Terry Langston is a financial advisor with Hill Country Group in Boerne, TX, holding a Series 65 designation and 14 years of industry experience. Prior to joining Hill Country Group in 2021, he worked at Covenant Multifamily Offices and Eggerss Capital Management. Outside of his advisory role, he is the owner and designer of Comfort Pizza LLC, a restaurant business, and serves as Director of National Accounts for Tifco, a distributor of maintenance, repair, and operations supplies. Hill Country Group provides investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and other business entities. The firm employs a combination of fundamental and technical analysis along with modern portfolio theory to tailor portfolios to client investment policies, offering both discretionary and non-discretionary management.

Abraham Williams is a financial advisor at Hill Country Group in Boerne, TX, holding a Series 65 designation with one year of industry experience. His prior roles include positions at BNY, Varagon Capital Partners, and Oak Hill Advisors. Hill Country Group provides investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and business entities, employing a mix of fundamental and technical analysis along with modern portfolio theory to tailor long-term strategies aligned with client investment policies.

Oscar Flores is a financial advisor with Monex Asset Management, Inc. in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Monex since 2015. Monex Asset Management provides discretionary and non-discretionary investment advisory and consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, technical, and charting analysis to implement a range of investment strategies from long-term holdings to short-term trading and option writing.

Daniel Reinke is a CFP® and ChFC® affiliated with Avid Wealth Partners, LLC in San Antonio, Texas. He has five years of industry experience, including roles at Northwestern Mutual Investment Services LLC and other firms prior to joining Avid Wealth Partners in 2020. Reinke is also a licensed insurance agent involved with Avid Risk Management. Avid Wealth Partners provides financial planning, consulting, and investment management services to individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans. The firm emphasizes a goal-oriented wealth planning approach focusing on tax efficiency, downside protection, and diversified asset allocation, often utilizing third-party managers and private funds to implement specialized strategies.

Bryce Christopher is a financial advisor at Reliance Wealth Management in San Antonio, TX, holding Series 63 and Series 66 licenses with six years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, Wells Fargo Bank, and USAA. Outside of his advisory work, he is involved in freelance computer repair and works part-time in waste services. Reliance Wealth Management serves individuals, foundations, trusts, estates, corporations, and charitable organizations with discretionary investment management and financial planning. The firm uses a top-down, macro-environmental investment approach emphasizing tactical asset allocation and employs a variety of investment vehicles including mutual funds, ETFs, and alternative investments.

Gary Harris is a financial advisor with S Harris Financial Group, LLC, holding a Series 66 designation and 12 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc., and Raymond James Financial Services, Inc. prior to his current role. Outside of financial advising, he is involved in several business ventures including managing member roles in asset holding companies and business consulting. S Harris Financial Group serves individual and high-net-worth clients as well as retirement plans, offering discretionary investment management, comprehensive wealth management, and retirement plan advisory services. The firm employs a long-term investment approach with a blend of fundamental and technical analysis and provides specialized services such as Certified Divorce Financial Analysis and mediation support.

Michael De Guzman is affiliated with Teamwork Financial Advisors, LLC as a Series 65-licensed advisor. He has been with Teamwork Financial Advisors since 2026 and has 14 years of experience running his own law practice, Michael de Guzman Law PLLC. Teamwork Financial Advisors is a team-based registered investment adviser serving individuals, high-net-worth clients, and institutional accounts. The firm employs a model-based, core-and-satellite investment approach utilizing ETFs, individual equities, and U.S. Treasuries, and is formally affiliated with accounting and law firms to coordinate tax and legal matters alongside investment advice.

Matthew Sebenoler is a financial advisor with Invicta Financial Group in Boerne, TX, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes positions at BDT & Associates, Wells Fargo Clearing, Wells Fargo, Allstate Financial Advisors, Eagle Strategies, and First Command. He is trustee of a trust since 1999, a role he performs without compensation. Invicta Financial Group provides financial planning and advisory services to individuals, high-net-worth clients, and business entities. The firm focuses on written financial action plans and refers clients to third-party money managers for portfolio implementation and review, operating primarily on a non-discretionary basis.

Nathaniel Morris is a financial advisor with Financial Life Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior work includes roles at Cetera Advisor Networks, Christian Investment Advisors, and Girard Securities. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management for individuals, high-net-worth clients, and institutional entities through discretionary portfolio management that incorporates fundamental, technical, and cyclical analysis.

Russell Stehling is a financial advisor at Avid Wealth Partners, LLC with 22 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Northwestern Mutual and New Edge Advisors. Stehling is also involved with Avid Risk Management, providing insurance and financial planning services as a licensed insurance agent. Avid Wealth Partners offers financial planning, consulting, and investment management to a range of clients including individuals, trusts, and charitable organizations. The firm employs a goal-oriented wealth planning approach that incorporates tax efficiency, downside protection, and diversified asset allocation, often utilizing third-party managers and specialized investment vehicles.

