at Eagle Strategies, LLC and New York Life. Outside of his advisory work, he owns Hartman Haus Holdings LLC, an LLC created to hold future rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services using firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.

Joel Salazar is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has 26 years of industry experience. He has worked at multiple firms, including USAA and Ameriprise, before joining J.P. Morgan in 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes an ESG eligibility framework, supported by broader derivatives and commodities capabilities.

Jeffrey Strain is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Charles Schwab since 2011, including roles at TD Ameritrade prior to its acquisition. Outside of finance, he occasionally performs as a musician, including playing with his church's worship band. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, and custody services through its wrap fee programs and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized operational infrastructure.

James Mc Anelly is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of more than 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Geoffrey Gatlin is a financial advisor with Raymond James & Associates in Boerne, TX, holding Series 63 and Series 65 credentials and with 29 years of industry experience. He has worked at Raymond James & Associates since 2001, with a two-year period at Wells Fargo Clearing from 2016 to 2018. Outside of advisory work, he is a partner in real estate businesses that manage rental properties and land holdings. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a range of portfolio management styles, affiliated research, and a notable municipal advisory practice.

Richard Garcia is a financial advisor with J.P. Morgan Securities in Boerne, Texas. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, his work background includes self-employment and roles in various sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory approach combines quantitative and qualitative research to deliver non-discretionary asset allocation advice, investment manager research, and customized performance reporting.