Britton Ouellette is a financial advisor at Optivise Advisory Services LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Optivise since 2019. In addition to his advisory role, he is an insurance agent at DPO Insurance Agency, Inc. Optivise Advisory Services provides portfolio management and financial planning to individuals, retirement plans, trusts, charitable organizations, and other investment advisers. The firm utilizes both internally developed model portfolios and third-party sub-advisors, offering discretionary and non-discretionary solutions supported by technology and detailed reporting.

Sandra Justin is a financial advisor with PAX Financial Group in San Antonio, TX, holding a Series 65 license and six years of industry experience. Her prior roles include five years at Broadway Wealth Solutions and fifteen years at Broadway National Bank. She is also licensed in life and health insurance. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach overseen by an Investment Committee that utilizes traditional academic frameworks to build diversified, long-term portfolios with periodic rebalancing and incorporates conservative, Christian values–based ETF selections.

John Hallett is a financial advisor at Reliance Wealth Management in San Antonio, TX, with two years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Reliance Financial Partners in 2026, he worked at PAX Financial Group, LLC and First State Bank & Trust. Reliance Wealth Management serves individuals, high-net-worth clients, foundations, trusts, estates, corporations, and charitable organizations, providing discretionary investment management and integrated or stand-alone financial planning. The firm employs a top-down, macro-environmental investment approach emphasizing tactical asset allocation and sector rotation across a diversified range of investment vehicles.

Joshua Hussong is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank for 11 years before joining Financial Life Advisors in San Antonio, TX. Hussong holds Series 63 and Series 65 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management to individuals, high-net-worth clients, and institutional entities, using a combination of fundamental, technical, and cyclical analysis.

Kirk Francis is a Certified Financial Planner® with 48 years of industry experience, currently serving at Financial Life Advisors in San Antonio, TX. He has a diverse background that includes leadership roles with the Housing Authority of Bexar County and the City of Hill Country Village, where he serves as chairman and participates in governance and zoning commission activities. His prior financial services experience includes positions with United Planners' Financial Services of America and Cross Insurance (International) Group. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities, using a range of analytical strategies tailored to client financial plans.

Samuel Haager is a CFP®-designated financial advisor with three years of industry experience, currently with S Harris Financial Group, LLC in San Antonio, TX. He previously worked at Raymond James Financial Services Advisors, Inc. and Cantera Capital Partners. Outside of his advisory role, Haager is also licensed as an insurance agent. S Harris Financial Group is an SEC-registered advisory firm serving individual and high-net-worth clients, along with retirement plans. The firm combines long-term fundamental and technical investment analysis with specialized services such as Certified Divorce Financial Analysis and mediation support, managing approximately $404 million across six advisors.

Kimberly Nourie is a Certified Financial Planner® with 26 years of industry experience. She has been with Financial Life Advisors since 2017 and previously worked at Business Financial Group and Commonwealth Financial Network. Her background also includes over a decade with Shaklee. Financial Life Advisors is a seven-advisor team that provides comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm manages approximately $366 million in client assets using a range of strategies informed by fundamental, technical, and cyclical analysis.

Benjamin Gurwitz is a CFP® with 18 years of industry experience and has been with Financial Life Advisors in San Antonio, TX since 2008. He serves as the Investment Committee Chair and is a board member of the Jewish Federation of San Antonio, overseeing the endowment fund management. Financial Life Advisors is a seven-advisor team managing approximately $366 million in assets, providing comprehensive financial planning, consulting, and investment management to individuals, high-net-worth clients, and institutional entities. The firm employs fundamental, technical, and cyclical analysis in portfolio management and generally serves clients on a discretionary basis with periodic reviews to ensure suitability and performance.

Benjamin Lopez is a financial advisor at Alterna Wealth Management, Inc. in San Antonio, TX, with 20 years of industry experience. He has previously worked at Actinver Wealth Management, Optima Capital Management, and Sunport Capital. Lopez holds Series 63 and Series 65 licenses and serves as managing member of KASA Investments, LLC and secretary/director of Optima Equity Partners, Inc. Alterna Wealth Management provides investment advisory and portfolio management services to individuals, high-net-worth clients, trusts, estates, institutions, and charitable organizations. The firm employs a disciplined global approach to asset allocation using dynamic models and combines quantitative analysis, technical methods, and an in-house trading desk to serve a largely international client base.

Gregory Rickert is a financial advisor with Hill Country Group in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Calton & Associates, Inc., Westpark Wealth Advisors, Inc., and Ims Securities, Inc. Outside of his advisory work, he is a CPA who owns a tax preparation business and serves as a director for companies involved in oil and gas well reworking and in selling water valves and air purifiers. Hill Country Group provides investment advisory and financial planning services to individuals, high-net-worth clients, corporations, and other entities. The firm employs a blend of fundamental and technical analysis with modern portfolio theory and long-term strategies, offering both discretionary and non-discretionary asset management along with retirement plan consulting and comprehensive planning that includes insurance services.